Allied BankKAR:ABL +0.09%53 Net Margin % is 24.53% as of Mar. 2026, which is 19% below its 10-year median of 30.12. GuruFocus rates KAR:ABL with a GF Score™ of 53/100 and a GF Value™ of ₨118.80 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,526 Banks companies, Allied Bank ranks better than 50.26% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Allied Bank's Net Income for the
three
months ended in Mar. 2026 was ₨8,308 Mil. Allied Bank's Revenue for the
three
months ended in Mar. 2026 was ₨33,864 Mil. Therefore, Allied Bank's net margin for the quarter that ended in Mar. 2026 was 24.53%.
The historical rank and industry rank for Allied Bank's Net Margin % or its related term are showing as below:
KAR:ABL'
s Net Margin % Range Over the Past 10 Years
Min: 24.57 Med: 30.12 Max: 32.68
Current: 27.02
KAR:ABL's Net Margin % is ranked better than 50.26% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs KAR:ABL: 27.02
Allied Bank (KAR:ABL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Allied Bank Net Margin % Related Terms
Allied Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for Allied Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Allied Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allied Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Allied Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Allied Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allied Bank (KAR:ABL) has a Net Margin % of 24.53% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Allied Bank and its competitors. This is 19% below median its historical median of 30.12. Over the past decade, Allied Bank's Net Margin % has ranged from 24.57 to 32.68. According to the industry distribution chart, Allied Bank ranks #759 out of 1526 companies in the Banks industry, placing it in the top 49.7%.
Is Allied Bank's Net Margin % too high?
Allied Bank's current Net Margin % of 24.53% is 19% below median its 10-year median of 30.12. Over the past 10 years, this metric has ranged from a low of 24.57 to a high of 32.68. The Banks industry median Net Margin % is 26.97. Allied Bank's value of 24.53% is 9% below this industry median. Based on the distribution chart, Allied Bank ranks #759 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Allied Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allied Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Allied Bank ranks #759 out of 1526 companies for Net Margin %. This puts Allied Bank in the upper half of its industry. The industry median Net Margin % is 26.97. Allied Bank's value of 24.53% is 9% below this benchmark. Historically, Allied Bank's own Net Margin % has ranged from 24.57 to 32.68 over the past decade. While the company's 10-year median is 30.12 vs. the industry median of 26.97, Allied Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allied Bank's current Net Margin % of 24.53% is 9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Allied Bank and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Bank's current Net Margin % is 24.53%, which is 19% below median its own 10-year median of 30.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Bank stock overvalued right now?
Based on GuruFocus' analysis, Allied Bank (KAR:ABL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨118.80, compared to a current price of ₨179.19 — trading 50.8% above its estimated fair value. The current Net Margin % is 24.53%, which is 19% below median its 10-year median of 30.12 and 9% below the Banks industry median of 26.97. Allied Bank's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Allied Bank (KAR:ABL), the current Net Margin % is 24.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allied Bank (KAR:ABL) Overvalued in 2026?
Based on GuruFocus' analysis, Allied Bank stock appears to be overvalued.
The current stock price of ₨179.19 is trading 50.8% above its estimated GF Value™ of ₨118.80.
GuruFocus considers Allied Bank to be Significantly Overvalued.
Key valuation signals for KAR:ABL:
Net Margin %: 24.53% (19% below median its 10-year median of 30.12)
GF Value™: ₨118.80 vs. price of ₨179.19 (50.8% above fair value)
Industry Position: 9% below the Banks median (#759 of 1526)
No single metric tells the full story. See the KAR:ABL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allied Bank Ltd is a scheduled bank engaged in providing commercial banking and related services. It offers financial products and services to medium- and large-sized public- and private-sector entities, as well as overseas clients, including corporate advisory, underwriting, cash management, trade products, corporate finance products, tenured financing arrangements, and customer service. It also supports treasury and money market activities, provides retail banking services to consumers and small and medium enterprises, and offers loans and deposits to commercial and retail customers. The bank's segments are Corporate and Investment Banking; Trading and Sales; Commercial and retail banking; Islamic banking; Asset management company, and Others.
53GF Score
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