Sparebank 1 Ostfold Akershus (OSL:SOAG) Dividend Payout Ratio: 2.71 (As of Mar. 2026) — 545% Above Median


OSL:SOAG Sparebank 1 Ostfold Akershus OSL:SOAG
66 GF Score
Price kr427.50
GF Value kr397.29
Valuation Fairly Valued
! 5 Warning Signs
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What is Sparebank 1 Ostfold Akershus Dividend Payout Ratio?

Sparebank 1 Ostfold Akershus OSL:SOAG -2.61% 66 Dividend Payout Ratio is 2.71 as of Mar. 2026, which is 545% above its 10-year median of 0.42. GuruFocus rates OSL:SOAG with a GF Score™ of 66/100 and a GF Value™ of kr397.29 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,175 Banks companies, Sparebank 1 Ostfold Akershus ranks worse than 78.13% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Sparebank 1 Ostfold Akershus's Dividend Payout Ratio for the months ended in Mar. 2026 was 2.71.

The historical rank and industry rank for Sparebank 1 Ostfold Akershus's Dividend Payout Ratio or its related term are showing as below:

OSL:SOAG' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.15   Med: 0.42   Max: 0.51
Current: 0.51

During the past 13 years, the highest Dividend Payout Ratio of Sparebank 1 Ostfold Akershus was 0.51. The lowest was 0.15. And the median was 0.42.

OSL:SOAG's Dividend Payout Ratio is ranked worse than
78.13% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs OSL:SOAG: 0.51

As of today (2026-07-06), the Dividend Yield % of Sparebank 1 Ostfold Akershus is 5.73%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Sparebank 1 Ostfold Akershus was 12.91%. The lowest was 1.01%. And the median was 4.84%.

Sparebank 1 Ostfold Akershus's Dividends per Share for the months ended in Mar. 2026 was kr24.50.

During the past 12 months, Sparebank 1 Ostfold Akershus's average Dividends Per Share Growth Rate was 21.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 18.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 17.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Sparebank 1 Ostfold Akershus was 55.30% per year. The lowest was -23.40% per year. And the median was 14.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Sparebank 1 Ostfold Akershus (OSL:SOAG) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Sparebank 1 Ostfold Akershus Dividend Payout Ratio Related Terms

Sparebank 1 Ostfold Akershus Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Sparebank 1 Ostfold Akershus's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebank 1 Ostfold Akershus Dividend Payout Ratio Chart

Sparebank 1 Ostfold Akershus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 0.47 0.48 0.44 0.41

Sparebank 1 Ostfold Akershus Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.48 0.00 0.00 0.00 2.71

Sparebank 1 Ostfold Akershus Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Sparebank 1 Ostfold Akershus's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sparebank 1 Ostfold Akershus Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sparebank 1 Ostfold Akershus's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Sparebank 1 Ostfold Akershus's Dividend Payout Ratio falls into.


OSL:SOAG
66GF Score
Sparebank 1 Ostfold Akershus OSL:SOAG
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sparebank 1 Ostfold Akershus Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Sparebank 1 Ostfold Akershus's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=20.1/ 49.41
=0.41

Sparebank 1 Ostfold Akershus's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=24.5/ 9.04
=2.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 2.71 mean?
Sparebank 1 Ostfold Akershus (OSL:SOAG) has a Dividend Payout Ratio of 2.71 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sparebank 1 Ostfold Akershus and its competitors. This is 545% above median its historical median of 0.42. Over the past decade, Sparebank 1 Ostfold Akershus' Dividend Payout Ratio has ranged from 0.15 to 0.51. According to the industry distribution chart, Sparebank 1 Ostfold Akershus ranks #918 out of 1175 companies in the Banks industry, placing it in the top 78.1%.
Is Sparebank 1 Ostfold Akershus' Dividend Payout Ratio too high?
Sparebank 1 Ostfold Akershus' current Dividend Payout Ratio of 2.71 is 545% above median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.51. The Banks industry median Dividend Payout Ratio is 0.32. Sparebank 1 Ostfold Akershus' value of 2.71 is 746.9% above this industry median. Based on the distribution chart, Sparebank 1 Ostfold Akershus ranks #918 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sparebank 1 Ostfold Akershus has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sparebank 1 Ostfold Akershus' Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Sparebank 1 Ostfold Akershus ranks #918 out of 1175 companies for Dividend Payout Ratio. This places Sparebank 1 Ostfold Akershus in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Sparebank 1 Ostfold Akershus' value of 2.71 is 746.9% above this benchmark. Historically, Sparebank 1 Ostfold Akershus' own Dividend Payout Ratio has ranged from 0.15 to 0.51 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 0.32, Sparebank 1 Ostfold Akershus has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebank 1 Ostfold Akershus's current Dividend Payout Ratio of 2.71 is 746.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sparebank 1 Ostfold Akershus and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebank 1 Ostfold Akershus's current Dividend Payout Ratio is 2.71, which is 545% above median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 1 Ostfold Akershus stock overvalued right now?
Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus (OSL:SOAG) is currently considered Fairly Valued. The stock's GF Value™ is kr397.29, compared to a current price of kr427.50 — trading 7.6% above its estimated fair value. The current Dividend Payout Ratio is 2.71, which is 545% above median its 10-year median of 0.42 and 746.9% above the Banks industry median of 0.32. Sparebank 1 Ostfold Akershus' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Sparebank 1 Ostfold Akershus (OSL:SOAG), the current Dividend Payout Ratio is 2.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebank 1 Ostfold Akershus (OSL:SOAG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus stock appears to be overvalued. The current stock price of kr427.50 is trading 7.6% above its estimated GF Value™ of kr397.29. GuruFocus considers Sparebank 1 Ostfold Akershus to be Fairly Valued.

Key valuation signals for OSL:SOAG:

  • Dividend Payout Ratio: 2.71 (545% above median its 10-year median of 0.42)
  • GF Value™: kr397.29 vs. price of kr427.50 (7.6% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 746.9% above the Banks median (#918 of 1175)

No single metric tells the full story. See the OSL:SOAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sparebank 1 Ostfold Akershus Business Description

Address Kongensgate 21, Moss, NOR, 1501
Sparebank 1 Ostfold Akershus is a regional savings bank operating through SpareBank 1 Corp. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
66GF Score

Get the complete analysis for OSL:SOAG

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr427.50
Price
kr397.29
GF Value