Everest BankXNEP:EBL -0.57%68 Net Margin % is 38.90% as of Apr. 2026, which is 6% below its 10-year median of 41.31. GuruFocus rates XNEP:EBL with a GF Score™ of 68/100 and a GF Value™ of NPR718.27 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Everest Bank ranks better than 84.49% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Everest Bank's Net Income for the
three
months ended in Apr. 2026 was NPR1,212 Mil. Everest Bank's Revenue for the
three
months ended in Apr. 2026 was NPR3,116 Mil. Therefore, Everest Bank's net margin for the quarter that ended in Apr. 2026 was 38.90%.
The historical rank and industry rank for Everest Bank's Net Margin % or its related term are showing as below:
XNEP:EBL'
s Net Margin % Range Over the Past 10 Years
Min: 36.84 Med: 41.31 Max: 44.15
Current: 40.18
XNEP:EBL's Net Margin % is ranked better than 84.49% of 1528
companies
in the Banks industry
Industry Median: 26.845
vs XNEP:EBL: 40.18
Everest Bank (XNEP:EBL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Everest Bank Net Margin % Related Terms
Everest Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for Everest Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Everest Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Everest Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Everest Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Everest Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Everest Bank (XNEP:EBL) has a Net Margin % of 38.90% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Everest Bank and its competitors. This is near median its historical median of 41.31. Over the past decade, Everest Bank's Net Margin % has ranged from 36.84 to 44.15. According to the industry distribution chart, Everest Bank ranks #237 out of 1528 companies in the Banks industry, placing it in the top 15.5%.
Is Everest Bank's Net Margin % too high?
Everest Bank's current Net Margin % of 38.90% is near median its 10-year median of 41.31. Over the past 10 years, this metric has ranged from a low of 36.84 to a high of 44.15. The Banks industry median Net Margin % is 26.85. Everest Bank's value of 38.90% is 44.9% above this industry median. Based on the distribution chart, Everest Bank ranks #237 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Everest Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Everest Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Everest Bank ranks #237 out of 1528 companies for Net Margin %. This places Everest Bank in the top 16% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Everest Bank's value of 38.90% is 44.9% above this benchmark. Historically, Everest Bank's own Net Margin % has ranged from 36.84 to 44.15 over the past decade. While the company's 10-year median is 41.31 vs. the industry median of 26.85, Everest Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Everest Bank's current Net Margin % of 38.90% is 44.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Everest Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Everest Bank's current Net Margin % is 38.90%, which is near median its own 10-year median of 41.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everest Bank stock overvalued right now?
Based on GuruFocus' analysis, Everest Bank (XNEP:EBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR718.27, compared to a current price of NPR700.00 — trading 2.5% below its estimated fair value. The current Net Margin % is 38.90%, which is near median its 10-year median of 41.31 and 44.9% above the Banks industry median of 26.85. Everest Bank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Everest Bank (XNEP:EBL), the current Net Margin % is 38.90% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Everest Bank (XNEP:EBL) Overvalued in 2026?
Based on GuruFocus' analysis, Everest Bank stock appears to be undervalued.
The current stock price of NPR700.00 is trading 2.5% below its estimated GF Value™ of NPR718.27.
GuruFocus considers Everest Bank to be Fairly Valued.
Key valuation signals for XNEP:EBL:
Net Margin %: 38.90% (near median its 10-year median of 41.31)
GF Value™: NPR718.27 vs. price of NPR700.00 (2.5% below fair value)
Industry Position: 44.9% above the Banks median (#237 of 1528)
No single metric tells the full story. See the XNEP:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Everest Bank Ltd provides commercial banking services and is partnered with the Punjab National Bank of India. The bank offers services through the Any Branch Banking System. Its e-services include M-Banking, Virtual Credit Card, QR Code Payment Service, QR Payment Soundbox, E-Paicho, Foneloan Digital Lending Service, e-Statement, Electronic Cheque Deposit Machine, Missed Call Alerts, and Corporate Pay. The bank's services also include current accounts, savings accounts, fixed deposit accounts, recurring deposit accounts, retirement plan accounts, call accounts, retail and corporate loans, inward and outward remittances, and other related services.
68GF Score
Get the complete analysis for XNEP:EBL
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:EBL has been successfully added to your 
