Allied Bank (KAR:ABL) EV-to-OCF: 0.22 (As of Sep. 01, 2026) — 175% Above Median

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KAR:ABL Allied Bank Ltd KAR:ABL
52 GF Score
Price ₨169.53
GF Value ₨126.93
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Allied Bank EV-to-OCF?

Allied Bank KAR:ABL +0.04% 52 EV-to-OCF is 0.22 as of Sep. 01, 2026, which is 175% above its 10-year median of 0.08. GuruFocus rates KAR:ABL with a GF Score™ of 52/100 and a GF Value™ of ₨126.93 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,492 Banks companies, Allied Bank ranks better than 69.03% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Allied Bank's Enterprise Value is ₨112,060 Mil. Allied Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was ₨504,808 Mil. Therefore, Allied Bank's EV-to-OCF for today is 0.22.

The historical rank and industry rank for Allied Bank's EV-to-OCF or its related term are showing as below:

KAR:ABL' s EV-to-OCF Range Over the Past 10 Years
Min: -42.96   Med: 0.08   Max: 2.21
Current: 0.22

During the past 13 years, the highest EV-to-OCF of Allied Bank was 2.21. The lowest was -42.96. And the median was 0.08.

KAR:ABL's EV-to-OCF is ranked better than
69.03% of 1492 companies
in the Banks industry
Industry Median: 3.935 vs KAR:ABL: 0.22

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-01), Allied Bank's stock price is ₨169.53. Allied Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₨29.980. Therefore, Allied Bank's PE Ratio (TTM) for today is 5.65.


Allied Bank  (KAR:ABL) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Allied Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=169.53/29.980
=5.65

Allied Bank's share price for today is ₨169.53.
Allied Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨29.980.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Allied Bank EV-to-OCF Related Terms


Allied Bank EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Allied Bank's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allied Bank EV-to-OCF Chart

Allied Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.32 -0.32 -34.70 0.09

Allied Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.11 0.09 0.04 0.24

Allied Bank EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Allied Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allied Bank EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Allied Bank's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Allied Bank's EV-to-OCF falls into.


KAR:ABL
52GF Score
Allied Bank Ltd KAR:ABL
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allied Bank EV-to-OCF Calculation

Allied Bank's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=112059.861/504807.939
=0.22

Allied Bank's current Enterprise Value is ₨112,060 Mil.
Allied Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨504,808 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 0.22 mean?
Allied Bank (KAR:ABL) has a EV-to-OCF of 0.22 as of Sep. 01, 2026. This is 175% above median its historical median of 0.08. According to the industry distribution chart, Allied Bank ranks #462 out of 1492 companies in the Banks industry, placing it in the top 31%.
Is Allied Bank's EV-to-OCF too high?
Allied Bank's current EV-to-OCF of 0.22 is 175% above median its 10-year median of 0.08. The Banks industry median EV-to-OCF is 3.94. Allied Bank's value of 0.22 is 94.4% below this industry median. Based on the distribution chart, Allied Bank ranks #462 out of 1492 companies in the Banks industry, which is above the industry midpoint. Overall, Allied Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allied Bank's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Allied Bank ranks #462 out of 1492 companies for EV-to-OCF. This puts Allied Bank in the upper half of its industry. The industry median EV-to-OCF is 3.94. Allied Bank's value of 0.22 is 94.4% below this benchmark. While the company's 10-year median is 0.08 vs. the industry median of 3.94, Allied Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.94, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allied Bank's current EV-to-OCF of 0.22 is 94.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Bank's current EV-to-OCF is 0.22, which is 175% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Bank stock overvalued right now?
Based on GuruFocus' analysis, Allied Bank (KAR:ABL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨126.93, compared to a current price of ₨169.53 — trading 33.6% above its estimated fair value. The current EV-to-OCF is 0.22, which is 175% above median its 10-year median of 0.08 and 94.4% below the Banks industry median of 3.94. Allied Bank's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Allied Bank (KAR:ABL), the current EV-to-OCF is 0.22 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allied Bank (KAR:ABL) Overvalued in 2026?

Based on GuruFocus' analysis, Allied Bank stock appears to be overvalued. The current stock price of ₨169.53 is trading 33.6% above its estimated GF Value™ of ₨126.93. GuruFocus considers Allied Bank to be Significantly Overvalued.

Key valuation signals for KAR:ABL:

  • EV-to-OCF: 0.22 (175% above median its 10-year median of 0.08)
  • GF Value™: ₨126.93 vs. price of ₨169.53 (33.6% above fair value)
  • GF Score™: 52/100 with 2 warning signs
  • Industry Position: 94.4% below the Banks median (#462 of 1492)

No single metric tells the full story. See the KAR:ABL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allied Bank Business Description

Address 3 Tipu Block, New Garden Town, Main Boulevard, Lahore, PB, PAK, 54000
Allied Bank Ltd is a scheduled bank engaged in providing commercial banking and related services. It offers financial products and services to medium- and large-sized public- and private-sector entities, as well as overseas clients, including corporate advisory, underwriting, cash management, trade products, corporate finance products, tenured financing arrangements, and customer service. It also supports treasury and money market activities, provides retail banking services to consumers and small and medium enterprises, and offers loans and deposits to commercial and retail customers. The bank's segments are Corporate and Investment Banking; Trading and Sales; Commercial and retail banking; Islamic banking; Asset management company, and Others.
52GF Score

Get the complete analysis for KAR:ABL

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨169.53
Price
₨126.93
GF Value