Allied Bank (KAR:ABL) Cyclically Adjusted PS Ratio: 2.16 (As of Jul. 21, 2026) — 29% Above Median

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KAR:ABL Allied Bank Ltd KAR:ABL
55 GF Score
Price ₨177.15
GF Value ₨120.04
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Allied Bank Cyclically Adjusted PS Ratio?

Allied Bank KAR:ABL -1.60% 55 Cyclically Adjusted PS Ratio is 2.16 as of Jul. 21, 2026, which is 29% above its 10-year median of 1.68. GuruFocus rates KAR:ABL with a GF Score™ of 55/100 and a GF Value™ of ₨120.04 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,301 Banks companies, Allied Bank ranks better than 72.18% on this metric.

As of today (2026-07-21), Allied Bank's current share price is ₨177.15. Allied Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₨82.04. Allied Bank's Cyclically Adjusted PS Ratio for today is 2.16.

The historical rank and industry rank for Allied Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

KAR:ABL' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.16   Med: 1.68   Max: 2.68
Current: 2.19

During the past years, Allied Bank's highest Cyclically Adjusted PS Ratio was 2.68. The lowest was 1.16. And the median was 1.68.

KAR:ABL's Cyclically Adjusted PS Ratio is ranked better than
72.18% of 1301 companies
in the Banks industry
Industry Median: 3.37 vs KAR:ABL: 2.19

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Allied Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was ₨29.573. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₨82.04 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Allied Bank  (KAR:ABL) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Allied Bank Cyclically Adjusted PS Ratio Related Terms


Allied Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Allied Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allied Bank Cyclically Adjusted PS Ratio Chart

Allied Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.80 1.25 1.36 1.95 2.31

Allied Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.83 1.87 2.22 2.31 2.09

Allied Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Allied Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allied Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Allied Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Allied Bank's Cyclically Adjusted PS Ratio falls into.


KAR:ABL
55GF Score
Allied Bank Ltd KAR:ABL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allied Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Allied Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=177.15/82.04
=2.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allied Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Allied Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=29.573/330.2130*330.2130
=29.573

Current CPI (Mar. 2026) = 330.2130.

Allied Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 10.892 241.018 14.923
201609 8.954 241.428 12.247
201612 8.591 241.432 11.750
201703 8.944 243.801 12.114
201706 9.442 244.955 12.728
201709 8.130 246.819 10.877
201712 9.174 246.524 12.288
201803 10.097 249.554 13.360
201806 9.696 251.989 12.706
201809 8.851 252.439 11.578
201812 9.504 251.233 12.492
201903 10.706 254.202 13.907
201906 10.531 256.143 13.576
201909 11.098 256.759 14.273
201912 13.079 256.974 16.807
202003 12.081 258.115 15.456
202006 15.424 257.797 19.757
202009 13.055 260.280 16.563
202012 12.348 260.474 15.654
202103 12.867 264.877 16.041
202106 14.164 271.696 17.215
202109 13.533 274.310 16.291
202112 12.942 278.802 15.329
202203 14.445 287.504 16.591
202206 18.659 296.311 20.794
202209 20.496 296.808 22.803
202212 21.907 296.797 24.373
202303 22.693 301.836 24.826
202306 29.886 305.109 32.345
202309 30.303 307.789 32.511
202312 34.210 306.746 36.827
202403 30.828 312.332 32.593
202406 32.712 314.175 34.382
202409 33.092 315.301 34.657
202412 29.814 315.605 31.194
202503 29.023 319.799 29.968
202506 29.043 322.561 29.732
202509 29.461 324.800 29.952
202512 28.802 324.054 29.349
202603 29.573 330.213 29.573

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.16 mean?
Allied Bank (KAR:ABL) has a Cyclically Adjusted PS Ratio of 2.16 as of Jul. 21, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Allied Bank and its competitors. This is 29% above median its historical median of 1.68. Over the past decade, Allied Bank's Cyclically Adjusted PS Ratio has ranged from 1.16 to 2.68. According to the industry distribution chart, Allied Bank ranks #362 out of 1301 companies in the Banks industry, placing it in the top 27.8%.
Is Allied Bank's Cyclically Adjusted PS Ratio too high?
Allied Bank's current Cyclically Adjusted PS Ratio of 2.16 is 29% above median its 10-year median of 1.68. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 2.68. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Allied Bank's value of 2.16 is 35.9% below this industry median. Based on the distribution chart, Allied Bank ranks #362 out of 1301 companies in the Banks industry, which is above the industry midpoint. Overall, Allied Bank has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allied Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Allied Bank ranks #362 out of 1301 companies for Cyclically Adjusted PS Ratio. This puts Allied Bank in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. Allied Bank's value of 2.16 is 35.9% below this benchmark. Historically, Allied Bank's own Cyclically Adjusted PS Ratio has ranged from 1.16 to 2.68 over the past decade. While the company's 10-year median is 1.68 vs. the industry median of 3.37, Allied Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allied Bank's current Cyclically Adjusted PS Ratio of 2.16 is 35.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Allied Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Bank's current Cyclically Adjusted PS Ratio is 2.16, which is 29% above median its own 10-year median of 1.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Bank stock overvalued right now?
Based on GuruFocus' analysis, Allied Bank (KAR:ABL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨120.04, compared to a current price of ₨177.15 — trading 47.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.16, which is 29% above median its 10-year median of 1.68 and 35.9% below the Banks industry median of 3.37. Allied Bank's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Allied Bank (KAR:ABL), the current Cyclically Adjusted PS Ratio is 2.16 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allied Bank (KAR:ABL) Overvalued in 2026?

Based on GuruFocus' analysis, Allied Bank stock appears to be overvalued. The current stock price of ₨177.15 is trading 47.6% above its estimated GF Value™ of ₨120.04. GuruFocus considers Allied Bank to be Significantly Overvalued.

Key valuation signals for KAR:ABL:

  • Cyclically Adjusted PS Ratio: 2.16 (29% above median its 10-year median of 1.68)
  • GF Value™: ₨120.04 vs. price of ₨177.15 (47.6% above fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 35.9% below the Banks median (#362 of 1301)

No single metric tells the full story. See the KAR:ABL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allied Bank Business Description

Address 3 Tipu Block, New Garden Town, Main Boulevard, Lahore, PB, PAK, 54000
Allied Bank Ltd is a scheduled bank engaged in providing commercial banking and related services. It offers financial products and services to medium- and large-sized public- and private-sector entities, as well as overseas clients, including corporate advisory, underwriting, cash management, trade products, corporate finance products, tenured financing arrangements, and customer service. It also supports treasury and money market activities, provides retail banking services to consumers and small and medium enterprises, and offers loans and deposits to commercial and retail customers. The bank's segments are Corporate and Investment Banking; Trading and Sales; Commercial and retail banking; Islamic banking; Asset management company, and Others.
55GF Score

Get the complete analysis for KAR:ABL

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨177.15
Price
₨120.04
GF Value