STLY (HG Holdings) Cyclically Adjusted FCF per Share: $-0.36 (As of Mar. 2026)

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STLY HG Holdings Inc STLY
69 GF Score
Price $3.40
GF Value $4.31
Valuation Modestly Undervalued
! 2 Warning Signs
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What is HG Holdings Cyclically Adjusted FCF per Share?

HG Holdings STLY -2.86% 69 Cyclically Adjusted FCF per Share is $-0.36 as of Mar. 2026. GuruFocus rates STLY with a GF Score™ of 69/100 and a GF Value™ of $4.31 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

HG Holdings's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.734. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $-0.36 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 37.80% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 19.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of HG Holdings was 60.30% per year. The lowest was -39.40% per year. And the median was 1.20% per year.

As of today (2026-08-12), HG Holdings's current stock price is $3.40. HG Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $-0.36. HG Holdings's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of HG Holdings was 19.61. The lowest was 2.81. And the median was 4.32.


HG Holdings  (OTCPK:STLY) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of HG Holdings was 19.61. The lowest was 2.81. And the median was 4.32.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


HG Holdings Cyclically Adjusted FCF per Share Related Terms


HG Holdings Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for HG Holdings's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HG Holdings Cyclically Adjusted FCF per Share Chart

HG Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.20 -2.78 -0.85 -0.07 -0.67

HG Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.03 -0.31 -0.39 -0.67 -0.36

STLY vs ACMTA, FNF, AXS: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Specialty subindustry, HG Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HG Holdings Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, HG Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where HG Holdings's Cyclically Adjusted Price-to-FCF falls into.


STLY
69GF Score
HG Holdings Inc STLY
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HG Holdings Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, HG Holdings's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.734/330.2130*330.2130
=0.734

Current CPI (Mar. 2026) = 330.2130.

HG Holdings Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.675 241.018 0.925
201609 -1.517 241.428 -2.075
201612 0.496 241.432 0.678
201703 -0.519 243.801 -0.703
201706 0.790 244.955 1.065
201709 -2.781 246.819 -3.721
201712 -0.018 246.524 -0.024
201803 -2.850 249.554 -3.771
201806 -0.777 251.989 -1.018
201809 -0.047 252.439 -0.061
201812 0.043 251.233 0.057
201903 1.016 254.202 1.320
201906 0.100 256.143 0.129
201909 0.044 256.759 0.057
201912 -0.010 256.974 -0.013
202003 -0.100 258.115 -0.128
202006 0.161 257.797 0.206
202009 0.024 260.280 0.030
202012 0.031 260.474 0.039
202103 0.203 264.877 0.253
202106 0.020 271.696 0.024
202109 -1.173 274.310 -1.412
202112 0.627 278.802 0.743
202203 1.864 287.504 2.141
202206 -2.331 296.311 -2.598
202209 4.225 296.808 4.701
202212 -2.839 296.797 -3.159
202303 3.764 301.836 4.118
202306 -1.723 305.109 -1.865
202309 -0.108 307.789 -0.116
202312 -1.369 306.746 -1.474
202403 1.651 312.332 1.746
202406 1.064 314.175 1.118
202409 -0.970 315.301 -1.016
202412 -1.090 315.605 -1.140
202503 1.264 319.799 1.305
202506 -0.258 322.561 -0.264
202509 0.063 324.800 0.064
202512 -0.452 324.054 -0.461
202603 0.734 330.213 0.734

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $-0.36 mean?
HG Holdings (STLY) has a Cyclically Adjusted FCF per Share of $-0.36 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on HG Holdings and its competitors.
Is HG Holdings' Cyclically Adjusted FCF per Share too high?
HG Holdings' current Cyclically Adjusted FCF per Share is $-0.36. Overall, HG Holdings has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HG Holdings' Cyclically Adjusted FCF per Share compare to ACMTA and FNF?
HG Holdings' Cyclically Adjusted FCF per Share of $-0.36 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on HG Holdings and its competitors. HG Holdings's current Cyclically Adjusted FCF per Share is $-0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HG Holdings stock overvalued right now?
Based on GuruFocus' analysis, HG Holdings (STLY) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.31, compared to a current price of $3.40 — trading 21.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $-0.36. HG Holdings' overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For HG Holdings (STLY), the current Cyclically Adjusted FCF per Share is $-0.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HG Holdings (STLY) Overvalued in 2026?

Based on GuruFocus' analysis, HG Holdings stock appears to be undervalued. The current stock price of $3.40 is trading 21.1% below its estimated GF Value™ of $4.31. GuruFocus considers HG Holdings to be Modestly Undervalued.

Key valuation signals for STLY:

  • Cyclically Adjusted FCF per Share: $-0.36
  • GF Value™: $4.31 vs. price of $3.40 (21.1% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the STLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HG Holdings Business Description

Address 6265 Old Water Oak Road, Suite 204, Tallahassee, FL, USA, 32312
HG Holdings Inc together with its consolidated subsidiaries, operates through its wholly owned subsidiarie. The Company engages in the business of providing title insurance through the subsidiary NCTIC and providing title agency services through the subsidiaries NCTG, TAV, and Omega. Through NCTIC, the Company underwrites land title insurance for owners and mortgagees as the primary insurer. The Company currently only provides title insurance services in the state of Florida.
69GF Score

Get the complete analysis for STLY

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.40
Price
$4.31
GF Value