Sparebank 1 Ostfold Akershus (OSL:SOAG) Moat Score: 0/10 (As of Jul. 09, 2026)


OSL:SOAG Sparebank 1 Ostfold Akershus OSL:SOAG
65 GF Score
Price kr430.00
GF Value kr397.44
Valuation Fairly Valued
! 5 Warning Signs
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What is Sparebank 1 Ostfold Akershus Moat Score?

Sparebank 1 Ostfold Akershus has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Sparebank 1 Ostfold Akershus has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Sparebank 1 Ostfold Akershus might have No Moat - No discernible moat.

Sparebank 1 Ostfold Akershus  (OSL:SOAG) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Sparebank 1 Ostfold Akershus Moat Score Related Terms

OSL:SOAG
65GF Score
Sparebank 1 Ostfold Akershus OSL:SOAG
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sparebank 1 Ostfold Akershus (OSL:SOAG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus stock appears to be overvalued. The current stock price of kr430.00 is trading 8.2% above its estimated GF Value™ of kr397.44. GuruFocus considers Sparebank 1 Ostfold Akershus to be Fairly Valued.

Key valuation signals for OSL:SOAG:

  • Moat Score: 0
  • GF Value™: kr397.44 vs. price of kr430.00 (8.2% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the OSL:SOAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sparebank 1 Ostfold Akershus Business Description

Address Kongensgate 21, Moss, NOR, 1501
Sparebank 1 Ostfold Akershus is a regional savings bank operating through SpareBank 1 Corp. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
65GF Score

Get the complete analysis for OSL:SOAG

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr430.00
Price
kr397.44
GF Value