PBLOF (Public Bank Bhd) Cyclically Adjusted PS Ratio: 6.33 (As of Jul. 21, 2026) — Near Median

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PBLOF Public Bank Bhd PBLOF
71 GF Score
Price $0.95
GF Value $0.86
! 3 Warning Signs
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What is Public Bank Bhd Cyclically Adjusted PS Ratio?

Public Bank Bhd PBLOF 71 Cyclically Adjusted PS Ratio is 6.33 as of Jul. 21, 2026, which is 2% below its 10-year median of 6.46. GuruFocus rates PBLOF with a GF Score™ of 71/100 and a GF Value™ of $0.86. The stock has 3 warning signs investors should review. Among 1,301 Banks companies, Public Bank Bhd ranks worse than 91.39% on this metric.

As of today (2026-07-21), Public Bank Bhd's current share price is $0.95. Public Bank Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $0.15. Public Bank Bhd's Cyclically Adjusted PS Ratio for today is 6.33.

The historical rank and industry rank for Public Bank Bhd's Cyclically Adjusted PS Ratio or its related term are showing as below:

PBLOF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 5.4   Med: 6.46   Max: 8.26
Current: 6.99

During the past years, Public Bank Bhd's highest Cyclically Adjusted PS Ratio was 8.26. The lowest was 5.40. And the median was 6.46.

PBLOF's Cyclically Adjusted PS Ratio is ranked worse than
91.39% of 1301 companies
in the Banks industry
Industry Median: 3.38 vs PBLOF: 6.99

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Public Bank Bhd's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.048. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $0.15 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Public Bank Bhd  (OTCPK:PBLOF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Public Bank Bhd Cyclically Adjusted PS Ratio Related Terms


Public Bank Bhd Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Public Bank Bhd's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Public Bank Bhd Cyclically Adjusted PS Ratio Chart

Public Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.04 6.69 6.33 6.44 6.17

Public Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.14 5.91 5.88 6.17 6.23

Public Bank Bhd Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Public Bank Bhd's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Public Bank Bhd Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Public Bank Bhd's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Public Bank Bhd's Cyclically Adjusted PS Ratio falls into.


PBLOF
71GF Score
Public Bank Bhd PBLOF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Public Bank Bhd Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Public Bank Bhd's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.95/0.15
=6.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Public Bank Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Public Bank Bhd's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.048/330.2130*330.2130
=0.048

Current CPI (Mar. 2026) = 330.2130.

Public Bank Bhd Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.006 241.018 0.008
201609 0.006 241.428 0.008
201612 0.006 241.432 0.008
201703 0.006 243.801 0.008
201706 0.006 244.955 0.008
201709 0.007 246.819 0.009
201712 0.007 246.524 0.009
201803 0.007 249.554 0.009
201806 0.007 251.989 0.009
201809 0.034 252.439 0.044
201812 0.007 251.233 0.009
201903 0.035 254.202 0.045
201906 0.007 256.143 0.009
201909 0.034 256.759 0.044
201912 0.035 256.974 0.045
202003 0.034 258.115 0.043
202006 0.029 257.797 0.037
202009 0.038 260.280 0.048
202012 0.038 260.474 0.048
202103 0.040 264.877 0.050
202106 0.040 271.696 0.049
202109 0.038 274.310 0.046
202112 0.037 278.802 0.044
202203 0.039 287.504 0.045
202206 0.037 296.311 0.041
202209 0.039 296.808 0.043
202212 0.043 296.797 0.048
202303 0.038 301.836 0.042
202306 0.036 305.109 0.039
202309 0.036 307.789 0.039
202312 0.036 306.746 0.039
202403 0.037 312.332 0.039
202406 0.037 314.175 0.039
202409 0.043 315.301 0.045
202412 0.042 315.605 0.044
202503 0.042 319.799 0.043
202506 0.045 322.561 0.046
202509 0.046 324.800 0.047
202512 0.047 324.054 0.048
202603 0.048 330.213 0.048

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 6.33 mean?
Public Bank Bhd (PBLOF) has a Cyclically Adjusted PS Ratio of 6.33 as of Jul. 21, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Public Bank Bhd and its competitors. This is near median its historical median of 6.46. Over the past decade, Public Bank Bhd's Cyclically Adjusted PS Ratio has ranged from 5.40 to 8.26. According to the industry distribution chart, Public Bank Bhd ranks #1189 out of 1301 companies in the Banks industry, placing it in the top 91.4%.
Is Public Bank Bhd's Cyclically Adjusted PS Ratio too high?
Public Bank Bhd's current Cyclically Adjusted PS Ratio of 6.33 is near median its 10-year median of 6.46. Over the past 10 years, this metric has ranged from a low of 5.40 to a high of 8.26. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. Public Bank Bhd's value of 6.33 is 87.3% above this industry median. Based on the distribution chart, Public Bank Bhd ranks #1189 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Public Bank Bhd has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Public Bank Bhd ranks #1189 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Public Bank Bhd in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.38. Public Bank Bhd's value of 6.33 is 87.3% above this benchmark. Historically, Public Bank Bhd's own Cyclically Adjusted PS Ratio has ranged from 5.40 to 8.26 over the past decade. While the company's 10-year median is 6.46 vs. the industry median of 3.38, Public Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Bank Bhd's current Cyclically Adjusted PS Ratio of 6.33 is 87.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Public Bank Bhd and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Bank Bhd's current Cyclically Adjusted PS Ratio is 6.33, which is near median its own 10-year median of 6.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Public Bank Bhd (PBLOF) has a current Cyclically Adjusted PS Ratio of 6.33. The stock's GF Value™ is $0.86, compared to a current price of $0.95 — trading 10.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 6.33, which is near median its 10-year median of 6.46 and 87.3% above the Banks industry median of 3.38. Public Bank Bhd's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Public Bank Bhd (PBLOF), the current Cyclically Adjusted PS Ratio is 6.33 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Public Bank Bhd (PBLOF) Overvalued in 2026?

Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued. The current stock price of $0.95 is trading 10.5% above its estimated GF Value™ of $0.86.

Key valuation signals for PBLOF:

  • Cyclically Adjusted PS Ratio: 6.33 (near median its 10-year median of 6.46)
  • GF Value™: $0.86 vs. price of $0.95 (10.5% above fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 87.3% above the Banks median (#1189 of 1301)

No single metric tells the full story. See the PBLOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Public Bank Bhd Business Description

Other Exchanges 1295:Malaysia
Address 146, Jalan Ampang, 27th Floor, Menara Public Bank, Kuala Lumpur, SGR, MYS, 50450
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
71GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.95
Price
$0.86
GF Value