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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Public Bank Bhd's Total Liabilities for the quarter that ended in Mar. 2026 was $128,807 Mil. Public Bank Bhd's Total Assets for the quarter that ended in Mar. 2026 was $144,398 Mil.
Therefore, Public Bank Bhd's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.89.
Public Bank Bhd (OTCPK:PBLOF) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Public Bank Bhd Liabilities-to-Assets Related Terms
Public Bank Bhd Liabilities-to-Assets Historical Data
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The historical data trend for Public Bank Bhd's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Bank Bhd Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, Public Bank Bhd's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Public Bank Bhd Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Public Bank Bhd's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Public Bank Bhd's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Public Bank Bhd's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Bank Bhd (PBLOF) has a Liabilities-to-Assets of 0.89 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Public Bank Bhd and its competitors.
Is Public Bank Bhd's Liabilities-to-Assets too high?
Public Bank Bhd's current Liabilities-to-Assets is 0.89. Overall, Public Bank Bhd has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Liabilities-to-Assets compare to competitors?
Public Bank Bhd's Liabilities-to-Assets of 0.89 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Public Bank Bhd and its competitors. Public Bank Bhd's current Liabilities-to-Assets is 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Public Bank Bhd (PBLOF) has a current Liabilities-to-Assets of 0.89. The stock's GF Value™ is $0.86, compared to a current price of $0.95 — trading 10.5% above its estimated fair value. The current Liabilities-to-Assets is 0.89. Public Bank Bhd's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Public Bank Bhd (PBLOF), the current Liabilities-to-Assets is 0.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Public Bank Bhd (PBLOF) Overvalued in 2026?
Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued.
The current stock price of $0.95 is trading 10.5% above its estimated GF Value™ of $0.86.
Key valuation signals for PBLOF:
Liabilities-to-Assets: 0.89
GF Value™: $0.86 vs. price of $0.95 (10.5% above fair value)
No single metric tells the full story. See the PBLOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
71GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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