Everest Bank (XNEP:EBL) Cyclically Adjusted FCF per Share: NPR34.65 (As of Apr. 2026)

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XNEP:EBL Everest Bank Ltd XNEP:EBL
67 GF Score
Price NPR731.90
GF Value NPR729.56
Valuation Fairly Valued
! 3 Warning Signs
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What is Everest Bank Cyclically Adjusted FCF per Share?

Everest Bank XNEP:EBL +0.80% 67 Cyclically Adjusted FCF per Share is NPR34.65 as of Apr. 2026. GuruFocus rates XNEP:EBL with a GF Score™ of 67/100 and a GF Value™ of NPR729.56 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Everest Bank's adjusted free cash flow per share for the three months ended in Apr. 2026 was NPR-33.588. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is NPR34.65 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Everest Bank's average Cyclically Adjusted FCF Growth Rate was -12.40% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -16.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Everest Bank was -16.80% per year. The lowest was -16.80% per year. And the median was -16.80% per year.

As of today (2026-08-26), Everest Bank's current stock price is NPR731.90. Everest Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Apr. 2026 was NPR34.65. Everest Bank's Cyclically Adjusted Price-to-FCF of today is 21.12.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Everest Bank was 24.83. The lowest was 7.27. And the median was 14.20.


Everest Bank  (XNEP:EBL) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Everest Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=731.90/34.65
=21.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Everest Bank was 24.83. The lowest was 7.27. And the median was 14.20.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Everest Bank Cyclically Adjusted FCF per Share Related Terms


Everest Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Everest Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Everest Bank Cyclically Adjusted FCF per Share Chart

Everest Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 49.25 43.00 32.55 28.41

Everest Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.57 28.41 30.93 39.53 34.65

Everest Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Everest Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everest Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Everest Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Everest Bank's Cyclically Adjusted Price-to-FCF falls into.


XNEP:EBL
67GF Score
Everest Bank Ltd XNEP:EBL
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Everest Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Everest Bank's adjusted Free Cash Flow per Share data for the three months ended in Apr. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=-33.588/333.0200*333.0200
=-33.588

Current CPI (Apr. 2026) = 333.0200.

Everest Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201607 0.000 240.628 0.000
201610 0.000 241.729 0.000
201701 0.000 242.839 0.000
201704 0.000 244.524 0.000
201707 0.000 244.786 0.000
201710 0.000 246.663 0.000
201801 0.000 247.867 0.000
201804 0.000 250.546 0.000
201807 0.000 252.006 0.000
201810 4.218 252.885 5.555
201901 14.628 251.712 19.353
201904 23.054 255.548 30.043
201907 -5.499 256.571 -7.138
201910 26.270 257.346 33.995
202001 38.776 257.971 50.057
202004 -4.601 256.389 -5.976
202007 17.281 259.101 22.211
202010 21.552 260.388 27.564
202101 57.104 261.582 72.699
202104 -32.964 267.054 -41.107
202107 -45.916 273.003 -56.010
202110 56.962 276.589 68.584
202201 -30.003 281.148 -35.539
202204 -3.675 289.109 -4.233
202207 36.827 296.276 41.394
202210 -77.374 298.012 -86.463
202301 107.363 299.170 119.511
202304 -45.782 303.363 -50.258
202307 27.529 305.691 29.990
202310 -33.843 307.671 -36.631
202401 0.000 308.417 0.000
202404 60.056 313.548 63.786
202407 -59.724 314.540 -63.233
202410 78.165 315.664 82.463
202501 -29.709 317.671 -31.144
202504 16.892 320.795 17.536
202507 -67.273 323.048 -69.350
202510 23.766 0.000
202601 69.748 325.252 71.414
202604 -33.588 333.020 -33.588

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of NPR34.65 mean?
Everest Bank (XNEP:EBL) has a Cyclically Adjusted FCF per Share of NPR34.65 as of Apr. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Everest Bank and its competitors.
Is Everest Bank's Cyclically Adjusted FCF per Share too high?
Everest Bank's current Cyclically Adjusted FCF per Share is NPR34.65. Overall, Everest Bank has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Everest Bank's Cyclically Adjusted FCF per Share compare to competitors?
Everest Bank's Cyclically Adjusted FCF per Share of NPR34.65 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Everest Bank and its competitors. Everest Bank's current Cyclically Adjusted FCF per Share is NPR34.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everest Bank stock overvalued right now?
Based on GuruFocus' analysis, Everest Bank (XNEP:EBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR729.56, compared to a current price of NPR731.90 — trading 0.3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is NPR34.65. Everest Bank's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Everest Bank (XNEP:EBL), the current Cyclically Adjusted FCF per Share is NPR34.65 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Everest Bank (XNEP:EBL) Overvalued in 2026?

Based on GuruFocus' analysis, Everest Bank stock appears to be overvalued. The current stock price of NPR731.90 is trading 0.3% above its estimated GF Value™ of NPR729.56. GuruFocus considers Everest Bank to be Fairly Valued.

Key valuation signals for XNEP:EBL:

  • Cyclically Adjusted FCF per Share: NPR34.65
  • GF Value™: NPR729.56 vs. price of NPR731.90 (0.3% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the XNEP:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Everest Bank Business Description

Other Exchanges EBLCP.PFD:Nepal
Address EBL House, Lazimpat, P.O.Box 13384, Kathmandu, NPL
Everest Bank Ltd provides commercial banking services and is partnered with the Punjab National Bank of India. The bank offers services through the Any Branch Banking System. Its e-services include M-Banking, Virtual Credit Card, QR Code Payment Service, QR Payment Soundbox, E-Paicho, Foneloan Digital Lending Service, e-Statement, Electronic Cheque Deposit Machine, Missed Call Alerts, and Corporate Pay. The bank's services also include current accounts, savings accounts, fixed deposit accounts, recurring deposit accounts, retirement plan accounts, call accounts, retail and corporate loans, inward and outward remittances, and other related services.
67GF Score

Get the complete analysis for XNEP:EBL

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR731.90
Price
NPR729.56
GF Value