PBLOF (Public Bank Bhd) Scaled Net Operating Assets: 0.10 (As of Mar. 2026)

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PBLOF Public Bank Bhd PBLOF
71 GF Score
Price $0.95
GF Value $0.86
! 3 Warning Signs
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What is Public Bank Bhd Scaled Net Operating Assets?

Public Bank Bhd PBLOF 71 Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus rates PBLOF with a GF Score™ of 71/100 and a GF Value™ of $0.86. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Public Bank Bhd's operating assets for the quarter that ended in Mar. 2026 was $138,744 Mil. Public Bank Bhd's operating liabilities for the quarter that ended in Mar. 2026 was $124,954 Mil. Public Bank Bhd's Total Assets for the quarter that ended in Dec. 2025 was $137,383 Mil. Therefore, Public Bank Bhd's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.10.

PBLOF
71GF Score
Public Bank Bhd PBLOF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Public Bank Bhd Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Public Bank Bhd's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(132180.703-118793.949)/121875.746
=0.11

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=137383.483 - 5202.78
=132180.703

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=122109.865 - 3315.916 - 0
=118793.949

Public Bank Bhd's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(138743.727-124953.905)/137383.483
=0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=144397.573 - 5653.846
=138743.727

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=128806.576 - 3852.671 - 0
=124953.905

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.10 mean?
Public Bank Bhd (PBLOF) has a Scaled Net Operating Assets of 0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Public Bank Bhd and its competitors.
Is Public Bank Bhd's Scaled Net Operating Assets too high?
Public Bank Bhd's current Scaled Net Operating Assets is 0.10. Overall, Public Bank Bhd has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Scaled Net Operating Assets compare to competitors?
Public Bank Bhd's Scaled Net Operating Assets of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Public Bank Bhd and its competitors. Public Bank Bhd's current Scaled Net Operating Assets is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Public Bank Bhd (PBLOF) has a current Scaled Net Operating Assets of 0.10. The stock's GF Value™ is $0.86, compared to a current price of $0.95 — trading 10.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.10. Public Bank Bhd's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Public Bank Bhd (PBLOF), the current Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Public Bank Bhd (PBLOF) Overvalued in 2026?

Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued. The current stock price of $0.95 is trading 10.5% above its estimated GF Value™ of $0.86.

Key valuation signals for PBLOF:

  • Scaled Net Operating Assets: 0.10
  • GF Value™: $0.86 vs. price of $0.95 (10.5% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the PBLOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Public Bank Bhd Business Description

Other Exchanges 1295:Malaysia
Address 146, Jalan Ampang, 27th Floor, Menara Public Bank, Kuala Lumpur, SGR, MYS, 50450
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
71GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.95
Price
$0.86
GF Value