Sparebank 1 Ostfold Akershus (OSL:SOAG) FCF Yield %: 14.56 (As of Jul. 01, 2026) — 86% Above Median


OSL:SOAG Sparebank 1 Ostfold Akershus OSL:SOAG
68 GF Score
Price kr439.85
GF Value kr397.03
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Sparebank 1 Ostfold Akershus FCF Yield %?

Sparebank 1 Ostfold Akershus OSL:SOAG +2.29% 68 FCF Yield % is 14.56 as of Jul. 01, 2026, which is 86% above its 10-year median of 7.83. GuruFocus rates OSL:SOAG with a GF Score™ of 68/100 and a GF Value™ of kr397.03 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Sparebank 1 Ostfold Akershus ranks better than 71.69% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Sparebank 1 Ostfold Akershus's Trailing 12-Month Free Cash Flow is kr793 Mil, and Market Cap is kr5,449 Mil. Therefore, Sparebank 1 Ostfold Akershus's FCF Yield % for today is 14.56%.

The historical rank and industry rank for Sparebank 1 Ostfold Akershus's FCF Yield % or its related term are showing as below:

OSL:SOAG' s FCF Yield % Range Over the Past 10 Years
Min: -41.86   Med: 7.83   Max: 36.95
Current: 14.56


During the past 13 years, the highest FCF Yield % of Sparebank 1 Ostfold Akershus was 36.95%. The lowest was -41.86%. And the median was 7.83%.

OSL:SOAG's FCF Yield % is ranked better than
71.69% of 1505 companies
in the Banks industry
Industry Median: 8.23 vs OSL:SOAG: 14.56

Sparebank 1 Ostfold Akershus's FCF Margin % for the quarter that ended in Mar. 2026 was 98.38%.


Sparebank 1 Ostfold Akershus FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Sparebank 1 Ostfold Akershus FCF Yield % Related Terms


Sparebank 1 Ostfold Akershus FCF Yield % Historical Data

* Premium members only.

The historical data trend for Sparebank 1 Ostfold Akershus's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebank 1 Ostfold Akershus FCF Yield % Chart

Sparebank 1 Ostfold Akershus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.91 7.66 8.43 -10.71 12.75

Sparebank 1 Ostfold Akershus Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.92 33.01 -2.50 6.13 22.04

Sparebank 1 Ostfold Akershus FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Sparebank 1 Ostfold Akershus's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebank 1 Ostfold Akershus FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Sparebank 1 Ostfold Akershus's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Sparebank 1 Ostfold Akershus's FCF Yield % falls into.


OSL:SOAG
68GF Score
Sparebank 1 Ostfold Akershus OSL:SOAG
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebank 1 Ostfold Akershus FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Sparebank 1 Ostfold Akershus's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=716 / 5615.4804
=12.75%

Sparebank 1 Ostfold Akershus's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=303 * 4 / 5499.6526
=22.04%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 14.56 mean?
Sparebank 1 Ostfold Akershus (OSL:SOAG) has a FCF Yield % of 14.56 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Sparebank 1 Ostfold Akershus and its competitors. This is 86% above median its historical median of 7.83. According to the industry distribution chart, Sparebank 1 Ostfold Akershus ranks #426 out of 1505 companies in the Banks industry, placing it in the top 28.3%.
Is Sparebank 1 Ostfold Akershus' FCF Yield % too high?
Sparebank 1 Ostfold Akershus' current FCF Yield % of 14.56 is 86% above median its 10-year median of 7.83. The Banks industry median FCF Yield % is 8.23. Sparebank 1 Ostfold Akershus' value of 14.56 is 76.9% above this industry median. Based on the distribution chart, Sparebank 1 Ostfold Akershus ranks #426 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Sparebank 1 Ostfold Akershus has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebank 1 Ostfold Akershus' FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Sparebank 1 Ostfold Akershus ranks #426 out of 1505 companies for FCF Yield %. This puts Sparebank 1 Ostfold Akershus in the upper half of its industry. The industry median FCF Yield % is 8.23. Sparebank 1 Ostfold Akershus' value of 14.56 is 76.9% above this benchmark. While the company's 10-year median is 7.83 vs. the industry median of 8.23, Sparebank 1 Ostfold Akershus has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.23, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebank 1 Ostfold Akershus's current FCF Yield % of 14.56 is 76.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Sparebank 1 Ostfold Akershus and its competitors. For the Banks industry, the median FCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebank 1 Ostfold Akershus's current FCF Yield % is 14.56, which is 86% above median its own 10-year median of 7.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 1 Ostfold Akershus stock overvalued right now?
Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus (OSL:SOAG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr397.03, compared to a current price of kr439.85 — trading 10.8% above its estimated fair value. The current FCF Yield % is 14.56, which is 86% above median its 10-year median of 7.83 and 76.9% above the Banks industry median of 8.23. Sparebank 1 Ostfold Akershus' overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Sparebank 1 Ostfold Akershus (OSL:SOAG), the current FCF Yield % is 14.56 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebank 1 Ostfold Akershus (OSL:SOAG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus stock appears to be overvalued. The current stock price of kr439.85 is trading 10.8% above its estimated GF Value™ of kr397.03. GuruFocus considers Sparebank 1 Ostfold Akershus to be Modestly Overvalued.

Key valuation signals for OSL:SOAG:

  • FCF Yield %: 14.56 (86% above median its 10-year median of 7.83)
  • GF Value™: kr397.03 vs. price of kr439.85 (10.8% above fair value)
  • GF Score™: 68/100 with 7 warning signs
  • Industry Position: 76.9% above the Banks median (#426 of 1505)

No single metric tells the full story. See the OSL:SOAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebank 1 Ostfold Akershus Business Description

Address Kongensgate 21, Moss, NOR, 1501
Sparebank 1 Ostfold Akershus is a regional savings bank operating through SpareBank 1 Corp. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
68GF Score

Get the complete analysis for OSL:SOAG

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr439.85
Price
kr397.03
GF Value