Banqueudi Fransi (SAU:1050) ROE % Adjusted to Book Value: 11.38% (As of Mar. 2026)

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SAU:1050 Banque Saudi Fransi SAU:1050
67 GF Score
Price ﷼19.76
GF Value ﷼19.65
Valuation Fairly Valued
! 5 Warning Signs
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What is Banqueudi Fransi ROE % Adjusted to Book Value?

Banqueudi Fransi SAU:1050 +1.13% 67 ROE % Adjusted to Book Value is 11.38% as of Mar. 2026. GuruFocus rates SAU:1050 with a GF Score™ of 67/100 and a GF Value™ of ﷼19.65 (Fairly Valued). The stock has 5 warning signs investors should review.

Banqueudi Fransi's ROE % for the quarter that ended in Mar. 2026 was 10.81%. Banqueudi Fransi's PB Ratio for the quarter that ended in Mar. 2026 was 0.95. Banqueudi Fransi's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.38%.


Banqueudi Fransi ROE % Adjusted to Book Value Related Terms


Banqueudi Fransi ROE % Adjusted to Book Value Historical Data

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The historical data trend for Banqueudi Fransi's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banqueudi Fransi ROE % Adjusted to Book Value Chart

Banqueudi Fransi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.16 7.24 9.09 12.36 13.35

Banqueudi Fransi Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.79 13.08 12.32 11.96 11.38

SAU:1050 vs PNC: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Banqueudi Fransi's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banqueudi Fransi ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Banqueudi Fransi's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Banqueudi Fransi's ROE % Adjusted to Book Value falls into.


SAU:1050
67GF Score
Banque Saudi Fransi SAU:1050
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banqueudi Fransi ROE % Adjusted to Book Value Calculation

Banqueudi Fransi's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.95% / 0.82
=13.35%

Banqueudi Fransi's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.81% / 0.95
=11.38%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.38% mean?
Banqueudi Fransi (SAU:1050) has a ROE % Adjusted to Book Value of 11.38% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banqueudi Fransi and its competitors.
Is Banqueudi Fransi's ROE % Adjusted to Book Value too high?
Banqueudi Fransi's current ROE % Adjusted to Book Value is 11.38%. Overall, Banqueudi Fransi has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqueudi Fransi's ROE % Adjusted to Book Value compare to PNC?
Banqueudi Fransi's ROE % Adjusted to Book Value of 11.38% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banqueudi Fransi and its competitors. Banqueudi Fransi's current ROE % Adjusted to Book Value is 11.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqueudi Fransi stock overvalued right now?
Based on GuruFocus' analysis, Banqueudi Fransi (SAU:1050) is currently considered Fairly Valued. The stock's GF Value™ is ﷼19.65, compared to a current price of ﷼19.76 — trading 0.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.38%. Banqueudi Fransi's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Banqueudi Fransi (SAU:1050), the current ROE % Adjusted to Book Value is 11.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqueudi Fransi (SAU:1050) Overvalued in 2026?

Based on GuruFocus' analysis, Banqueudi Fransi stock appears to be overvalued. The current stock price of ﷼19.76 is trading 0.6% above its estimated GF Value™ of ﷼19.65. GuruFocus considers Banqueudi Fransi to be Fairly Valued.

Key valuation signals for SAU:1050:

  • ROE % Adjusted to Book Value: 11.38%
  • GF Value™: ﷼19.65 vs. price of ﷼19.76 (0.6% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the SAU:1050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banqueudi Fransi Business Description

Address King Saud Road, P.O. Box 56006, Riyadh, SAU, 11554
Banque Saudi Fransi is a full-service Bank that includes Islamic products, which are approved and supervised by an independent Shariah Board. It offers a comprehensive suite of financial solutions in corporate and retail banking, as well as investment banking, asset management, investment funds, and brokerage services. The company's reportable segments are: Retail Banking, Corporate Banking, Treasury, Investment banking and brokerage. The majority of the company's revenue is derived from the Corporate Banking segment. Geographically, it has a presence in Saudi Arabia, the Middle East, Europe, North America and Other Countries.
67GF Score

Get the complete analysis for SAU:1050

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼19.76
Price
﷼19.65
GF Value