Everest Bank (XNEP:EBL) Cyclically Adjusted Book per Share: NPR205.47 (As of Apr. 2026)

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XNEP:EBL Everest Bank Ltd XNEP:EBL
68 GF Score
Price NPR727.00
GF Value NPR723.54
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Everest Bank Cyclically Adjusted Book per Share?

Everest Bank XNEP:EBL +0.28% 68 Cyclically Adjusted Book per Share is NPR205.47 as of Apr. 2026. GuruFocus rates XNEP:EBL with a GF Score™ of 68/100 and a GF Value™ of NPR723.54 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Everest Bank's adjusted book value per share for the three months ended in Apr. 2026 was NPR325.679. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR205.47 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Everest Bank's average Cyclically Adjusted Book Growth Rate was 7.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Everest Bank was 5.70% per year. The lowest was 5.70% per year. And the median was 5.70% per year.

As of today (2026-07-30), Everest Bank's current stock price is NPR727.00. Everest Bank's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was NPR205.47. Everest Bank's Cyclically Adjusted PB Ratio of today is 3.54.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Everest Bank was 3.94. The lowest was 2.03. And the median was 2.96.


Everest Bank  (XNEP:EBL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Everest Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=727.00/205.47
=3.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Everest Bank was 3.94. The lowest was 2.03. And the median was 2.96.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Everest Bank Cyclically Adjusted Book per Share Related Terms


Everest Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Everest Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Everest Bank Cyclically Adjusted Book per Share Chart

Everest Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 164.33 173.53 183.32 194.19

Everest Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 191.37 194.19 196.58 197.85 205.47

Everest Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Everest Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everest Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Everest Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Everest Bank's Cyclically Adjusted PB Ratio falls into.


XNEP:EBL
68GF Score
Everest Bank Ltd XNEP:EBL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Everest Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Everest Bank's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book= Book Value per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=325.679/333.0200*333.0200
=325.679

Current CPI (Apr. 2026) = 333.0200.

Everest Bank Quarterly Data

Book Value per Share CPI Adj_Book
201607 183.313 240.628 253.698
201610 169.908 241.729 234.075
201701 102.329 242.839 140.330
201704 108.308 244.524 147.506
201707 142.479 244.786 193.836
201710 138.013 246.663 186.332
201801 107.586 247.867 144.546
201804 112.953 250.546 150.135
201807 130.541 252.006 172.507
201810 135.453 252.885 178.376
201901 126.929 251.712 167.930
201904 133.889 255.548 174.479
201907 142.601 256.571 185.091
201910 148.284 257.346 191.888
202001 141.501 257.971 182.667
202004 148.288 256.389 192.609
202007 150.044 259.101 192.850
202010 152.606 260.388 195.174
202101 157.076 261.582 199.973
202104 169.100 267.054 210.870
202107 168.023 273.003 204.961
202110 168.389 276.589 202.745
202201 167.815 281.148 198.777
202204 171.734 289.109 197.818
202207 181.638 296.276 204.165
202210 188.504 298.012 210.648
202301 189.871 299.170 211.354
202304 193.705 303.363 212.642
202307 203.396 305.691 221.580
202310 207.839 307.671 224.963
202401 207.142 308.417 223.666
202404 213.891 313.548 227.174
202407 222.902 314.540 235.998
202410 227.270 315.664 239.766
202501 213.006 317.671 223.298
202504 222.139 320.795 230.604
202507 232.771 323.048 239.956
202510 241.215 0.000
202601 235.042 325.252 240.656
202604 325.679 333.020 325.679

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR205.47 mean?
Everest Bank (XNEP:EBL) has a Cyclically Adjusted Book per Share of NPR205.47 as of Apr. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Everest Bank and its competitors.
Is Everest Bank's Cyclically Adjusted Book per Share too high?
Everest Bank's current Cyclically Adjusted Book per Share is NPR205.47. Overall, Everest Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Everest Bank's Cyclically Adjusted Book per Share compare to competitors?
Everest Bank's Cyclically Adjusted Book per Share of NPR205.47 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Everest Bank and its competitors. Everest Bank's current Cyclically Adjusted Book per Share is NPR205.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everest Bank stock overvalued right now?
Based on GuruFocus' analysis, Everest Bank (XNEP:EBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR723.54, compared to a current price of NPR727.00 — trading 0.5% above its estimated fair value. The current Cyclically Adjusted Book per Share is NPR205.47. Everest Bank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Everest Bank (XNEP:EBL), the current Cyclically Adjusted Book per Share is NPR205.47 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Everest Bank (XNEP:EBL) Overvalued in 2026?

Based on GuruFocus' analysis, Everest Bank stock appears to be overvalued. The current stock price of NPR727.00 is trading 0.5% above its estimated GF Value™ of NPR723.54. GuruFocus considers Everest Bank to be Fairly Valued.

Key valuation signals for XNEP:EBL:

  • Cyclically Adjusted Book per Share: NPR205.47
  • GF Value™: NPR723.54 vs. price of NPR727.00 (0.5% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the XNEP:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Everest Bank Business Description

Other Exchanges EBLCP.PFD:Nepal
Address EBL House, Lazimpat, P.O.Box 13384, Kathmandu, NPL
Everest Bank Ltd provides commercial banking services and is partnered with the Punjab National Bank of India. The bank offers services through the Any Branch Banking System. Its e-services include M-Banking, Virtual Credit Card, QR Code Payment Service, QR Payment Soundbox, E-Paicho, Foneloan Digital Lending Service, e-Statement, Electronic Cheque Deposit Machine, Missed Call Alerts, and Corporate Pay. The bank's services also include current accounts, savings accounts, fixed deposit accounts, recurring deposit accounts, retirement plan accounts, call accounts, retail and corporate loans, inward and outward remittances, and other related services.
68GF Score

Get the complete analysis for XNEP:EBL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR727.00
Price
NPR723.54
GF Value