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STLY (HG Holdings) Cyclically Adjusted PB Ratio : 0.33 (As of May. 28, 2025)


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What is HG Holdings Cyclically Adjusted PB Ratio?

As of today (2025-05-28), HG Holdings's current share price is $6.02. HG Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $18.18. HG Holdings's Cyclically Adjusted PB Ratio for today is 0.33.

The historical rank and industry rank for HG Holdings's Cyclically Adjusted PB Ratio or its related term are showing as below:

STLY' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.07   Med: 0.24   Max: 0.53
Current: 0.33

During the past years, HG Holdings's highest Cyclically Adjusted PB Ratio was 0.53. The lowest was 0.07. And the median was 0.24.

STLY's Cyclically Adjusted PB Ratio is ranked better than
91.58% of 404 companies
in the Insurance industry
Industry Median: 1.205 vs STLY: 0.33

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

HG Holdings's adjusted book value per share data for the three months ended in Mar. 2025 was $11.269. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $18.18 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


HG Holdings Cyclically Adjusted PB Ratio Historical Data

The historical data trend for HG Holdings's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HG Holdings Cyclically Adjusted PB Ratio Chart

HG Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.34 0.24 0.27 0.25

HG Holdings Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.29 0.31 0.25 0.25

Competitive Comparison of HG Holdings's Cyclically Adjusted PB Ratio

For the Insurance - Specialty subindustry, HG Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HG Holdings's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, HG Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where HG Holdings's Cyclically Adjusted PB Ratio falls into.


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HG Holdings Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

HG Holdings's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=6.02/18.18
=0.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HG Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, HG Holdings's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=11.269/134.9266*134.9266
=11.269

Current CPI (Mar. 2025) = 134.9266.

HG Holdings Quarterly Data

Book Value per Share CPI Adj_Book
201506 36.342 100.684 48.702
201509 36.974 100.392 49.693
201512 38.367 99.792 51.875
201603 36.975 100.470 49.656
201606 35.760 101.688 47.449
201609 19.351 101.861 25.633
201612 16.272 101.863 21.554
201703 16.029 102.862 21.026
201706 16.106 103.349 21.027
201709 15.487 104.136 20.066
201712 10.044 104.011 13.029
201803 9.407 105.290 12.055
201806 9.777 106.317 12.408
201809 11.011 106.507 13.949
201812 11.129 105.998 14.166
201903 12.260 107.251 15.424
201906 11.357 108.070 14.179
201909 11.327 108.329 14.108
201912 11.155 108.420 13.882
202003 12.017 108.902 14.889
202006 9.576 108.767 11.879
202009 9.428 109.815 11.584
202012 9.320 109.897 11.443
202103 9.262 111.754 11.182
202106 9.231 114.631 10.865
202109 10.361 115.734 12.079
202112 10.290 117.630 11.803
202203 10.096 121.301 11.230
202206 9.977 125.017 10.768
202209 10.974 125.227 11.824
202212 11.598 125.222 12.497
202303 11.332 127.348 12.006
202306 11.364 128.729 11.911
202309 11.458 129.860 11.905
202312 11.334 129.419 11.816
202403 11.335 131.776 11.606
202406 11.360 132.554 11.563
202409 11.421 133.029 11.584
202412 11.360 133.157 11.511
202503 11.269 134.927 11.269

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


HG Holdings  (OTCPK:STLY) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


HG Holdings Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of HG Holdings's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


HG Holdings Business Description

Traded in Other Exchanges
N/A
Address
2115 East 7th Street, Suite 101, Charlotte, NC, USA, 28204
HG Holdings Inc together with its consolidated subsidiaries, operates through its wholly owned subsidiarie. The Company engages in the business of providing title insurance through the subsidiary NCTIC and providing title agency services through the subsidiaries NCTG, TAV, and Omega. Through NCTIC, the Company underwrites land title insurance for owners and mortgagees as the primary insurer. The Company currently only provides title insurance services in the state of Florida.
Executives
Peter Mark Sherman director 4409 MICKLETON ROAD, CHARLOTTE NC 28226
Justin Hayles Edenfield officer: Prin. Accting & Fin. Officer 6265 OLD WATER OAK ROAD, SUITE 204, TALLAHASSEE FL 32312
Hale Partnership Capital Management, Llc 10 percent owner 5960 FAIRVIEW ROAD, SUITE 432, CHARLOTTE NC 28210
Solas Capital Management, Llc 10 percent owner 1063 POST ROAD, 2ND FLOOR, DARIEN CT 06820
Hale Partnership Fund, L.p. 10 percent owner 3335 PARK SOUTH STATION BLVD., CHARLOTTE NC 28210
Matthew Hultquist director ONE CORPORATE CENTER, RYE NY 10580
Bradley G Garner officer: CFO and CAO 2115 E. 7TH STREET, SUITE 101, CHARLOTTE NC 28211
Hale Steven A Ii director, 10 percent owner 5960 FAIRVIEW ROAD, SUITE 432, CHARLOTTE NC 28210
Matthew Wood Smith officer: Interim Chief Exec. Officer 200 N. HAMILTON STREET, HIGH POINT NC 27260
Jeffrey Stuart Gilliam director 200 N. HAMILTON STREET, NO. 200, HIGH POINT NC 27260
Tucker Golden Frederick 10 percent owner C/O SOLAS CAPITAL MANAGEMENT, LLC, 1063 POST ROAD, 2ND FLOOR, DARIEN CT 06820
Michael P Haley director 200 NORTH HAMILTON STREET, NO. 200, HIGH POINT NC 27260
Talanta Investment Group, Llc director, 10 percent owner 401 N. TRYON STREET, 10TH FLOOR, CHARLOTTE NC 28202
Justyn Rendal Putnam director 200 N. HAMILTON STREET, NO. 200, HIGH POINT NC 27260
Ian Dundee Lapey director 200 N. HAMILTON STREET, NO. 200, HIGH POINT NC 27260

HG Holdings Headlines

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