Everest Bank (XNEP:EBL) E10: NPR43.67 (As of Apr. 2026)

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XNEP:EBL Everest Bank Ltd XNEP:EBL
68 GF Score
Price NPR694.00
GF Value NPR720.50
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Everest Bank E10?

Everest Bank XNEP:EBL -0.14% 68 E10 is NPR43.67 as of Apr. 2026. GuruFocus rates XNEP:EBL with a GF Score™ of 68/100 and a GF Value™ of NPR720.50 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Everest Bank's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR8.834. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR43.67 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Everest Bank's average E10 Growth Rate was -0.10% per year. During the past 3 years, the average E10 Growth Rate was -0.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Everest Bank was -0.50% per year. The lowest was -0.50% per year. And the median was -0.50% per year.

As of today (2026-07-14), Everest Bank's current stock price is NPR694.00. Everest Bank's E10 for the quarter that ended in Apr. 2026 was NPR43.67. Everest Bank's Shiller PE Ratio of today is 15.89.

During the past 13 years, the highest Shiller PE Ratio of Everest Bank was 17.68. The lowest was 7.37. And the median was 12.17.


Everest Bank  (XNEP:EBL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Everest Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=694.00/43.67
=15.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Everest Bank was 17.68. The lowest was 7.37. And the median was 12.17.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Everest Bank E10 Related Terms


Everest Bank E10 Historical Data

* Premium members only.

The historical data trend for Everest Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Everest Bank E10 Chart

Everest Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 44.75 44.11 40.87 44.12

Everest Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.71 44.12 43.20 42.94 43.67

Everest Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Everest Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everest Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Everest Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Everest Bank's Shiller PE Ratio falls into.


XNEP:EBL
68GF Score
Everest Bank Ltd XNEP:EBL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Everest Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Everest Bank's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=8.834/333.0200*333.0200
=8.834

Current CPI (Apr. 2026) = 333.0200.

Everest Bank Quarterly Data

per share eps CPI Adj_EPS
201607 11.175 240.628 15.466
201610 38.239 241.729 52.680
201701 8.530 242.839 11.698
201704 10.321 244.524 14.056
201707 6.388 244.786 8.691
201710 17.853 246.663 24.103
201801 7.458 247.867 10.020
201804 7.004 250.546 9.310
201807 5.741 252.006 7.587
201810 5.125 252.885 6.749
201901 6.445 251.712 8.527
201904 6.360 255.548 8.288
201907 6.781 256.571 8.801
201910 5.590 257.346 7.234
202001 6.626 257.971 8.554
202004 6.819 256.389 8.857
202007 1.317 259.101 1.693
202010 2.695 260.388 3.447
202101 5.049 261.582 6.428
202104 4.392 267.054 5.477
202107 3.627 273.003 4.424
202110 4.660 276.589 5.611
202201 2.094 281.148 2.480
202204 5.454 289.109 6.282
202207 7.354 296.276 8.266
202210 6.942 298.012 7.757
202301 5.843 299.170 6.504
202304 7.069 303.363 7.760
202307 7.183 305.691 7.825
202310 6.259 307.671 6.775
202401 7.475 308.417 8.071
202404 7.177 313.548 7.623
202407 8.776 314.540 9.292
202410 34.850 315.664 36.766
202501 7.592 317.671 7.959
202504 11.087 320.795 11.510
202507 10.644 323.048 10.973
202510 36.440 0.000
202601 6.835 325.252 6.998
202604 8.834 333.020 8.834

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR43.67 mean?
Everest Bank (XNEP:EBL) has a E10 of NPR43.67 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Everest Bank and its competitors.
Is Everest Bank's E10 too high?
Everest Bank's current E10 is NPR43.67. Overall, Everest Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Everest Bank's E10 compare to competitors?
Everest Bank's E10 of NPR43.67 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Everest Bank and its competitors. Everest Bank's current E10 is NPR43.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everest Bank stock overvalued right now?
Based on GuruFocus' analysis, Everest Bank (XNEP:EBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR720.50, compared to a current price of NPR694.00 — trading 3.7% below its estimated fair value. The current E10 is NPR43.67. Everest Bank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Everest Bank (XNEP:EBL), the current E10 is NPR43.67 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Everest Bank (XNEP:EBL) Overvalued in 2026?

Based on GuruFocus' analysis, Everest Bank stock appears to be undervalued. The current stock price of NPR694.00 is trading 3.7% below its estimated GF Value™ of NPR720.50. GuruFocus considers Everest Bank to be Fairly Valued.

Key valuation signals for XNEP:EBL:

  • E10: NPR43.67
  • GF Value™: NPR720.50 vs. price of NPR694.00 (3.7% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the XNEP:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Everest Bank Business Description

Other Exchanges EBLCP.PFD:Nepal
Address EBL House, Lazimpat, P.O.Box 13384, Kathmandu, NPL
Everest Bank Ltd provides commercial banking services and is partnered with the Punjab National Bank of India. The bank offers services through the Any Branch Banking System. Its e-services include M-Banking, Virtual Credit Card, QR Code Payment Service, QR Payment Soundbox, E-Paicho, Foneloan Digital Lending Service, e-Statement, Electronic Cheque Deposit Machine, Missed Call Alerts, and Corporate Pay. The bank's services also include current accounts, savings accounts, fixed deposit accounts, recurring deposit accounts, retirement plan accounts, call accounts, retail and corporate loans, inward and outward remittances, and other related services.
68GF Score

Get the complete analysis for XNEP:EBL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR694.00
Price
NPR720.50
GF Value