Sparebank 1 Ostfold Akershus (OSL:SOAG) E10: kr43.11 (As of Jun. 2026)

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OSL:SOAG Sparebank 1 Ostfold Akershus OSL:SOAG
65 GF Score
Price kr441.00
GF Value kr409.86
Valuation Fairly Valued
! 7 Warning Signs
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What is Sparebank 1 Ostfold Akershus E10?

Sparebank 1 Ostfold Akershus OSL:SOAG +0.23% 65 E10 is kr43.11 as of Jun. 2026. GuruFocus rates OSL:SOAG with a GF Score™ of 65/100 and a GF Value™ of kr409.86 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sparebank 1 Ostfold Akershus's adjusted earnings per share data for the three months ended in Jun. 2026 was kr13.300. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is kr43.11 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Sparebank 1 Ostfold Akershus's average E10 Growth Rate was 7.10% per year. During the past 3 years, the average E10 Growth Rate was 8.80% per year. During the past 5 years, the average E10 Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Sparebank 1 Ostfold Akershus was 8.80% per year. The lowest was 5.20% per year. And the median was 5.90% per year.

As of today (2026-08-22), Sparebank 1 Ostfold Akershus's current stock price is kr441.00. Sparebank 1 Ostfold Akershus's E10 for the quarter that ended in Jun. 2026 was kr43.11. Sparebank 1 Ostfold Akershus's Shiller PE Ratio of today is 10.23.

During the past 13 years, the highest Shiller PE Ratio of Sparebank 1 Ostfold Akershus was 12.11. The lowest was 8.34. And the median was 9.93.


Sparebank 1 Ostfold Akershus  (OSL:SOAG) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sparebank 1 Ostfold Akershus's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=441.00/43.11
=10.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sparebank 1 Ostfold Akershus was 12.11. The lowest was 8.34. And the median was 9.93.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sparebank 1 Ostfold Akershus E10 Related Terms


Sparebank 1 Ostfold Akershus E10 Historical Data

* Premium members only.

The historical data trend for Sparebank 1 Ostfold Akershus's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebank 1 Ostfold Akershus E10 Chart

Sparebank 1 Ostfold Akershus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.53 32.64 35.79 38.59 41.98

Sparebank 1 Ostfold Akershus Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.24 41.17 41.98 42.77 43.11

Sparebank 1 Ostfold Akershus E10 Competitor Comparison

For the Banks - Regional subindustry, Sparebank 1 Ostfold Akershus's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebank 1 Ostfold Akershus Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sparebank 1 Ostfold Akershus's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sparebank 1 Ostfold Akershus's Shiller PE Ratio falls into.


OSL:SOAG
65GF Score
Sparebank 1 Ostfold Akershus OSL:SOAG
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sparebank 1 Ostfold Akershus E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sparebank 1 Ostfold Akershus's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=13.3/141.5800*141.5800
=13.300

Current CPI (Jun. 2026) = 141.5800.

Sparebank 1 Ostfold Akershus Quarterly Data

per share eps CPI Adj_EPS
201609 7.970 104.200 10.829
201612 5.930 104.400 8.042
201703 5.540 105.000 7.470
201706 5.540 105.800 7.414
201709 8.090 105.900 10.816
201712 5.080 106.100 6.779
201803 7.860 107.300 10.371
201806 7.080 108.500 9.239
201809 6.520 109.500 8.430
201812 5.610 109.800 7.234
201903 30.490 110.400 39.101
201906 7.760 110.600 9.934
201909 6.110 111.100 7.786
201912 6.290 111.300 8.001
202003 4.910 111.200 6.251
202006 8.080 112.100 10.205
202009 7.530 112.900 9.443
202012 7.390 112.900 9.267
202103 7.390 114.600 9.130
202106 10.240 115.300 12.574
202109 8.440 117.500 10.170
202112 7.390 118.900 8.800
202203 7.690 119.800 9.088
202206 7.190 122.600 8.303
202209 7.070 125.600 7.970
202212 12.210 125.900 13.731
202303 9.260 127.600 10.275
202306 10.610 130.400 11.520
202309 8.690 129.800 9.479
202312 8.700 131.900 9.338
202403 11.010 132.600 11.756
202406 9.870 133.800 10.444
202409 18.880 133.700 19.993
202412 9.410 134.800 9.883
202503 8.100 136.100 8.426
202506 17.780 137.800 18.268
202509 11.780 138.500 12.042
202512 10.770 139.100 10.962
202603 9.040 141.030 9.075
202606 13.300 141.580 13.300

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of kr43.11 mean?
Sparebank 1 Ostfold Akershus (OSL:SOAG) has a E10 of kr43.11 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sparebank 1 Ostfold Akershus and its competitors.
Is Sparebank 1 Ostfold Akershus' E10 too high?
Sparebank 1 Ostfold Akershus' current E10 is kr43.11. Overall, Sparebank 1 Ostfold Akershus has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sparebank 1 Ostfold Akershus' E10 compare to competitors?
Sparebank 1 Ostfold Akershus' E10 of kr43.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sparebank 1 Ostfold Akershus and its competitors. Sparebank 1 Ostfold Akershus's current E10 is kr43.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 1 Ostfold Akershus stock overvalued right now?
Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus (OSL:SOAG) is currently considered Fairly Valued. The stock's GF Value™ is kr409.86, compared to a current price of kr441.00 — trading 7.6% above its estimated fair value. The current E10 is kr43.11. Sparebank 1 Ostfold Akershus' overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sparebank 1 Ostfold Akershus (OSL:SOAG), the current E10 is kr43.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebank 1 Ostfold Akershus (OSL:SOAG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus stock appears to be overvalued. The current stock price of kr441.00 is trading 7.6% above its estimated GF Value™ of kr409.86. GuruFocus considers Sparebank 1 Ostfold Akershus to be Fairly Valued.

Key valuation signals for OSL:SOAG:

  • E10: kr43.11
  • GF Value™: kr409.86 vs. price of kr441.00 (7.6% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the OSL:SOAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebank 1 Ostfold Akershus Business Description

Address Kongensgate 21, Moss, NOR, 1501
Sparebank 1 Ostfold Akershus is a regional savings bank operating through SpareBank 1 Corp. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
65GF Score

Get the complete analysis for OSL:SOAG

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr441.00
Price
kr409.86
GF Value