Sparebank 1 Ostfold Akershus (OSL:SOAG) PE Ratio without NRI: 8.91 (As of Jul. 06, 2026) — Near Median


OSL:SOAG Sparebank 1 Ostfold Akershus OSL:SOAG
66 GF Score
Price kr427.50
GF Value kr397.29
Valuation Fairly Valued
! 5 Warning Signs
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What is Sparebank 1 Ostfold Akershus PE Ratio without NRI?

Sparebank 1 Ostfold Akershus OSL:SOAG -2.61% 66 PE Ratio without NRI is 8.91 as of Jul. 06, 2026, which is 3% above its 10-year median of 8.67. GuruFocus rates OSL:SOAG with a GF Score™ of 66/100 and a GF Value™ of kr397.29 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,451 Banks companies, Sparebank 1 Ostfold Akershus ranks better than 71.95% on this metric.

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-06), Sparebank 1 Ostfold Akershus's share price is kr427.50. Sparebank 1 Ostfold Akershus's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was kr48.01. Therefore, Sparebank 1 Ostfold Akershus's PE Ratio without NRI for today is 8.91.

During the past 13 years, Sparebank 1 Ostfold Akershus's highest PE Ratio without NRI was 11.73. The lowest was 3.71. And the median was 8.67.

Sparebank 1 Ostfold Akershus's EPS without NRI for the three months ended in Mar. 2026 was kr9.04. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was kr48.01.

As of today (2026-07-06), Sparebank 1 Ostfold Akershus's share price is kr427.50. Sparebank 1 Ostfold Akershus's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr49.83. Therefore, Sparebank 1 Ostfold Akershus's PE Ratio (TTM) for today is 8.58.

During the past years, Sparebank 1 Ostfold Akershus's highest PE Ratio (TTM) was 11.78. The lowest was 3.71. And the median was 8.44.

Sparebank 1 Ostfold Akershus's EPS (Diluted) for the three months ended in Mar. 2026 was kr9.04. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr49.83.

Sparebank 1 Ostfold Akershus's EPS (Basic) for the three months ended in Mar. 2026 was kr9.04. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was kr49.83.


Sparebank 1 Ostfold Akershus  (OSL:SOAG) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Sparebank 1 Ostfold Akershus PE Ratio without NRI Related Terms


Sparebank 1 Ostfold Akershus PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for Sparebank 1 Ostfold Akershus's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebank 1 Ostfold Akershus PE Ratio without NRI Chart

Sparebank 1 Ostfold Akershus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.36 9.25 8.59 7.75 9.17

Sparebank 1 Ostfold Akershus Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.35 8.13 9.89 9.17 9.25

Sparebank 1 Ostfold Akershus PE Ratio without NRI Competitor Comparison

For the Banks - Regional subindustry, Sparebank 1 Ostfold Akershus's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebank 1 Ostfold Akershus PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Sparebank 1 Ostfold Akershus's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Sparebank 1 Ostfold Akershus's PE Ratio without NRI falls into.


OSL:SOAG
66GF Score
Sparebank 1 Ostfold Akershus OSL:SOAG
PE Ratio without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebank 1 Ostfold Akershus PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Sparebank 1 Ostfold Akershus's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=427.50/48.006
=8.91

Sparebank 1 Ostfold Akershus's Share Price of today is kr427.50.
Sparebank 1 Ostfold Akershus's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr48.01.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio without NRI →
What does a PE Ratio without NRI of 8.91 mean?
Sparebank 1 Ostfold Akershus (OSL:SOAG) has a PE Ratio without NRI of 8.91 as of Jul. 06, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Sparebank 1 Ostfold Akershus and its competitors. This is near median its historical median of 8.67. Over the past decade, Sparebank 1 Ostfold Akershus' PE Ratio without NRI has ranged from 3.71 to 11.73. According to the industry distribution chart, Sparebank 1 Ostfold Akershus ranks #407 out of 1451 companies in the Banks industry, placing it in the top 28%.
Is Sparebank 1 Ostfold Akershus' PE Ratio without NRI too high?
Sparebank 1 Ostfold Akershus' current PE Ratio without NRI of 8.91 is near median its 10-year median of 8.67. Over the past 10 years, this metric has ranged from a low of 3.71 to a high of 11.73. The Banks industry median PE Ratio without NRI is 11.47. Sparebank 1 Ostfold Akershus' value of 8.91 is 22.3% below this industry median. Based on the distribution chart, Sparebank 1 Ostfold Akershus ranks #407 out of 1451 companies in the Banks industry, which is above the industry midpoint. Overall, Sparebank 1 Ostfold Akershus has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sparebank 1 Ostfold Akershus' PE Ratio without NRI compare to competitors?
According to the Banks industry distribution chart, Sparebank 1 Ostfold Akershus ranks #407 out of 1451 companies for PE Ratio without NRI. This puts Sparebank 1 Ostfold Akershus in the upper half of its industry. The industry median PE Ratio without NRI is 11.47. Sparebank 1 Ostfold Akershus' value of 8.91 is 22.3% below this benchmark. Historically, Sparebank 1 Ostfold Akershus' own PE Ratio without NRI has ranged from 3.71 to 11.73 over the past decade. While the company's 10-year median is 8.67 vs. the industry median of 11.47, Sparebank 1 Ostfold Akershus has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Banks company?
The median PE Ratio without NRI among Banks companies is 11.47, based on 1,451 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebank 1 Ostfold Akershus's current PE Ratio without NRI of 8.91 is 22.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Sparebank 1 Ostfold Akershus and its competitors. For the Banks industry, the median PE Ratio without NRI is 11.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebank 1 Ostfold Akershus's current PE Ratio without NRI is 8.91, which is near median its own 10-year median of 8.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 1 Ostfold Akershus stock overvalued right now?
Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus (OSL:SOAG) is currently considered Fairly Valued. The stock's GF Value™ is kr397.29, compared to a current price of kr427.50 — trading 7.6% above its estimated fair value. The current PE Ratio without NRI is 8.91, which is near median its 10-year median of 8.67 and 22.3% below the Banks industry median of 11.47. Sparebank 1 Ostfold Akershus' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Sparebank 1 Ostfold Akershus (OSL:SOAG), the current PE Ratio without NRI is 8.91 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebank 1 Ostfold Akershus (OSL:SOAG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus stock appears to be overvalued. The current stock price of kr427.50 is trading 7.6% above its estimated GF Value™ of kr397.29. GuruFocus considers Sparebank 1 Ostfold Akershus to be Fairly Valued.

Key valuation signals for OSL:SOAG:

  • PE Ratio without NRI: 8.91 (near median its 10-year median of 8.67)
  • GF Value™: kr397.29 vs. price of kr427.50 (7.6% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 22.3% below the Banks median (#407 of 1451)

No single metric tells the full story. See the OSL:SOAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebank 1 Ostfold Akershus Business Description

Address Kongensgate 21, Moss, NOR, 1501
Sparebank 1 Ostfold Akershus is a regional savings bank operating through SpareBank 1 Corp. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
66GF Score

Get the complete analysis for OSL:SOAG

PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr427.50
Price
kr397.29
GF Value