Sparebank 1 Ostfold Akershus (OSL:SOAG) Enterprise Value: kr10,315 Mil (As of Jul. 02, 2026) ***


OSL:SOAG Sparebank 1 Ostfold Akershus OSL:SOAG
65 GF Score
Price kr438.95
GF Value kr397.08
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Sparebank 1 Ostfold Akershus Enterprise Value?

Sparebank 1 Ostfold Akershus OSL:SOAG -0.20% 65 Enterprise Value is kr10,315 Mil as of Jul. 02, 2026. GuruFocus rates OSL:SOAG with a GF Score™ of 65/100 and a GF Value™ of kr397.08 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Sparebank 1 Ostfold Akershus's Enterprise Value is kr10,315 Mil. Sparebank 1 Ostfold Akershus's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was kr1,252 Mil. Therefore, Sparebank 1 Ostfold Akershus's EV-to-Revenue ratio for today is 8.24.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Sparebank 1 Ostfold Akershus's Enterprise Value is kr10,315 Mil. Sparebank 1 Ostfold Akershus's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was kr795 Mil. Therefore, Sparebank 1 Ostfold Akershus's EV-to-OCF ratio for today is 12.97.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Sparebank 1 Ostfold Akershus's Enterprise Value is kr10,315 Mil. Sparebank 1 Ostfold Akershus's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr793 Mil. Therefore, Sparebank 1 Ostfold Akershus's EV-to-FCF ratio for today is 13.01.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Sparebank 1 Ostfold Akershus  (OSL:SOAG) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Sparebank 1 Ostfold Akershus's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=10314.606/1252
=8.24

Sparebank 1 Ostfold Akershus's current Enterprise Value is kr10,315 Mil.
Sparebank 1 Ostfold Akershus's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr1,252 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Sparebank 1 Ostfold Akershus's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=10314.606/795
=12.97

Sparebank 1 Ostfold Akershus's current Enterprise Value is kr10,315 Mil.
Sparebank 1 Ostfold Akershus's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr795 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Sparebank 1 Ostfold Akershus's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=10314.606/793
=13.01

Sparebank 1 Ostfold Akershus's current Enterprise Value is kr10,315 Mil.
Sparebank 1 Ostfold Akershus's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr793 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sparebank 1 Ostfold Akershus Enterprise Value Related Terms


Sparebank 1 Ostfold Akershus Enterprise Value Historical Data

* Premium members only.

The historical data trend for Sparebank 1 Ostfold Akershus's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebank 1 Ostfold Akershus Enterprise Value Chart

Sparebank 1 Ostfold Akershus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,508.02 7,730.29 8,232.84 9,501.44 10,314.48

Sparebank 1 Ostfold Akershus Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10,563.18 10,305.03 10,304.52 10,314.48 10,376.65

Sparebank 1 Ostfold Akershus Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Sparebank 1 Ostfold Akershus's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebank 1 Ostfold Akershus Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Sparebank 1 Ostfold Akershus's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Sparebank 1 Ostfold Akershus's Enterprise Value falls into.


OSL:SOAG
65GF Score
Sparebank 1 Ostfold Akershus OSL:SOAG
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebank 1 Ostfold Akershus Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Sparebank 1 Ostfold Akershus's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Sparebank 1 Ostfold Akershus's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of kr10,315 Mil mean?
Sparebank 1 Ostfold Akershus (OSL:SOAG) has a Enterprise Value of kr10,315 Mil as of Jul. 02, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Sparebank 1 Ostfold Akershus and its competitors.
Is Sparebank 1 Ostfold Akershus' Enterprise Value too high?
Sparebank 1 Ostfold Akershus' current Enterprise Value is kr10,315 Mil. Overall, Sparebank 1 Ostfold Akershus has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebank 1 Ostfold Akershus' Enterprise Value compare to competitors?
Sparebank 1 Ostfold Akershus' Enterprise Value of kr10,315 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Sparebank 1 Ostfold Akershus and its competitors. Sparebank 1 Ostfold Akershus's current Enterprise Value is kr10,315 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 1 Ostfold Akershus stock overvalued right now?
Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus (OSL:SOAG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr397.08, compared to a current price of kr438.95 — trading 10.5% above its estimated fair value. The current Enterprise Value is kr10,315 Mil. Sparebank 1 Ostfold Akershus' overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Sparebank 1 Ostfold Akershus (OSL:SOAG), the current Enterprise Value is kr10,315 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebank 1 Ostfold Akershus (OSL:SOAG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus stock appears to be overvalued. The current stock price of kr438.95 is trading 10.5% above its estimated GF Value™ of kr397.08. GuruFocus considers Sparebank 1 Ostfold Akershus to be Modestly Overvalued.

Key valuation signals for OSL:SOAG:

  • Enterprise Value: kr10,315 Mil
  • GF Value™: kr397.08 vs. price of kr438.95 (10.5% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the OSL:SOAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebank 1 Ostfold Akershus Business Description

Address Kongensgate 21, Moss, NOR, 1501
Sparebank 1 Ostfold Akershus is a regional savings bank operating through SpareBank 1 Corp. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
65GF Score

Get the complete analysis for OSL:SOAG

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr438.95
Price
kr397.08
GF Value