Banqueudi FransiSAU:1050 -0.51%67 Net Margin % is 50.65% as of Mar. 2026, which is 9% above its 10-year median of 46.34. GuruFocus rates SAU:1050 with a GF Score™ of 67/100 and a GF Value™ of ﷼19.57 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,530 Banks companies, Banqueudi Fransi ranks better than 94.77% on this metric.
The historical rank and industry rank for Banqueudi Fransi's Net Margin % or its related term are showing as below:
SAU:1050'
s Net Margin % Range Over the Past 10 Years
Min: 21.78 Med: 46.34 Max: 55.92
Current: 50.98
SAU:1050's Net Margin % is ranked better than 94.77% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs SAU:1050: 50.98
Banqueudi Fransi (SAU:1050) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banqueudi Fransi Net Margin % Related Terms
Banqueudi Fransi Net Margin % Historical Data
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The historical data trend for Banqueudi Fransi's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banqueudi Fransi's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banqueudi Fransi Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banqueudi Fransi's Net Margin % distribution charts can be found below:
* The bar in red indicates where Banqueudi Fransi's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banqueudi Fransi (SAU:1050) has a Net Margin % of 50.65% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banqueudi Fransi and its competitors. This is near median its historical median of 46.34. Over the past decade, Banqueudi Fransi's Net Margin % has ranged from 21.78 to 55.92. According to the industry distribution chart, Banqueudi Fransi ranks #80 out of 1530 companies in the Banks industry, placing it in the top 5.2%.
Is Banqueudi Fransi's Net Margin % too high?
Banqueudi Fransi's current Net Margin % of 50.65% is near median its 10-year median of 46.34. Over the past 10 years, this metric has ranged from a low of 21.78 to a high of 55.92. The Banks industry median Net Margin % is 26.85. Banqueudi Fransi's value of 50.65% is 88.7% above this industry median. Based on the distribution chart, Banqueudi Fransi ranks #80 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banqueudi Fransi has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqueudi Fransi's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Banqueudi Fransi ranks #80 out of 1530 companies for Net Margin %. This places Banqueudi Fransi in the top 5% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Banqueudi Fransi's value of 50.65% is 88.7% above this benchmark. Historically, Banqueudi Fransi's own Net Margin % has ranged from 21.78 to 55.92 over the past decade. While the company's 10-year median is 46.34 vs. the industry median of 26.85, Banqueudi Fransi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banqueudi Fransi's current Net Margin % of 50.65% is 88.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banqueudi Fransi and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banqueudi Fransi's current Net Margin % is 50.65%, which is near median its own 10-year median of 46.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqueudi Fransi stock overvalued right now?
Based on GuruFocus' analysis, Banqueudi Fransi (SAU:1050) is currently considered Fairly Valued. The stock's GF Value™ is ﷼19.57, compared to a current price of ﷼19.48 — trading 0.5% below its estimated fair value. The current Net Margin % is 50.65%, which is near median its 10-year median of 46.34 and 88.7% above the Banks industry median of 26.85. Banqueudi Fransi's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banqueudi Fransi (SAU:1050), the current Net Margin % is 50.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banqueudi Fransi (SAU:1050) Overvalued in 2026?
Based on GuruFocus' analysis, Banqueudi Fransi stock appears to be undervalued.
The current stock price of ﷼19.48 is trading 0.5% below its estimated GF Value™ of ﷼19.57.
GuruFocus considers Banqueudi Fransi to be Fairly Valued.
Key valuation signals for SAU:1050:
Net Margin %: 50.65% (near median its 10-year median of 46.34)
GF Value™: ﷼19.57 vs. price of ﷼19.48 (0.5% below fair value)
Industry Position: 88.7% above the Banks median (#80 of 1530)
No single metric tells the full story. See the SAU:1050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Saudi Fransi is a full-service Bank that includes Islamic products, which are approved and supervised by an independent Shariah Board. It offers a comprehensive suite of financial solutions in corporate and retail banking, as well as investment banking, asset management, investment funds, and brokerage services. The company's reportable segments are: Retail Banking, Corporate Banking, Treasury, Investment banking and brokerage. The majority of the company's revenue is derived from the Corporate Banking segment. Geographically, it has a presence in Saudi Arabia, the Middle East, Europe, North America and Other Countries.
67GF Score
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