PBLOF (Public Bank Bhd) Owner Earnings per Share (TTM): 0.00 (As of Mar. 2026)

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PBLOF Public Bank Bhd PBLOF
71 GF Score
Price $0.95
GF Value $0.86
! 3 Warning Signs
View Full Analysis

What is Public Bank Bhd Owner Earnings per Share (TTM)?

Public Bank Bhd PBLOF 71 Owner Earnings per Share (TTM) is 0.00 as of Mar. 2026. GuruFocus rates PBLOF with a GF Score™ of 71/100 and a GF Value™ of $0.86. The stock has 3 warning signs investors should review. Among 1,044 Banks companies, Public Bank Bhd ranks worse than 98.66% on this metric.

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Public Bank Bhd's Owner Earnings per Share (TTM) ended in Mar. 2026 was $0.00. It's Price-to-Owner-Earnings ratio for today is 0.


The historical rank and industry rank for Public Bank Bhd's Owner Earnings per Share (TTM) or its related term are showing as below:

PBLOF' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.24   Med: 15.11   Max: 499
Current: 210


During the past 13 years, the highest Price-to-Owner-Earnings ratio of Public Bank Bhd was 499.00. The lowest was 3.24. And the median was 15.11.


PBLOF's Price-to-Owner-Earnings is ranked worse than
98.66% of 1044 companies
in the Banks industry
Industry Median: 10.385 vs PBLOF: 210.00

Public Bank Bhd's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.02. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.09. It's PE Ratio (TTM) ratio for today is 10.44.

Public Bank Bhd's EPS without NRI for the three months ended in Mar. 2026 was $0.02. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $0.09. It's PE Ratio without NRI ratio for today is 10.33.


Be Aware

Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.

Note: GuruFocus' Change In Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.


Public Bank Bhd Owner Earnings per Share (TTM) Related Terms


Public Bank Bhd Owner Earnings per Share (TTM) Historical Data

* Premium members only.

The historical data trend for Public Bank Bhd's Owner Earnings per Share (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Public Bank Bhd Owner Earnings per Share (TTM) Chart

Public Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Owner Earnings per Share (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.09 -0.03 0.05 0.03

Public Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Owner Earnings per Share (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.04 0.04 0.03 0.01

Public Bank Bhd Owner Earnings per Share (TTM) Competitor Comparison

For the Banks - Regional subindustry, Public Bank Bhd's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Public Bank Bhd Price-to-Owner-Earnings vs Banks Industry

For the Banks industry and Financial Services sector, Public Bank Bhd's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Public Bank Bhd's Price-to-Owner-Earnings falls into.


PBLOF
71GF Score
Public Bank Bhd PBLOF
Owner Earnings per Share (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Public Bank Bhd Owner Earnings per Share (TTM) Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

To make it simple, then you will have:

Owner Earnings per Share (TTM) = (Net Income + Depreciation, Depletion and Amortization + Change In Deferred Tax - 5Y Average of Maintenance Capital Expenditure + Change In Working Capital) / Shares Outstanding (Diluted Average)

Public Bank Bhd's Owner Earnings per Share (TTM) Calculation:

TTM / Last Quarter Average of Last 20 Quarters
Net Income 1,756
Depreciation, Depletion and Amortization 91
Change In Deferred Tax 0
5Y Average of Maintenance Capital Expenditure 44
Change In Working Capital -1,645
Shares Outstanding (Diluted Average) 19,313

1. Start with "Net Income" from income statement. Public Bank Bhd's Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was $1,756 Mil.

2. "Depreciation, Depletion and Amortization" is from cashflow statement. Public Bank Bhd's Depreciation, Depletion and Amortization for the trailing twelve months (TTM) ended in Mar. 2026 was $91 Mil. This needs to be added back because company does not actually need to pay cash for it. It is a non-cash item.

3. Other non-cash charges usually include "Stock Based Compensation" and "Change In Deferred Tax":
However, to be conservative, GuruFocus will not add Stock Based Compensation back to net income. Public Bank Bhd's Change In Deferred Tax for the trailing twelve months (TTM) ended in Mar. 2026 was $0 Mil.

4. Average maintenance capital expenditure over a business/industry cycle: 5-Year Average Maintenance Capital Expenditure = $44 Mil

It is usually best to take a long-term average of maintenance capital expenditure. Ideally this would be as long as 10 years and include at least one economic downturn. However, since many companies do not have as long as 10-year history, here GuruFocus uses the latest 5 years data to do the calculation. To smooth out unusual years but reflect recent developments, we take an average of the 5 year maintenance capital expenditure.

The following shows how to get maintenance capital expenditure.

