Banqueudi FransiSAU:1050 +0.92%67 Pretax Margin % is 56.48% as of Mar. 2026, which is 7% above its 10-year median of 52.75. GuruFocus rates SAU:1050 with a GF Score™ of 67/100 and a GF Value™ of ﷼19.63 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, Banqueudi Fransi ranks better than 89.84% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banqueudi Fransi Pretax Margin % Related Terms
Banqueudi Fransi Pretax Margin % Historical Data
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The historical data trend for Banqueudi Fransi's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banqueudi Fransi's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banqueudi Fransi Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banqueudi Fransi's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Banqueudi Fransi's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banqueudi Fransi (SAU:1050) has a Pretax Margin % of 56.48% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banqueudi Fransi and its competitors. This is near median its historical median of 52.75. Over the past decade, Banqueudi Fransi's Pretax Margin % has ranged from 28.32 to 57.11. According to the industry distribution chart, Banqueudi Fransi ranks #155 out of 1526 companies in the Banks industry, placing it in the top 10.2%.
Is Banqueudi Fransi's Pretax Margin % too high?
Banqueudi Fransi's current Pretax Margin % of 56.48% is near median its 10-year median of 52.75. Over the past 10 years, this metric has ranged from a low of 28.32 to a high of 57.11. The Banks industry median Pretax Margin % is 34.66. Banqueudi Fransi's value of 56.48% is 63% above this industry median. Based on the distribution chart, Banqueudi Fransi ranks #155 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banqueudi Fransi has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqueudi Fransi's Pretax Margin % compare to PNC?
According to the Banks industry distribution chart, Banqueudi Fransi ranks #155 out of 1526 companies for Pretax Margin %. This places Banqueudi Fransi in the top 10% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.66. Banqueudi Fransi's value of 56.48% is 63% above this benchmark. Historically, Banqueudi Fransi's own Pretax Margin % has ranged from 28.32 to 57.11 over the past decade. While the company's 10-year median is 52.75 vs. the industry median of 34.66, Banqueudi Fransi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banqueudi Fransi's current Pretax Margin % of 56.48% is 63% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banqueudi Fransi and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banqueudi Fransi's current Pretax Margin % is 56.48%, which is near median its own 10-year median of 52.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqueudi Fransi stock overvalued right now?
Based on GuruFocus' analysis, Banqueudi Fransi (SAU:1050) is currently considered Fairly Valued. The stock's GF Value™ is ﷼19.63, compared to a current price of ﷼19.83 — trading 1% above its estimated fair value. The current Pretax Margin % is 56.48%, which is near median its 10-year median of 52.75 and 63% above the Banks industry median of 34.66. Banqueudi Fransi's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banqueudi Fransi (SAU:1050), the current Pretax Margin % is 56.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banqueudi Fransi (SAU:1050) Overvalued in 2026?
Based on GuruFocus' analysis, Banqueudi Fransi stock appears to be overvalued.
The current stock price of ﷼19.83 is trading 1% above its estimated GF Value™ of ﷼19.63.
GuruFocus considers Banqueudi Fransi to be Fairly Valued.
Key valuation signals for SAU:1050:
Pretax Margin %: 56.48% (near median its 10-year median of 52.75)
GF Value™: ﷼19.63 vs. price of ﷼19.83 (1% above fair value)
Industry Position: 63% above the Banks median (#155 of 1526)
No single metric tells the full story. See the SAU:1050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Saudi Fransi is a full-service Bank that includes Islamic products, which are approved and supervised by an independent Shariah Board. It offers a comprehensive suite of financial solutions in corporate and retail banking, as well as investment banking, asset management, investment funds, and brokerage services. The company's reportable segments are: Retail Banking, Corporate Banking, Treasury, Investment banking and brokerage. The majority of the company's revenue is derived from the Corporate Banking segment. Geographically, it has a presence in Saudi Arabia, the Middle East, Europe, North America and Other Countries.
67GF Score
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