Gulf Insurance Group (SAU:8250) OCF Margin %: 16.98% (As of Mar. 2026) — 27% Above Median


SAU:8250 Gulf Insurance Group SAU:8250
66 GF Score
Price ﷼32.46
GF Value ﷼27.63
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Gulf Insurance Group OCF Margin %?

Gulf Insurance Group SAU:8250 +0.06% 66 OCF Margin % is 16.98% as of Mar. 2026, which is 27% above its 10-year median of 13.34. GuruFocus rates SAU:8250 with a GF Score™ of 66/100 and a GF Value™ of ﷼27.63 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 505 Insurance companies, Gulf Insurance Group ranks better than 55.05% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Gulf Insurance Group's Cash Flow from Operations for the three months ended in Mar. 2026 was ﷼64 Mil. Gulf Insurance Group's Revenue for the three months ended in Mar. 2026 was ﷼378 Mil. Therefore, Gulf Insurance Group's OCF Margin % for the quarter that ended in Mar. 2026 was 16.98%.

As of today, Gulf Insurance Group's current OCF Yield % is 10.98%.

The historical rank and industry rank for Gulf Insurance Group's OCF Margin % or its related term are showing as below:

SAU:8250' s OCF Margin % Range Over the Past 10 Years
Min: 4.7   Med: 13.34   Max: 25.44
Current: 12.82


During the past 13 years, the highest OCF Margin % of Gulf Insurance Group was 25.44%. The lowest was 4.70%. And the median was 13.34%.

SAU:8250's OCF Margin % is ranked better than
55.05% of 505 companies
in the Insurance industry
Industry Median: 10.86 vs SAU:8250: 12.82


Gulf Insurance Group OCF Margin % Related Terms


Gulf Insurance Group OCF Margin % Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group OCF Margin % Chart

Gulf Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.34 5.54 11.86 5.16 4.70

Gulf Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -18.27 0.63 13.38 19.75 16.98

SAU:8250 vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, Gulf Insurance Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group's OCF Margin % falls into.


SAU:8250
66GF Score
Gulf Insurance Group SAU:8250
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gulf Insurance Group OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Gulf Insurance Group's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=63.753/1355.675
=4.70 %

Gulf Insurance Group's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=64.242/378.256
=16.98 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 16.98% mean?
Gulf Insurance Group (SAU:8250) has a OCF Margin % of 16.98% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Gulf Insurance Group and its competitors. This is 27% above median its historical median of 13.34. Over the past decade, Gulf Insurance Group's OCF Margin % has ranged from 4.70 to 25.44. According to the industry distribution chart, Gulf Insurance Group ranks #227 out of 505 companies in the Insurance industry, placing it in the top 45%.
Is Gulf Insurance Group's OCF Margin % too high?
Gulf Insurance Group's current OCF Margin % of 16.98% is 27% above median its 10-year median of 13.34. Over the past 10 years, this metric has ranged from a low of 4.70 to a high of 25.44. The Insurance industry median OCF Margin % is 10.86. Gulf Insurance Group's value of 16.98% is 56.4% above this industry median. Based on the distribution chart, Gulf Insurance Group ranks #227 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Gulf Insurance Group has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Gulf Insurance Group ranks #227 out of 505 companies for OCF Margin %. This puts Gulf Insurance Group in the upper half of its industry. The industry median OCF Margin % is 10.86. Gulf Insurance Group's value of 16.98% is 56.4% above this benchmark. Historically, Gulf Insurance Group's own OCF Margin % has ranged from 4.70 to 25.44 over the past decade. While the company's 10-year median is 13.34 vs. the industry median of 10.86, Gulf Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf Insurance Group's current OCF Margin % of 16.98% is 56.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Gulf Insurance Group and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group's current OCF Margin % is 16.98%, which is 27% above median its own 10-year median of 13.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group (SAU:8250) is currently considered Modestly Overvalued. The stock's GF Value™ is ﷼27.63, compared to a current price of ﷼32.46 — trading 17.5% above its estimated fair value. The current OCF Margin % is 16.98%, which is 27% above median its 10-year median of 13.34 and 56.4% above the Insurance industry median of 10.86. Gulf Insurance Group's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Gulf Insurance Group (SAU:8250), the current OCF Margin % is 16.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group (SAU:8250) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group stock appears to be overvalued. The current stock price of ﷼32.46 is trading 17.5% above its estimated GF Value™ of ﷼27.63. GuruFocus considers Gulf Insurance Group to be Modestly Overvalued.

Key valuation signals for SAU:8250:

  • OCF Margin %: 16.98% (27% above median its 10-year median of 13.34)
  • GF Value™: ﷼27.63 vs. price of ﷼32.46 (17.5% above fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 56.4% above the Insurance median (#227 of 505)

No single metric tells the full story. See the SAU:8250 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group Business Description

Address P.O. Box 753, Riyadh, SAU, 11421
Gulf Insurance Group operates in the insurance industry. The company's line of business includes health, motor, marine, property, engineering, accident, liability, and protection insurance. It has various segments, which include Motor, Property and Casualty, Health, and Protection. Maximum revenue is generated from its Motor insurance segment which is intended to compensate the policyholder for damage to the vehicle or liability to third parties due to an accident.
66GF Score

Get the complete analysis for SAU:8250

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼32.46
Price
﷼27.63
GF Value