PBLOF (Public Bank Bhd) Cyclically Adjusted FCF per Share: $0.07 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PBLOF Public Bank Bhd PBLOF
71 GF Score
Price $0.95
GF Value $0.86
! 3 Warning Signs
View Full Analysis

What is Public Bank Bhd Cyclically Adjusted FCF per Share?

Public Bank Bhd PBLOF 71 Cyclically Adjusted FCF per Share is $0.07 as of Mar. 2026. GuruFocus rates PBLOF with a GF Score™ of 71/100 and a GF Value™ of $0.86. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Public Bank Bhd's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.019. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.07 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Public Bank Bhd's average Cyclically Adjusted FCF Growth Rate was -27.70% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -7.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 1.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Public Bank Bhd was 20.90% per year. The lowest was -7.00% per year. And the median was 4.35% per year.

As of today (2026-07-21), Public Bank Bhd's current stock price is $0.95. Public Bank Bhd's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $0.07. Public Bank Bhd's Cyclically Adjusted Price-to-FCF of today is 13.57.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Public Bank Bhd was 15.95. The lowest was 8.48. And the median was 10.55.


Public Bank Bhd  (OTCPK:PBLOF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Public Bank Bhd's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=0.95/0.07
=13.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Public Bank Bhd was 15.95. The lowest was 8.48. And the median was 10.55.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Public Bank Bhd Cyclically Adjusted FCF per Share Related Terms


Public Bank Bhd Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Public Bank Bhd's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Public Bank Bhd Cyclically Adjusted FCF per Share Chart

Public Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.10 0.08 0.05 0.08

Public Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.08 0.09 0.08 0.07

Public Bank Bhd Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Public Bank Bhd's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Public Bank Bhd Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Public Bank Bhd's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Public Bank Bhd's Cyclically Adjusted Price-to-FCF falls into.


PBLOF
71GF Score
Public Bank Bhd PBLOF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Public Bank Bhd Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Public Bank Bhd's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.019/330.2130*330.2130
=0.019

Current CPI (Mar. 2026) = 330.2130.

Public Bank Bhd Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.005 241.018 -0.007
201609 0.010 241.428 0.014
201612 -0.019 241.432 -0.026
201703 0.015 243.801 0.020
201706 -0.005 244.955 -0.007
201709 0.013 246.819 0.017
201712 -0.004 246.524 -0.005
201803 -0.001 249.554 -0.001
201806 0.008 251.989 0.010
201809 0.077 252.439 0.101
201812 0.007 251.233 0.009
201903 -0.041 254.202 -0.053
201906 0.007 256.143 0.009
201909 -0.020 256.759 -0.026
201912 0.033 256.974 0.042
202003 0.108 258.115 0.138
202006 0.051 257.797 0.065
202009 0.040 260.280 0.051
202012 -0.027 260.474 -0.034
202103 0.059 264.877 0.074
202106 -0.016 271.696 -0.019
202109 0.078 274.310 0.094
202112 -0.038 278.802 -0.045
202203 0.044 287.504 0.051
202206 0.032 296.311 0.036
202209 -0.009 296.808 -0.010
202212 0.041 296.797 0.046
202303 -0.005 301.836 -0.005
202306 -0.061 305.109 -0.066
202309 0.074 307.789 0.079
202312 -0.044 306.746 -0.047
202403 0.029 312.332 0.031
202406 0.018 314.175 0.019
202409 0.024 315.301 0.025
202412 0.021 315.605 0.022
202503 0.045 319.799 0.046
202506 -0.046 322.561 -0.047
202509 0.020 324.800 0.020
202512 0.020 324.054 0.020
202603 0.019 330.213 0.019

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.07 mean?
Public Bank Bhd (PBLOF) has a Cyclically Adjusted FCF per Share of $0.07 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Public Bank Bhd and its competitors.
Is Public Bank Bhd's Cyclically Adjusted FCF per Share too high?
Public Bank Bhd's current Cyclically Adjusted FCF per Share is $0.07. Overall, Public Bank Bhd has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Cyclically Adjusted FCF per Share compare to competitors?
Public Bank Bhd's Cyclically Adjusted FCF per Share of $0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Public Bank Bhd and its competitors. Public Bank Bhd's current Cyclically Adjusted FCF per Share is $0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Public Bank Bhd (PBLOF) has a current Cyclically Adjusted FCF per Share of $0.07. The stock's GF Value™ is $0.86, compared to a current price of $0.95 — trading 10.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.07. Public Bank Bhd's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Public Bank Bhd (PBLOF), the current Cyclically Adjusted FCF per Share is $0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Public Bank Bhd (PBLOF) Overvalued in 2026?

Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued. The current stock price of $0.95 is trading 10.5% above its estimated GF Value™ of $0.86.

Key valuation signals for PBLOF:

  • Cyclically Adjusted FCF per Share: $0.07
  • GF Value™: $0.86 vs. price of $0.95 (10.5% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the PBLOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Public Bank Bhd Business Description

Other Exchanges 1295:Malaysia
Address 146, Jalan Ampang, 27th Floor, Menara Public Bank, Kuala Lumpur, SGR, MYS, 50450
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
71GF Score

Get the complete analysis for PBLOF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.95
Price
$0.86
GF Value