Banqueudi Fransi (SAU:1050) Cyclically Adjusted FCF per Share: ﷼1.07 (As of Jun. 2026)

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SAU:1050 Banque Saudi Fransi SAU:1050
69 GF Score
Price ﷼20.15
GF Value ﷼19.50
Valuation Fairly Valued
! 7 Warning Signs
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What is Banqueudi Fransi Cyclically Adjusted FCF per Share?

Banqueudi Fransi SAU:1050 -1.23% 69 Cyclically Adjusted FCF per Share is ﷼1.07 as of Jun. 2026. GuruFocus rates SAU:1050 with a GF Score™ of 69/100 and a GF Value™ of ﷼19.50 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Banqueudi Fransi's adjusted free cash flow per share for the three months ended in Jun. 2026 was ﷼2.192. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ﷼1.07 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Banqueudi Fransi's average Cyclically Adjusted FCF Growth Rate was 37.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -22.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -14.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Banqueudi Fransi was 10.70% per year. The lowest was -22.00% per year. And the median was -12.70% per year.

As of today (2026-08-06), Banqueudi Fransi's current stock price is ﷼20.15. Banqueudi Fransi's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was ﷼1.07. Banqueudi Fransi's Cyclically Adjusted Price-to-FCF of today is 18.83.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banqueudi Fransi was 42.28. The lowest was 12.87. And the median was 18.63.


Banqueudi Fransi  (SAU:1050) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Banqueudi Fransi's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=20.15/1.07
=18.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banqueudi Fransi was 42.28. The lowest was 12.87. And the median was 18.63.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Banqueudi Fransi Cyclically Adjusted FCF per Share Related Terms


Banqueudi Fransi Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Banqueudi Fransi's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banqueudi Fransi Cyclically Adjusted FCF per Share Chart

Banqueudi Fransi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.97 0.99 0.70 0.54 0.47

Banqueudi Fransi Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 0.62 0.47 1.19 1.07

SAU:1050 vs PNC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Banqueudi Fransi's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banqueudi Fransi Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banqueudi Fransi's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Banqueudi Fransi's Cyclically Adjusted Price-to-FCF falls into.


SAU:1050
69GF Score
Banque Saudi Fransi SAU:1050
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banqueudi Fransi Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banqueudi Fransi's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.192/333.9520*333.9520
=2.192

Current CPI (Jun. 2026) = 333.9520.

Banqueudi Fransi Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.774 241.428 1.071
201612 1.889 241.432 2.613
201703 -1.158 243.801 -1.586
201706 1.217 244.955 1.659
201709 0.143 246.819 0.193
201712 4.230 246.524 5.730
201803 -5.269 249.554 -7.051
201806 3.218 251.989 4.265
201809 0.742 252.439 0.982
201812 1.558 251.233 2.071
201903 -0.045 254.202 -0.059
201906 -1.626 256.143 -2.120
201909 -0.199 256.759 -0.259
201912 -3.417 256.974 -4.441
202003 2.614 258.115 3.382
202006 0.618 257.797 0.801
202009 0.338 260.280 0.434
202012 -1.410 260.474 -1.808
202103 1.400 264.877 1.765
202106 1.510 271.696 1.856
202109 -0.015 274.310 -0.018
202112 0.194 278.802 0.232
202203 0.451 287.504 0.524
202206 0.889 296.311 1.002
202209 0.124 296.808 0.140
202212 -1.811 296.797 -2.038
202303 1.390 301.836 1.538
202306 -1.290 305.109 -1.412
202309 -0.120 307.789 -0.130
202312 -0.171 306.746 -0.186
202403 1.237 312.332 1.323
202406 3.741 314.175 3.976
202409 -2.395 315.301 -2.537
202412 -0.907 315.605 -0.960
202503 0.087 319.799 0.091
202506 -2.362 322.561 -2.445
202509 -1.137 324.800 -1.169
202512 -1.680 324.054 -1.731
202603 2.824 330.213 2.856
202606 2.192 333.952 2.192

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ﷼1.07 mean?
Banqueudi Fransi (SAU:1050) has a Cyclically Adjusted FCF per Share of ﷼1.07 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banqueudi Fransi and its competitors.
Is Banqueudi Fransi's Cyclically Adjusted FCF per Share too high?
Banqueudi Fransi's current Cyclically Adjusted FCF per Share is ﷼1.07. Overall, Banqueudi Fransi has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqueudi Fransi's Cyclically Adjusted FCF per Share compare to PNC?
Banqueudi Fransi's Cyclically Adjusted FCF per Share of ﷼1.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banqueudi Fransi and its competitors. Banqueudi Fransi's current Cyclically Adjusted FCF per Share is ﷼1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqueudi Fransi stock overvalued right now?
Based on GuruFocus' analysis, Banqueudi Fransi (SAU:1050) is currently considered Fairly Valued. The stock's GF Value™ is ﷼19.50, compared to a current price of ﷼20.15 — trading 3.3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is ﷼1.07. Banqueudi Fransi's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Banqueudi Fransi (SAU:1050), the current Cyclically Adjusted FCF per Share is ﷼1.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqueudi Fransi (SAU:1050) Overvalued in 2026?

Based on GuruFocus' analysis, Banqueudi Fransi stock appears to be overvalued. The current stock price of ﷼20.15 is trading 3.3% above its estimated GF Value™ of ﷼19.50. GuruFocus considers Banqueudi Fransi to be Fairly Valued.

Key valuation signals for SAU:1050:

  • Cyclically Adjusted FCF per Share: ﷼1.07
  • GF Value™: ﷼19.50 vs. price of ﷼20.15 (3.3% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the SAU:1050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banqueudi Fransi Business Description

Address King Saud Road, P.O. Box 56006, Riyadh, SAU, 11554
Banque Saudi Fransi is a full-service Bank that includes Islamic products, which are approved and supervised by an independent Shariah Board. It offers a comprehensive suite of financial solutions in corporate and retail banking, as well as investment banking, asset management, investment funds, and brokerage services. The company's reportable segments are: Retail Banking, Corporate Banking, Treasury, Investment banking and brokerage. The majority of the company's revenue is derived from the Corporate Banking segment. Geographically, it has a presence in Saudi Arabia, the Middle East, Europe, North America and Other Countries.
69GF Score

Get the complete analysis for SAU:1050

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼20.15
Price
﷼19.50
GF Value