Sparebank 1 Ostfold Akershus (OSL:SOAG) Cyclically Adjusted FCF per Share: kr27.11 (As of Mar. 2026)

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OSL:SOAG Sparebank 1 Ostfold Akershus OSL:SOAG
66 GF Score
Price kr426.00
GF Value kr398.16
Valuation Fairly Valued
! 6 Warning Signs
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What is Sparebank 1 Ostfold Akershus Cyclically Adjusted FCF per Share?

Sparebank 1 Ostfold Akershus OSL:SOAG -1.84% 66 Cyclically Adjusted FCF per Share is kr27.11 as of Mar. 2026. GuruFocus rates OSL:SOAG with a GF Score™ of 66/100 and a GF Value™ of kr398.16 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Sparebank 1 Ostfold Akershus's adjusted free cash flow per share for the three months ended in Mar. 2026 was kr21.739. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is kr27.11 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sparebank 1 Ostfold Akershus's average Cyclically Adjusted FCF Growth Rate was 79.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 2.50% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -5.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Sparebank 1 Ostfold Akershus was 2.50% per year. The lowest was -23.60% per year. And the median was 0.60% per year.

As of today (2026-07-23), Sparebank 1 Ostfold Akershus's current stock price is kr426.00. Sparebank 1 Ostfold Akershus's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was kr27.11. Sparebank 1 Ostfold Akershus's Cyclically Adjusted Price-to-FCF of today is 15.71.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Sparebank 1 Ostfold Akershus was 38.44. The lowest was 11.13. And the median was 15.30.


Sparebank 1 Ostfold Akershus  (OSL:SOAG) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Sparebank 1 Ostfold Akershus's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=426.00/27.11
=15.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Sparebank 1 Ostfold Akershus was 38.44. The lowest was 11.13. And the median was 15.30.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Sparebank 1 Ostfold Akershus Cyclically Adjusted FCF per Share Related Terms


Sparebank 1 Ostfold Akershus Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Sparebank 1 Ostfold Akershus's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebank 1 Ostfold Akershus Cyclically Adjusted FCF per Share Chart

Sparebank 1 Ostfold Akershus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.91 21.36 21.62 11.55 22.97

Sparebank 1 Ostfold Akershus Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.13 23.95 26.55 22.97 27.11

Sparebank 1 Ostfold Akershus Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Sparebank 1 Ostfold Akershus's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebank 1 Ostfold Akershus Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Sparebank 1 Ostfold Akershus's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Sparebank 1 Ostfold Akershus's Cyclically Adjusted Price-to-FCF falls into.


OSL:SOAG
66GF Score
Sparebank 1 Ostfold Akershus OSL:SOAG
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebank 1 Ostfold Akershus Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sparebank 1 Ostfold Akershus's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=21.739/141.0300*141.0300
=21.739

Current CPI (Mar. 2026) = 141.0300.

Sparebank 1 Ostfold Akershus Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 48.020 103.800 65.243
201609 -48.039 104.200 -65.019
201612 34.655 104.400 46.814
201703 -22.067 105.000 -29.639
201706 44.265 105.800 59.005
201709 -32.988 105.900 -43.931
201712 -22.117 106.100 -29.398
201803 -26.287 107.300 -34.550
201806 13.038 108.500 16.947
201809 -48.239 109.500 -62.129
201812 45.615 109.800 58.589
201903 49.781 110.400 63.593
201906 37.769 110.600 48.161
201909 -40.172 111.100 -50.994
201912 -4.249 111.300 -5.384
202003 -4.457 111.200 -5.653
202006 39.039 112.100 49.114
202009 -17.696 112.900 -22.105
202012 58.860 112.900 73.525
202103 38.836 114.600 47.793
202106 19.577 115.300 23.946
202109 0.452 117.500 0.543
202112 -2.987 118.900 -3.543
202203 23.598 119.800 27.780
202206 53.054 122.600 61.029
202209 0.451 125.600 0.506
202212 -73.469 125.900 -82.298
202303 24.467 127.600 27.042
202306 18.795 130.400 20.327
202309 -41.257 129.800 -44.826
202312 23.226 131.900 24.834
202403 -10.934 132.600 -11.629
202406 22.602 133.800 23.823
202409 -80.124 133.700 -84.517
202412 30.262 134.800 31.661
202503 16.484 136.100 17.081
202506 32.953 137.800 33.725
202509 -2.626 138.500 -2.674
202512 6.477 139.100 6.567
202603 21.739 141.030 21.739

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of kr27.11 mean?
Sparebank 1 Ostfold Akershus (OSL:SOAG) has a Cyclically Adjusted FCF per Share of kr27.11 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Sparebank 1 Ostfold Akershus and its competitors.
Is Sparebank 1 Ostfold Akershus' Cyclically Adjusted FCF per Share too high?
Sparebank 1 Ostfold Akershus' current Cyclically Adjusted FCF per Share is kr27.11. Overall, Sparebank 1 Ostfold Akershus has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sparebank 1 Ostfold Akershus' Cyclically Adjusted FCF per Share compare to competitors?
Sparebank 1 Ostfold Akershus' Cyclically Adjusted FCF per Share of kr27.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Sparebank 1 Ostfold Akershus and its competitors. Sparebank 1 Ostfold Akershus's current Cyclically Adjusted FCF per Share is kr27.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 1 Ostfold Akershus stock overvalued right now?
Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus (OSL:SOAG) is currently considered Fairly Valued. The stock's GF Value™ is kr398.16, compared to a current price of kr426.00 — trading 7% above its estimated fair value. The current Cyclically Adjusted FCF per Share is kr27.11. Sparebank 1 Ostfold Akershus' overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Sparebank 1 Ostfold Akershus (OSL:SOAG), the current Cyclically Adjusted FCF per Share is kr27.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebank 1 Ostfold Akershus (OSL:SOAG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus stock appears to be overvalued. The current stock price of kr426.00 is trading 7% above its estimated GF Value™ of kr398.16. GuruFocus considers Sparebank 1 Ostfold Akershus to be Fairly Valued.

Key valuation signals for OSL:SOAG:

  • Cyclically Adjusted FCF per Share: kr27.11
  • GF Value™: kr398.16 vs. price of kr426.00 (7% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the OSL:SOAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebank 1 Ostfold Akershus Business Description

Address Kongensgate 21, Moss, NOR, 1501
Sparebank 1 Ostfold Akershus is a regional savings bank operating through SpareBank 1 Corp. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
66GF Score

Get the complete analysis for OSL:SOAG

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr426.00
Price
kr398.16
GF Value