Banqueudi Fransi (SAU:1050) Margin of Safety % (DCF Dividends Based): 13.59% (As of Jul. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1050 Banque Saudi Fransi SAU:1050
67 GF Score
Price ﷼19.46
GF Value ﷼19.66
Valuation Fairly Valued
! 5 Warning Signs
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What is Banqueudi Fransi Margin of Safety % (DCF Dividends Based)?

Banqueudi Fransi SAU:1050 +0.26% 67 Margin of Safety % (DCF Dividends Based) is 13.59% as of Jul. 17, 2026. GuruFocus rates SAU:1050 with a GF Score™ of 67/100 and a GF Value™ of ﷼19.66 (Fairly Valued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-17), Banqueudi Fransi's Predictability Rank is 4-Stars. Banqueudi Fransi's intrinsic value calculated from the Discounted Dividend model is ﷼22.85 and current share price is ﷼19.46. Consequently,

Banqueudi Fransi's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 13.59%.

SAU:1050 vs PNC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Banqueudi Fransi's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banqueudi Fransi Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banqueudi Fransi's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Banqueudi Fransi's Margin of Safety % (DCF Dividends Based) falls into.


SAU:1050
67GF Score
Banque Saudi Fransi SAU:1050
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banqueudi Fransi Margin of Safety % (DCF Dividends Based) Calculation

Banqueudi Fransi's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(22.52-19.46)/22.52
=13.59 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 13.59% mean?
Banqueudi Fransi (SAU:1050) has a Margin of Safety % (DCF Dividends Based) of 13.59% as of Jul. 17, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Banqueudi Fransi.
Is Banqueudi Fransi's Margin of Safety % (DCF Dividends Based) too high?
Banqueudi Fransi's current Margin of Safety % (DCF Dividends Based) is 13.59%. Overall, Banqueudi Fransi has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqueudi Fransi's Margin of Safety % (DCF Dividends Based) compare to PNC?
Banqueudi Fransi's Margin of Safety % (DCF Dividends Based) of 13.59% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Banqueudi Fransi. Banqueudi Fransi's current Margin of Safety % (DCF Dividends Based) is 13.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqueudi Fransi stock overvalued right now?
Based on GuruFocus' analysis, Banqueudi Fransi (SAU:1050) is currently considered Fairly Valued. The stock's GF Value™ is ﷼19.66, compared to a current price of ﷼19.46 — trading 1% below its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 13.59%. Banqueudi Fransi's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Banqueudi Fransi (SAU:1050), the current Margin of Safety % (DCF Dividends Based) is 13.59% as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqueudi Fransi (SAU:1050) Overvalued in 2026?

Based on GuruFocus' analysis, Banqueudi Fransi stock appears to be undervalued. The current stock price of ﷼19.46 is trading 1% below its estimated GF Value™ of ﷼19.66. GuruFocus considers Banqueudi Fransi to be Fairly Valued.

Key valuation signals for SAU:1050:

  • Margin of Safety % (DCF Dividends Based): 13.59%
  • GF Value™: ﷼19.66 vs. price of ﷼19.46 (1% below fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the SAU:1050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banqueudi Fransi Business Description

Address King Saud Road, P.O. Box 56006, Riyadh, SAU, 11554
Banque Saudi Fransi is a full-service Bank that includes Islamic products, which are approved and supervised by an independent Shariah Board. It offers a comprehensive suite of financial solutions in corporate and retail banking, as well as investment banking, asset management, investment funds, and brokerage services. The company's reportable segments are: Retail Banking, Corporate Banking, Treasury, Investment banking and brokerage. The majority of the company's revenue is derived from the Corporate Banking segment. Geographically, it has a presence in Saudi Arabia, the Middle East, Europe, North America and Other Countries.
67GF Score

Get the complete analysis for SAU:1050

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼19.46
Price
﷼19.66
GF Value