Banqueudi Fransi (SAU:1050) PEG Ratio: 1.69 (As of Jul. 19, 2026) — 22% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1050 Banque Saudi Fransi SAU:1050
67 GF Score
Price ﷼19.46
GF Value ﷼19.66
Valuation Fairly Valued
! 4 Warning Signs
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What is Banqueudi Fransi PEG Ratio?

Banqueudi Fransi SAU:1050 +0.26% 67 PEG Ratio is 1.69 as of Jul. 19, 2026, which is 22% below its 10-year median of 2.18. GuruFocus rates SAU:1050 with a GF Score™ of 67/100 and a GF Value™ of ﷼19.66 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,228 Banks companies, Banqueudi Fransi ranks worse than 53.42% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Banqueudi Fransi's PE Ratio without NRI is 9.83. Banqueudi Fransi's 5-Year Book Value growth rate is 5.80%. Therefore, Banqueudi Fransi's PEG Ratio for today is 1.69.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Banqueudi Fransi's PEG Ratio or its related term are showing as below:

SAU:1050' s PEG Ratio Range Over the Past 10 Years
Min: 0.98   Med: 2.18   Max: 8.13
Current: 1.69


During the past 13 years, Banqueudi Fransi's highest PEG Ratio was 8.13. The lowest was 0.98. And the median was 2.18.


SAU:1050's PEG Ratio is ranked worse than
53.42% of 1228 companies
in the Banks industry
Industry Median: 1.555 vs SAU:1050: 1.69

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Banqueudi Fransi  (SAU:1050) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Banqueudi Fransi PEG Ratio Related Terms


Banqueudi Fransi PEG Ratio Historical Data

* Premium members only.

The historical data trend for Banqueudi Fransi's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banqueudi Fransi PEG Ratio Chart

Banqueudi Fransi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.13 2.60 2.19 1.71 1.37

Banqueudi Fransi Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.88 1.58 1.45 1.37 1.46

SAU:1050 vs PNC: PEG Ratio Comparison

For the Banks - Regional subindustry, Banqueudi Fransi's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banqueudi Fransi PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banqueudi Fransi's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Banqueudi Fransi's PEG Ratio falls into.


SAU:1050
67GF Score
Banque Saudi Fransi SAU:1050
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banqueudi Fransi PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Banqueudi Fransi's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.8282828282828/5.80
=1.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.69 mean?
Banqueudi Fransi (SAU:1050) has a PEG Ratio of 1.69 as of Jul. 19, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banqueudi Fransi and its competitors. This is 22% below median its historical median of 2.18. Over the past decade, Banqueudi Fransi's PEG Ratio has ranged from 0.98 to 8.13. According to the industry distribution chart, Banqueudi Fransi ranks #656 out of 1228 companies in the Banks industry, placing it in the top 53.4%.
Is Banqueudi Fransi's PEG Ratio too high?
Banqueudi Fransi's current PEG Ratio of 1.69 is 22% below median its 10-year median of 2.18. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 8.13. The Banks industry median PEG Ratio is 1.56. Banqueudi Fransi's value of 1.69 is 8.7% above this industry median. Based on the distribution chart, Banqueudi Fransi ranks #656 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, Banqueudi Fransi has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqueudi Fransi's PEG Ratio compare to PNC?
According to the Banks industry distribution chart, Banqueudi Fransi ranks #656 out of 1228 companies for PEG Ratio. This places Banqueudi Fransi in the lower half of its industry. The industry median PEG Ratio is 1.56. Banqueudi Fransi's value of 1.69 is 8.7% above this benchmark. Historically, Banqueudi Fransi's own PEG Ratio has ranged from 0.98 to 8.13 over the past decade. While the company's 10-year median is 2.18 vs. the industry median of 1.56, Banqueudi Fransi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banqueudi Fransi's current PEG Ratio of 1.69 is 8.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banqueudi Fransi and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banqueudi Fransi's current PEG Ratio is 1.69, which is 22% below median its own 10-year median of 2.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqueudi Fransi stock overvalued right now?
Based on GuruFocus' analysis, Banqueudi Fransi (SAU:1050) is currently considered Fairly Valued. The stock's GF Value™ is ﷼19.66, compared to a current price of ﷼19.46 — trading 1% below its estimated fair value. The current PEG Ratio is 1.69, which is 22% below median its 10-year median of 2.18 and 8.7% above the Banks industry median of 1.56. Banqueudi Fransi's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Banqueudi Fransi (SAU:1050), the current PEG Ratio is 1.69 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqueudi Fransi (SAU:1050) Overvalued in 2026?

Based on GuruFocus' analysis, Banqueudi Fransi stock appears to be undervalued. The current stock price of ﷼19.46 is trading 1% below its estimated GF Value™ of ﷼19.66. GuruFocus considers Banqueudi Fransi to be Fairly Valued.

Key valuation signals for SAU:1050:

  • PEG Ratio: 1.69 (22% below median its 10-year median of 2.18)
  • GF Value™: ﷼19.66 vs. price of ﷼19.46 (1% below fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 8.7% above the Banks median (#656 of 1228)

No single metric tells the full story. See the SAU:1050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banqueudi Fransi Business Description

Address King Saud Road, P.O. Box 56006, Riyadh, SAU, 11554
Banque Saudi Fransi is a full-service Bank that includes Islamic products, which are approved and supervised by an independent Shariah Board. It offers a comprehensive suite of financial solutions in corporate and retail banking, as well as investment banking, asset management, investment funds, and brokerage services. The company's reportable segments are: Retail Banking, Corporate Banking, Treasury, Investment banking and brokerage. The majority of the company's revenue is derived from the Corporate Banking segment. Geographically, it has a presence in Saudi Arabia, the Middle East, Europe, North America and Other Countries.
67GF Score

Get the complete analysis for SAU:1050

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼19.46
Price
﷼19.66
GF Value