First, calculate the revenue change regarding to the previous quarter. If the revenue decreased from the previous quarter, then the Maintenance Capital Expenditure = Capital Expenditure (positive).
Second, if the revenue increased from the previous quarter, then calculate the percentage of Net PPE as of corresponding Revenue.
Growth Capital Expenditure = Percentage of Property, Plant and Equipment as of corresponding Revenue * Revenue Increase
Third, calculate Capital Expenditure (positive) - Growth Capital Expenditure.
If [Capital Expenditure (positive) - Growth Capital Expenditure] was negative, then the Maintenance Capital Expenditure = Capital Expenditure (positive).
If [Capital Expenditure (positive) - Growth Capital Expenditure] was positive, then the Maintenance Capital Expenditure = Capital Expenditure (positive) - Growth Capital Expenditure.
Fourth, get the average of the 5 years maintenance capital expenditure.

Public Bank Bhd's 5-Year Average Maintenance Capital Expenditure = $44 Mil

5. "Change In Working Capital" is from cashflow statement. Public Bank Bhd's Change In Working Capital for the trailing twelve months (TTM) ended in Mar. 2026 was $-1,645 Mil.
Note: GuruFocus' Change in Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And sometimes it includes non-current parts of assets and liabilities.

6. Public Bank Bhd's Shares Outstanding (Diluted Average) for the months ended in Mar. 2026 was 19313.432 Mil.

Public Bank Bhd's Onwer Earnings Per Share for Mar. 2026 is calculated as:

Owner Earnings per Share (TTM)
=( Net Income+Depreciation, Depletion and Amortization+Change In Deferred Tax
=( 1755.545 +91.46+0
-5Y Avg of Maintenance CAPEX+Change In Working Capital )/Shares Outstanding (Diluted Average)
-44.065800299869+-1644.656)/19313.432
=0.00

Price-to-Owner-Earnings=Current Price/Owner Earnings per Share (TTM)
=0.95/0.00
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Owner Earnings per Share (TTM) of 0.00 mean?
Public Bank Bhd (PBLOF) has a Owner Earnings per Share (TTM) of 0.00 as of Mar. 2026. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Public Bank Bhd. Over the past decade, Public Bank Bhd's Owner Earnings per Share (TTM) has ranged from 3.24 to 499.00. According to the industry distribution chart, Public Bank Bhd ranks #1030 out of 1044 companies in the Banks industry, placing it in the top 98.7%.
Is Public Bank Bhd's Owner Earnings per Share (TTM) too high?
Public Bank Bhd's current Owner Earnings per Share (TTM) is 0.00. Over the past 10 years, this metric has ranged from a low of 3.24 to a high of 499.00. Based on the distribution chart, Public Bank Bhd ranks #1030 out of 1044 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Public Bank Bhd has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Owner Earnings per Share (TTM) compare to competitors?
According to the Banks industry distribution chart, Public Bank Bhd ranks #1030 out of 1044 companies for Owner Earnings per Share (TTM). This places Public Bank Bhd in the lower half of its industry. The industry median Owner Earnings per Share (TTM) is 10.39. Historically, Public Bank Bhd's own Owner Earnings per Share (TTM) has ranged from 3.24 to 499.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Owner Earnings per Share (TTM) for a Banks company?
The median Owner Earnings per Share (TTM) among Banks companies is 10.39, based on 1,044 companies in the industry. Companies in the top quartile (top 25%) have a Owner Earnings per Share (TTM) significantly above this median, while those in the bottom quartile fall well below. However, Owner Earnings per Share (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Owner Earnings per Share (TTM) mean?
A high Owner Earnings per Share (TTM) can signal that a stock is expensive relative to its fundamentals. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Public Bank Bhd. For the Banks industry, the median Owner Earnings per Share (TTM) is 10.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Bank Bhd's current Owner Earnings per Share (TTM) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Public Bank Bhd (PBLOF) has a current Owner Earnings per Share (TTM) of 0.00. The stock's GF Value™ is $0.86, compared to a current price of $0.95 — trading 10.5% above its estimated fair value. The current Owner Earnings per Share (TTM) is 0.00. Public Bank Bhd's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Owner Earnings per Share (TTM) calculated?
Owner Earnings per Share (TTM) is calculated from a company's financial statements. For Public Bank Bhd (PBLOF), the current Owner Earnings per Share (TTM) is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Public Bank Bhd (PBLOF) Overvalued in 2026?

Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued. The current stock price of $0.95 is trading 10.5% above its estimated GF Value™ of $0.86.

Key valuation signals for PBLOF:

  • Owner Earnings per Share (TTM): 0.00
  • GF Value™: $0.86 vs. price of $0.95 (10.5% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the PBLOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Public Bank Bhd Business Description

Other Exchanges 1295:Malaysia
Address 146, Jalan Ampang, 27th Floor, Menara Public Bank, Kuala Lumpur, SGR, MYS, 50450
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
71GF Score

Get the complete analysis for PBLOF

Owner Earnings per Share (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.95
Price
$0.86
GF Value