Allied Bank (KAR:ABL) Cyclically Adjusted FCF per Share: ₨206.57 (As of Mar. 2026)

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KAR:ABL Allied Bank Ltd KAR:ABL
55 GF Score
Price ₨180.69
GF Value ₨119.81
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Allied Bank Cyclically Adjusted FCF per Share?

Allied Bank KAR:ABL -0.03% 55 Cyclically Adjusted FCF per Share is ₨206.57 as of Mar. 2026. GuruFocus rates KAR:ABL with a GF Score™ of 55/100 and a GF Value™ of ₨119.81 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Allied Bank's adjusted free cash flow per share for the three months ended in Mar. 2026 was ₨376.321. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ₨206.57 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Allied Bank's average Cyclically Adjusted FCF Growth Rate was 67.40% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 18.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Allied Bank was 18.50% per year. The lowest was -2.00% per year. And the median was 8.25% per year.

As of today (2026-07-16), Allied Bank's current stock price is ₨180.69. Allied Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ₨206.57. Allied Bank's Cyclically Adjusted Price-to-FCF of today is 0.87.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Allied Bank was 1.50. The lowest was 0.56. And the median was 0.87.


Allied Bank  (KAR:ABL) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Allied Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=180.69/206.57
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Allied Bank was 1.50. The lowest was 0.56. And the median was 0.87.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Allied Bank Cyclically Adjusted FCF per Share Related Terms


Allied Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Allied Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allied Bank Cyclically Adjusted FCF per Share Chart

Allied Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 101.90 102.41 101.26 95.86 170.41

Allied Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 123.41 174.99 166.41 170.41 206.57

Allied Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Allied Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allied Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Allied Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Allied Bank's Cyclically Adjusted Price-to-FCF falls into.


KAR:ABL
55GF Score
Allied Bank Ltd KAR:ABL
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allied Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Allied Bank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=376.321/330.2130*330.2130
=376.321

Current CPI (Mar. 2026) = 330.2130.

Allied Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -23.609 241.018 -32.346
201609 16.490 241.428 22.554
201612 23.488 241.432 32.125
201703 6.353 243.801 8.605
201706 -22.193 244.955 -29.917
201709 16.223 246.819 21.704
201712 97.027 246.524 129.965
201803 -201.132 249.554 -266.140
201806 355.662 251.989 466.069
201809 -373.615 252.439 -488.722
201812 242.452 251.233 318.672
201903 -181.287 254.202 -235.495
201906 183.081 256.143 236.023
201909 139.507 256.759 179.417
201912 -61.419 256.974 -78.924
202003 -91.485 258.115 -117.039
202006 20.247 257.797 25.934
202009 111.572 260.280 141.550
202012 60.293 260.474 76.436
202103 142.182 264.877 177.253
202106 78.755 271.696 95.717
202109 91.130 274.310 109.702
202112 -93.286 278.802 -110.488
202203 -29.680 287.504 -34.089
202206 128.237 296.311 142.909
202209 -65.419 296.808 -72.782
202212 15.362 296.797 17.092
202303 59.591 301.836 65.193
202306 34.097 305.109 36.902
202309 -114.355 307.789 -122.686
202312 79.261 306.746 85.325
202403 21.337 312.332 22.559
202406 118.732 314.175 124.793
202409 32.424 315.301 33.957
202412 -193.548 315.605 -202.507
202503 311.072 319.799 321.202
202506 519.701 322.561 532.030
202509 -39.189 324.800 -39.842
202512 94.849 324.054 96.652
202603 376.321 330.213 376.321

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ₨206.57 mean?
Allied Bank (KAR:ABL) has a Cyclically Adjusted FCF per Share of ₨206.57 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Allied Bank and its competitors.
Is Allied Bank's Cyclically Adjusted FCF per Share too high?
Allied Bank's current Cyclically Adjusted FCF per Share is ₨206.57. Overall, Allied Bank has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allied Bank's Cyclically Adjusted FCF per Share compare to competitors?
Allied Bank's Cyclically Adjusted FCF per Share of ₨206.57 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Allied Bank and its competitors. Allied Bank's current Cyclically Adjusted FCF per Share is ₨206.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Bank stock overvalued right now?
Based on GuruFocus' analysis, Allied Bank (KAR:ABL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨119.81, compared to a current price of ₨180.69 — trading 50.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is ₨206.57. Allied Bank's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Allied Bank (KAR:ABL), the current Cyclically Adjusted FCF per Share is ₨206.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allied Bank (KAR:ABL) Overvalued in 2026?

Based on GuruFocus' analysis, Allied Bank stock appears to be overvalued. The current stock price of ₨180.69 is trading 50.8% above its estimated GF Value™ of ₨119.81. GuruFocus considers Allied Bank to be Significantly Overvalued.

Key valuation signals for KAR:ABL:

  • Cyclically Adjusted FCF per Share: ₨206.57
  • GF Value™: ₨119.81 vs. price of ₨180.69 (50.8% above fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the KAR:ABL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allied Bank Business Description

Address 3 Tipu Block, New Garden Town, Main Boulevard, Lahore, PB, PAK, 54000
Allied Bank Ltd is a scheduled bank engaged in providing commercial banking and related services. It offers financial products and services to medium- and large-sized public- and private-sector entities, as well as overseas clients, including corporate advisory, underwriting, cash management, trade products, corporate finance products, tenured financing arrangements, and customer service. It also supports treasury and money market activities, provides retail banking services to consumers and small and medium enterprises, and offers loans and deposits to commercial and retail customers. The bank's segments are Corporate and Investment Banking; Trading and Sales; Commercial and retail banking; Islamic banking; Asset management company, and Others.
55GF Score

Get the complete analysis for KAR:ABL

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨180.69
Price
₨119.81
GF Value