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Everest BankXNEP:EBL +1.45%71 5-Year Yield-on-Cost % is 2.00 as of Sep. 21, 2026, which is 35% above its 10-year median of 1.48. GuruFocus rates XNEP:EBL with a GF Score™ of 71/100 and a GF Value™ of NPR735.18 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,240 Banks companies, Everest Bank ranks worse than 82.66% on this metric.
Everest Bank's yield on cost for the quarter that ended in Apr. 2026 was 2.00.
The historical rank and industry rank for Everest Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
XNEP:EBL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.14 Med: 1.48 Max: 3.96
Current: 2
During the past 13 years, Everest Bank's highest Yield on Cost was 3.96. The lowest was 0.14. And the median was 1.48.
XNEP:EBL's 5-Year Yield-on-Cost % is ranked worse than 82.66% of 1240
companies
in the Banks industry
Industry Median: 3.82
vs XNEP:EBL: 2.00
Everest Bank (XNEP:EBL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Everest Bank 5-Year Yield-on-Cost % Related Terms
Everest Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Everest Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Everest Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Everest Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Everest Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Everest Bank is calculated as
Everest Bank (XNEP:EBL) has a 5-Year Yield-on-Cost % of 2.00 as of Sep. 21, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Everest Bank and its competitors. This is 35% above median its historical median of 1.48. Over the past decade, Everest Bank's 5-Year Yield-on-Cost % has ranged from 0.14 to 3.96. According to the industry distribution chart, Everest Bank ranks #1025 out of 1240 companies in the Banks industry, placing it in the top 82.7%.
Is Everest Bank's 5-Year Yield-on-Cost % too high?
Everest Bank's current 5-Year Yield-on-Cost % of 2.00 is 35% above median its 10-year median of 1.48. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 3.96. The Banks industry median 5-Year Yield-on-Cost % is 3.82. Everest Bank's value of 2.00 is 47.6% below this industry median. Based on the distribution chart, Everest Bank ranks #1025 out of 1240 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Everest Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Everest Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Everest Bank ranks #1025 out of 1240 companies for 5-Year Yield-on-Cost %. This places Everest Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.82. Everest Bank's value of 2.00 is 47.6% below this benchmark. Historically, Everest Bank's own 5-Year Yield-on-Cost % has ranged from 0.14 to 3.96 over the past decade. While the company's 10-year median is 1.48 vs. the industry median of 3.82, Everest Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.82, based on 1,240 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Everest Bank's current 5-Year Yield-on-Cost % of 2.00 is 47.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Everest Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Everest Bank's current 5-Year Yield-on-Cost % is 2.00, which is 35% above median its own 10-year median of 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everest Bank stock overvalued right now?
Based on GuruFocus' analysis, Everest Bank (XNEP:EBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR735.18, compared to a current price of NPR701.00 — trading 4.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.00, which is 35% above median its 10-year median of 1.48 and 47.6% below the Banks industry median of 3.82. Everest Bank's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Everest Bank (XNEP:EBL), the current 5-Year Yield-on-Cost % is 2.00 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Everest Bank (XNEP:EBL) Overvalued in 2026?
Based on GuruFocus' analysis, Everest Bank stock appears to be undervalued.
The current stock price of NPR701.00 is trading 4.6% below its estimated GF Value™ of NPR735.18.
GuruFocus considers Everest Bank to be Fairly Valued.
Key valuation signals for XNEP:EBL:
5-Year Yield-on-Cost %: 2.00 (35% above median its 10-year median of 1.48)
GF Value™: NPR735.18 vs. price of NPR701.00 (4.6% below fair value)
Industry Position: 47.6% below the Banks median (#1025 of 1240)
No single metric tells the full story. See the XNEP:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Everest Bank Ltd provides commercial banking services and is partnered with the Punjab National Bank of India. The bank offers services through the Any Branch Banking System. Its e-services include M-Banking, Virtual Credit Card, QR Code Payment Service, QR Payment Soundbox, E-Paicho, Foneloan Digital Lending Service, e-Statement, Electronic Cheque Deposit Machine, Missed Call Alerts, and Corporate Pay. The bank's services also include current accounts, savings accounts, fixed deposit accounts, recurring deposit accounts, retirement plan accounts, call accounts, retail and corporate loans, inward and outward remittances, and other related services.
71GF Score
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