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Allied BankKAR:ABL -1.08%55 5-Year Yield-on-Cost % is 28.44 as of Jul. 23, 2026, which is 4% below its 10-year median of 29.51. GuruFocus rates KAR:ABL with a GF Score™ of 55/100 and a GF Value™ of ₨120.14 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Allied Bank ranks better than 97.2% on this metric.
Allied Bank's yield on cost for the quarter that ended in Mar. 2026 was 28.44.
The historical rank and industry rank for Allied Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
KAR:ABL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 14.2 Med: 29.51 Max: 46.47
Current: 28.44
During the past 13 years, Allied Bank's highest Yield on Cost was 46.47. The lowest was 14.20. And the median was 29.51.
KAR:ABL's 5-Year Yield-on-Cost % is ranked better than 97.2% of 1251
companies
in the Banks industry
Industry Median: 3.9
vs KAR:ABL: 28.44
Allied Bank (KAR:ABL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Allied Bank 5-Year Yield-on-Cost % Related Terms
Allied Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Allied Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allied Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Allied Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Allied Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Allied Bank is calculated as
Allied Bank (KAR:ABL) has a 5-Year Yield-on-Cost % of 28.44 as of Jul. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Allied Bank and its competitors. This is near median its historical median of 29.51. Over the past decade, Allied Bank's 5-Year Yield-on-Cost % has ranged from 14.20 to 46.47. According to the industry distribution chart, Allied Bank ranks #35 out of 1251 companies in the Banks industry, placing it in the top 2.8%.
Is Allied Bank's 5-Year Yield-on-Cost % too high?
Allied Bank's current 5-Year Yield-on-Cost % of 28.44 is near median its 10-year median of 29.51. Over the past 10 years, this metric has ranged from a low of 14.20 to a high of 46.47. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Allied Bank's value of 28.44 is 629.2% above this industry median. Based on the distribution chart, Allied Bank ranks #35 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Allied Bank has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allied Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Allied Bank ranks #35 out of 1251 companies for 5-Year Yield-on-Cost %. This places Allied Bank in the top 3% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.90. Allied Bank's value of 28.44 is 629.2% above this benchmark. Historically, Allied Bank's own 5-Year Yield-on-Cost % has ranged from 14.20 to 46.47 over the past decade. While the company's 10-year median is 29.51 vs. the industry median of 3.90, Allied Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allied Bank's current 5-Year Yield-on-Cost % of 28.44 is 629.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Allied Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Bank's current 5-Year Yield-on-Cost % is 28.44, which is near median its own 10-year median of 29.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Bank stock overvalued right now?
Based on GuruFocus' analysis, Allied Bank (KAR:ABL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨120.14, compared to a current price of ₨175.63 — trading 46.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 28.44, which is near median its 10-year median of 29.51 and 629.2% above the Banks industry median of 3.90. Allied Bank's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Allied Bank (KAR:ABL), the current 5-Year Yield-on-Cost % is 28.44 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allied Bank (KAR:ABL) Overvalued in 2026?
Based on GuruFocus' analysis, Allied Bank stock appears to be overvalued.
The current stock price of ₨175.63 is trading 46.2% above its estimated GF Value™ of ₨120.14.
GuruFocus considers Allied Bank to be Significantly Overvalued.
Key valuation signals for KAR:ABL:
5-Year Yield-on-Cost %: 28.44 (near median its 10-year median of 29.51)
GF Value™: ₨120.14 vs. price of ₨175.63 (46.2% above fair value)
Industry Position: 629.2% above the Banks median (#35 of 1251)
No single metric tells the full story. See the KAR:ABL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allied Bank Ltd is a scheduled bank engaged in providing commercial banking and related services. It offers financial products and services to medium- and large-sized public- and private-sector entities, as well as overseas clients, including corporate advisory, underwriting, cash management, trade products, corporate finance products, tenured financing arrangements, and customer service. It also supports treasury and money market activities, provides retail banking services to consumers and small and medium enterprises, and offers loans and deposits to commercial and retail customers. The bank's segments are Corporate and Investment Banking; Trading and Sales; Commercial and retail banking; Islamic banking; Asset management company, and Others.
55GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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