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Public Bank BhdPBLOF 71 Equity-to-Asset is 0.10 as of Mar. 2026, which is at its 10-year median of 0.10. GuruFocus rates PBLOF with a GF Score™ of 71/100 and a GF Value™ of $0.86. The stock has 3 warning signs investors should review. Among 1,524 Banks companies, Public Bank Bhd ranks better than 55.51% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Public Bank Bhd's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $14,973 Mil. Public Bank Bhd's Total Assets for the quarter that ended in Mar. 2026 was $144,398 Mil.
Therefore, Public Bank Bhd's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.10.
The historical rank and industry rank for Public Bank Bhd's Equity-to-Asset or its related term are showing as below:
PBLOF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.1 Max: 0.11
Current: 0.1
During the past 13 years, the highest Equity to Asset Ratio of Public Bank Bhd was 0.11. The lowest was 0.09. And the median was 0.10.
PBLOF's Equity-to-Asset is ranked better than 55.51% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs PBLOF: 0.10
Public Bank Bhd (OTCPK:PBLOF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Public Bank Bhd Equity-to-Asset Related Terms
Public Bank Bhd Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Public Bank Bhd's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Bank Bhd Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Public Bank Bhd's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Public Bank Bhd Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Public Bank Bhd's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Public Bank Bhd's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Public Bank Bhd's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Bank Bhd (PBLOF) has a Equity-to-Asset of 0.10 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Public Bank Bhd and its competitors. This is near median its historical median of 0.10. Over the past decade, Public Bank Bhd's Equity-to-Asset has ranged from 0.09 to 0.11. According to the industry distribution chart, Public Bank Bhd ranks #678 out of 1524 companies in the Banks industry, placing it in the top 44.5%.
Is Public Bank Bhd's Equity-to-Asset too high?
Public Bank Bhd's current Equity-to-Asset of 0.10 is near median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.11. The Banks industry median Equity-to-Asset is 0.10. Public Bank Bhd's value of 0.10 is 0% at this industry median. Based on the distribution chart, Public Bank Bhd ranks #678 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Public Bank Bhd has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Public Bank Bhd ranks #678 out of 1524 companies for Equity-to-Asset. This puts Public Bank Bhd in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Public Bank Bhd's value of 0.10 is 0% at this benchmark. Historically, Public Bank Bhd's own Equity-to-Asset has ranged from 0.09 to 0.11 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Public Bank Bhd has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Bank Bhd's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Public Bank Bhd and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Bank Bhd's current Equity-to-Asset is 0.10, which is near median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Public Bank Bhd (PBLOF) has a current Equity-to-Asset of 0.10. The stock's GF Value™ is $0.86, compared to a current price of $0.95 — trading 10.5% above its estimated fair value. The current Equity-to-Asset is 0.10, which is near median its 10-year median of 0.10 and 0% at the Banks industry median of 0.10. Public Bank Bhd's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Public Bank Bhd (PBLOF), the current Equity-to-Asset is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Public Bank Bhd (PBLOF) Overvalued in 2026?
Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued.
The current stock price of $0.95 is trading 10.5% above its estimated GF Value™ of $0.86.
Key valuation signals for PBLOF:
Equity-to-Asset: 0.10 (near median its 10-year median of 0.10)
GF Value™: $0.86 vs. price of $0.95 (10.5% above fair value)
Industry Position: 0% at the Banks median (#678 of 1524)
No single metric tells the full story. See the PBLOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
71GF Score
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