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Public Bank BhdPBLOF 71 Pretax Margin % is 63.44% as of Mar. 2026, which is 3% below its 10-year median of 65.07. GuruFocus rates PBLOF with a GF Score™ of 71/100 and a GF Value™ of $0.86. The stock has 3 warning signs investors should review. Among 1,525 Banks companies, Public Bank Bhd ranks better than 94.89% on this metric.
The historical rank and industry rank for Public Bank Bhd's Pretax Margin % or its related term are showing as below:
PBLOF'
s Pretax Margin % Range Over the Past 10 Years
Min: 55.59 Med: 65.07 Max: 66.23
Current: 64.73
PBLOF's Pretax Margin % is ranked better than 94.89% of 1525
companies
in the Banks industry
Industry Median: 34.96
vs PBLOF: 64.73
Public Bank Bhd (OTCPK:PBLOF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Public Bank Bhd Pretax Margin % Related Terms
Public Bank Bhd Pretax Margin % Historical Data
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The historical data trend for Public Bank Bhd's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Bank Bhd Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Public Bank Bhd's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Public Bank Bhd Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Public Bank Bhd's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Public Bank Bhd's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Bank Bhd (PBLOF) has a Pretax Margin % of 63.44% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Public Bank Bhd and its competitors. This is near median its historical median of 65.07. Over the past decade, Public Bank Bhd's Pretax Margin % has ranged from 55.59 to 66.23. According to the industry distribution chart, Public Bank Bhd ranks #78 out of 1525 companies in the Banks industry, placing it in the top 5.1%.
Is Public Bank Bhd's Pretax Margin % too high?
Public Bank Bhd's current Pretax Margin % of 63.44% is near median its 10-year median of 65.07. Over the past 10 years, this metric has ranged from a low of 55.59 to a high of 66.23. The Banks industry median Pretax Margin % is 34.96. Public Bank Bhd's value of 63.44% is 81.5% above this industry median. Based on the distribution chart, Public Bank Bhd ranks #78 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Public Bank Bhd has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Public Bank Bhd ranks #78 out of 1525 companies for Pretax Margin %. This places Public Bank Bhd in the top 5% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.96. Public Bank Bhd's value of 63.44% is 81.5% above this benchmark. Historically, Public Bank Bhd's own Pretax Margin % has ranged from 55.59 to 66.23 over the past decade. While the company's 10-year median is 65.07 vs. the industry median of 34.96, Public Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.96, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Bank Bhd's current Pretax Margin % of 63.44% is 81.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Public Bank Bhd and its competitors. For the Banks industry, the median Pretax Margin % is 34.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Bank Bhd's current Pretax Margin % is 63.44%, which is near median its own 10-year median of 65.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Public Bank Bhd (PBLOF) has a current Pretax Margin % of 63.44%. The stock's GF Value™ is $0.86, compared to a current price of $0.95 — trading 10.5% above its estimated fair value. The current Pretax Margin % is 63.44%, which is near median its 10-year median of 65.07 and 81.5% above the Banks industry median of 34.96. Public Bank Bhd's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Public Bank Bhd (PBLOF), the current Pretax Margin % is 63.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Public Bank Bhd (PBLOF) Overvalued in 2026?
Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued.
The current stock price of $0.95 is trading 10.5% above its estimated GF Value™ of $0.86.
Key valuation signals for PBLOF:
Pretax Margin %: 63.44% (near median its 10-year median of 65.07)
GF Value™: $0.86 vs. price of $0.95 (10.5% above fair value)
Industry Position: 81.5% above the Banks median (#78 of 1525)
No single metric tells the full story. See the PBLOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
71GF Score
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