Allied Bank (KAR:ABL) Scaled Net Operating Assets: 0.03 (As of Mar. 2026)


KAR:ABL Allied Bank Ltd KAR:ABL
54 GF Score
Price ₨177.70
GF Value ₨119.09
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Allied Bank Scaled Net Operating Assets?

Allied Bank KAR:ABL -0.02% 54 Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus rates KAR:ABL with a GF Score™ of 54/100 and a GF Value™ of ₨119.09 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Allied Bank's operating assets for the quarter that ended in Mar. 2026 was ₨3,507,310 Mil. Allied Bank's operating liabilities for the quarter that ended in Mar. 2026 was ₨3,405,861 Mil. Allied Bank's Total Assets for the quarter that ended in Dec. 2025 was ₨3,375,614 Mil. Therefore, Allied Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.03.

KAR:ABL
54GF Score
Allied Bank Ltd KAR:ABL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Allied Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Allied Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(3190550.607-3037970.65)/2821702.465
=0.05

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3375614.109 - 185063.502
=3190550.607

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3106740.918 - 68770.268 - 0
=3037970.65

Allied Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3507310.349-3405860.876)/3375614.109
=0.03

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3691029.638 - 183719.289
=3507310.349

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3442304.802 - 36443.926 - 0
=3405860.876

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.03 mean?
Allied Bank (KAR:ABL) has a Scaled Net Operating Assets of 0.03 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Allied Bank and its competitors.
Is Allied Bank's Scaled Net Operating Assets too high?
Allied Bank's current Scaled Net Operating Assets is 0.03. Overall, Allied Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allied Bank's Scaled Net Operating Assets compare to competitors?
Allied Bank's Scaled Net Operating Assets of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Allied Bank and its competitors. Allied Bank's current Scaled Net Operating Assets is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Bank stock overvalued right now?
Based on GuruFocus' analysis, Allied Bank (KAR:ABL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨119.09, compared to a current price of ₨177.70 — trading 49.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.03. Allied Bank's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Allied Bank (KAR:ABL), the current Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allied Bank (KAR:ABL) Overvalued in 2026?

Based on GuruFocus' analysis, Allied Bank stock appears to be overvalued. The current stock price of ₨177.70 is trading 49.2% above its estimated GF Value™ of ₨119.09. GuruFocus considers Allied Bank to be Significantly Overvalued.

Key valuation signals for KAR:ABL:

  • Scaled Net Operating Assets: 0.03
  • GF Value™: ₨119.09 vs. price of ₨177.70 (49.2% above fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the KAR:ABL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allied Bank Business Description

Address 3 Tipu Block, New Garden Town, Main Boulevard, Lahore, PB, PAK, 54000
Allied Bank Ltd is a scheduled bank engaged in providing commercial banking and related services. It offers financial products and services to medium- and large-sized public- and private-sector entities, as well as overseas clients, including corporate advisory, underwriting, cash management, trade products, corporate finance products, tenured financing arrangements, and customer service. It also supports treasury and money market activities, provides retail banking services to consumers and small and medium enterprises, and offers loans and deposits to commercial and retail customers. The bank's segments are Corporate and Investment Banking; Trading and Sales; Commercial and retail banking; Islamic banking; Asset management company, and Others.
54GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨177.70
Price
₨119.09
GF Value