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Banqueudi FransiSAU:1050 +0.50%67 PB Ratio is 0.98 as of Aug. 04, 2026, which is 13% below its 10-year median of 1.13. GuruFocus rates SAU:1050 with a GF Score™ of 67/100 and a GF Value™ of ﷼19.50 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,514 Banks companies, Banqueudi Fransi ranks better than 64.86% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-04), Banqueudi Fransi's share price is ﷼20.30. Banqueudi Fransi's Book Value per Share for the quarter that ended in Jun. 2026 was ﷼20.78. Hence, Banqueudi Fransi's PB Ratio of today is 0.98.
Warning Sign:
Banque Saudi Fransi stock PB Ratio (=0.94) is close to 2-year high of 1.01.
The historical rank and industry rank for Banqueudi Fransi's PB Ratio or its related term are showing as below:
SAU:1050'
s PB Ratio Range Over the Past 10 Years
Min: 0.77 Med: 1.13 Max: 1.68
Current: 0.94
During the past 13 years, Banqueudi Fransi's highest PB Ratio was 1.68. The lowest was 0.77. And the median was 1.13.
SAU:1050's PB Ratio is ranked better than 64.86% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs SAU:1050: 0.94
During the past 12 months, Banqueudi Fransi's average Book Value Per Share Growth Rate was 0.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 9.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banqueudi Fransi was 13.00% per year. The lowest was -8.00% per year. And the median was 6.60% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banqueudi Fransi PB Ratio Related Terms
Banqueudi Fransi PB Ratio Historical Data
* Premium members only.
The historical data trend for Banqueudi Fransi's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banqueudi Fransi's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banqueudi Fransi PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banqueudi Fransi's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banqueudi Fransi's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banqueudi Fransi (SAU:1050) has a PB Ratio of 0.98 as of Aug. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banqueudi Fransi and its competitors. This is 13% below median its historical median of 1.13. Over the past decade, Banqueudi Fransi's PB Ratio has ranged from 0.77 to 1.68. According to the industry distribution chart, Banqueudi Fransi ranks #532 out of 1514 companies in the Banks industry, placing it in the top 35.1%.
Is Banqueudi Fransi's PB Ratio too high?
Banqueudi Fransi's current PB Ratio of 0.98 is 13% below median its 10-year median of 1.13. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 1.68. The Banks industry median PB Ratio is 1.11. Banqueudi Fransi's value of 0.98 is 11.7% below this industry median. Based on the distribution chart, Banqueudi Fransi ranks #532 out of 1514 companies in the Banks industry, which is above the industry midpoint. Overall, Banqueudi Fransi has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqueudi Fransi's PB Ratio compare to PNC?
According to the Banks industry distribution chart, Banqueudi Fransi ranks #532 out of 1514 companies for PB Ratio. This puts Banqueudi Fransi in the upper half of its industry. The industry median PB Ratio is 1.11. Banqueudi Fransi's value of 0.98 is 11.7% below this benchmark. Historically, Banqueudi Fransi's own PB Ratio has ranged from 0.77 to 1.68 over the past decade. While the company's 10-year median is 1.13 vs. the industry median of 1.11, Banqueudi Fransi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banqueudi Fransi's current PB Ratio of 0.98 is 11.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banqueudi Fransi and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banqueudi Fransi's current PB Ratio is 0.98, which is 13% below median its own 10-year median of 1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqueudi Fransi stock overvalued right now?
Based on GuruFocus' analysis, Banqueudi Fransi (SAU:1050) is currently considered Fairly Valued. The stock's GF Value™ is ﷼19.50, compared to a current price of ﷼20.30 — trading 4.1% above its estimated fair value. The current PB Ratio is 0.98, which is 13% below median its 10-year median of 1.13 and 11.7% below the Banks industry median of 1.11. Banqueudi Fransi's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banqueudi Fransi (SAU:1050), the current PB Ratio is 0.98 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banqueudi Fransi (SAU:1050) Overvalued in 2026?
Based on GuruFocus' analysis, Banqueudi Fransi stock appears to be overvalued.
The current stock price of ﷼20.30 is trading 4.1% above its estimated GF Value™ of ﷼19.50.
GuruFocus considers Banqueudi Fransi to be Fairly Valued.
Key valuation signals for SAU:1050:
PB Ratio: 0.98 (13% below median its 10-year median of 1.13)
GF Value™: ﷼19.50 vs. price of ﷼20.30 (4.1% above fair value)
Industry Position: 11.7% below the Banks median (#532 of 1514)
No single metric tells the full story. See the SAU:1050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Saudi Fransi is a full-service Bank that includes Islamic products, which are approved and supervised by an independent Shariah Board. It offers a comprehensive suite of financial solutions in corporate and retail banking, as well as investment banking, asset management, investment funds, and brokerage services. The company's reportable segments are: Retail Banking, Corporate Banking, Treasury, Investment banking and brokerage. The majority of the company's revenue is derived from the Corporate Banking segment. Geographically, it has a presence in Saudi Arabia, the Middle East, Europe, North America and Other Countries.
67GF Score
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