Allied Bank (KAR:ABL) E10: ₨24.22 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:ABL Allied Bank Ltd KAR:ABL
50 GF Score
Price ₨170.76
GF Value ₨127.18
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Allied Bank E10?

Allied Bank KAR:ABL +0.14% 50 E10 is ₨24.22 as of Jun. 2026. GuruFocus rates KAR:ABL with a GF Score™ of 50/100 and a GF Value™ of ₨127.18 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Allied Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was ₨6.690. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₨24.22 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Allied Bank's average E10 Growth Rate was -100.00% per year. During the past 3 years, the average E10 Growth Rate was 12.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Allied Bank was 12.90% per year. The lowest was 12.60% per year. And the median was 12.75% per year.

As of today (2026-09-04), Allied Bank's current stock price is ₨170.76. Allied Bank's E10 for the quarter that ended in Jun. 2026 was ₨24.22. Allied Bank's Shiller PE Ratio of today is 7.05.

During the past 13 years, the highest Shiller PE Ratio of Allied Bank was 9.04. The lowest was 3.71. And the median was 5.37.


Allied Bank  (KAR:ABL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Allied Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=170.76/24.22
=7.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Allied Bank was 9.04. The lowest was 3.71. And the median was 5.37.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Allied Bank E10 Related Terms


Allied Bank E10 Historical Data

* Premium members only.

The historical data trend for Allied Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allied Bank E10 Chart

Allied Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.86 16.11 18.57 21.24 23.16

Allied Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.39 22.78 23.16 23.75 24.22

Allied Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Allied Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allied Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Allied Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Allied Bank's Shiller PE Ratio falls into.


KAR:ABL
50GF Score
Allied Bank Ltd KAR:ABL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allied Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Allied Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=6.69/333.9520*333.9520
=6.690

Current CPI (Jun. 2026) = 333.9520.

Allied Bank Quarterly Data

per share eps CPI Adj_EPS
201609 3.230 241.428 4.468
201612 2.030 241.432 2.808
201703 3.210 243.801 4.397
201706 2.550 244.955 3.476
201709 2.880 246.819 3.897
201712 2.650 246.524 3.590
201803 3.360 249.554 4.496
201806 2.970 251.989 3.936
201809 2.500 252.439 3.307
201812 2.550 251.233 3.390
201903 2.700 254.202 3.547
201906 2.750 256.143 3.585
201909 2.960 256.759 3.850
201912 4.230 256.974 5.497
202003 3.400 258.115 4.399
202006 4.010 257.797 5.195
202009 3.630 260.280 4.657
202012 5.020 260.474 6.436
202103 3.590 264.877 4.526
202106 4.160 271.696 5.113
202109 3.780 274.310 4.602
202112 3.760 278.802 4.504
202203 4.240 287.504 4.925
202206 1.730 296.311 1.950
202209 5.080 296.808 5.716
202212 7.510 296.797 8.450
202303 6.710 301.836 7.424
202306 8.690 305.109 9.511
202309 9.950 307.789 10.796
202312 10.720 306.746 11.671
202403 10.140 312.332 10.842
202406 10.890 314.175 11.576
202409 10.840 315.301 11.481
202412 6.900 315.605 7.301
202503 7.400 319.799 7.727
202506 8.300 322.561 8.593
202509 7.710 324.800 7.927
202512 8.320 324.054 8.574
202603 7.260 330.213 7.342
202606 6.690 333.952 6.690

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₨24.22 mean?
Allied Bank (KAR:ABL) has a E10 of ₨24.22 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Allied Bank and its competitors.
Is Allied Bank's E10 too high?
Allied Bank's current E10 is ₨24.22. Overall, Allied Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allied Bank's E10 compare to competitors?
Allied Bank's E10 of ₨24.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Allied Bank and its competitors. Allied Bank's current E10 is ₨24.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Bank stock overvalued right now?
Based on GuruFocus' analysis, Allied Bank (KAR:ABL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨127.18, compared to a current price of ₨170.76 — trading 34.3% above its estimated fair value. The current E10 is ₨24.22. Allied Bank's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Allied Bank (KAR:ABL), the current E10 is ₨24.22 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allied Bank (KAR:ABL) Overvalued in 2026?

Based on GuruFocus' analysis, Allied Bank stock appears to be overvalued. The current stock price of ₨170.76 is trading 34.3% above its estimated GF Value™ of ₨127.18. GuruFocus considers Allied Bank to be Significantly Overvalued.

Key valuation signals for KAR:ABL:

  • E10: ₨24.22
  • GF Value™: ₨127.18 vs. price of ₨170.76 (34.3% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the KAR:ABL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allied Bank Business Description

Address 3 Tipu Block, New Garden Town, Main Boulevard, Lahore, PB, PAK, 54000
Allied Bank Ltd is a scheduled bank engaged in providing commercial banking and related services. It offers financial products and services to medium- and large-sized public- and private-sector entities, as well as overseas clients, including corporate advisory, underwriting, cash management, trade products, corporate finance products, tenured financing arrangements, and customer service. It also supports treasury and money market activities, provides retail banking services to consumers and small and medium enterprises, and offers loans and deposits to commercial and retail customers. The bank's segments are Corporate and Investment Banking; Trading and Sales; Commercial and retail banking; Islamic banking; Asset management company, and Others.
50GF Score

Get the complete analysis for KAR:ABL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨170.76
Price
₨127.18
GF Value