Everest Bank (XNEP:EBL) PS Ratio: 7.71 (As of Aug. 15, 2026) — Near Median

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XNEP:EBL Everest Bank Ltd XNEP:EBL
67 GF Score
Price NPR728.00
GF Value NPR727.18
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Everest Bank PS Ratio?

Everest Bank XNEP:EBL +0.83% 67 PS Ratio is 7.71 as of Aug. 15, 2026, which is 2% above its 10-year median of 7.55. GuruFocus rates XNEP:EBL with a GF Score™ of 67/100 and a GF Value™ of NPR727.18 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,513 Banks companies, Everest Bank ranks worse than 95.37% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Everest Bank's share price is NPR728.00. Everest Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR94.44. Hence, Everest Bank's PS Ratio for today is 7.71.

The historical rank and industry rank for Everest Bank's PS Ratio or its related term are showing as below:

XNEP:EBL' s PS Ratio Range Over the Past 10 Years
Min: 6.11   Med: 7.55   Max: 23.46
Current: 7.72

During the past 13 years, Everest Bank's highest PS Ratio was 23.46. The lowest was 6.11. And the median was 7.55.

XNEP:EBL's PS Ratio is ranked worse than
95.37% of 1513 companies
in the Banks industry
Industry Median: 3.1 vs XNEP:EBL: 7.72

Everest Bank's Revenue per Sharefor the three months ended in Apr. 2026 was NPR30.28. Its Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR94.44.

During the past 12 months, the average Revenue per Share Growth Rate of Everest Bank was 12.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 10.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 11.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 1.90% per year.

During the past 13 years, Everest Bank's highest 3-Year average Revenue per Share Growth Rate was 19.30% per year. The lowest was -18.00% per year. And the median was -0.30% per year.

Back to Basics: PS Ratio


Everest Bank  (XNEP:EBL) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Everest Bank PS Ratio Related Terms


Everest Bank PS Ratio Historical Data

* Premium members only.

The historical data trend for Everest Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Everest Bank PS Ratio Chart

Everest Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.37 6.65 6.87 8.48 8.31

Everest Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.87 8.31 7.23 7.91 7.38

Everest Bank PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Everest Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everest Bank PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Everest Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where Everest Bank's PS Ratio falls into.


XNEP:EBL
67GF Score
Everest Bank Ltd XNEP:EBL
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Everest Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Everest Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=728.00/94.444
=7.71

Everest Bank's Share Price of today is NPR728.00.
Everest Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR94.44.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 7.71 mean?
Everest Bank (XNEP:EBL) has a PS Ratio of 7.71 as of Aug. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Everest Bank and its competitors. This is near median its historical median of 7.55. Over the past decade, Everest Bank's PS Ratio has ranged from 6.11 to 23.46. According to the industry distribution chart, Everest Bank ranks #1443 out of 1513 companies in the Banks industry, placing it in the top 95.4%.
Is Everest Bank's PS Ratio too high?
Everest Bank's current PS Ratio of 7.71 is near median its 10-year median of 7.55. Over the past 10 years, this metric has ranged from a low of 6.11 to a high of 23.46. The Banks industry median PS Ratio is 3.10. Everest Bank's value of 7.71 is 148.7% above this industry median. Based on the distribution chart, Everest Bank ranks #1443 out of 1513 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Everest Bank has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Everest Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Everest Bank ranks #1443 out of 1513 companies for PS Ratio. This places Everest Bank in the lower half of its industry. The industry median PS Ratio is 3.10. Everest Bank's value of 7.71 is 148.7% above this benchmark. Historically, Everest Bank's own PS Ratio has ranged from 6.11 to 23.46 over the past decade. While the company's 10-year median is 7.55 vs. the industry median of 3.10, Everest Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.10, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Everest Bank's current PS Ratio of 7.71 is 148.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Everest Bank and its competitors. For the Banks industry, the median PS Ratio is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Everest Bank's current PS Ratio is 7.71, which is near median its own 10-year median of 7.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everest Bank stock overvalued right now?
Based on GuruFocus' analysis, Everest Bank (XNEP:EBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR727.18, compared to a current price of NPR728.00 — trading 0.1% above its estimated fair value. The current PS Ratio is 7.71, which is near median its 10-year median of 7.55 and 148.7% above the Banks industry median of 3.10. Everest Bank's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Everest Bank (XNEP:EBL), the current PS Ratio is 7.71 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Everest Bank (XNEP:EBL) Overvalued in 2026?

Based on GuruFocus' analysis, Everest Bank stock appears to be overvalued. The current stock price of NPR728.00 is trading 0.1% above its estimated GF Value™ of NPR727.18. GuruFocus considers Everest Bank to be Fairly Valued.

Key valuation signals for XNEP:EBL:

  • PS Ratio: 7.71 (near median its 10-year median of 7.55)
  • GF Value™: NPR727.18 vs. price of NPR728.00 (0.1% above fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 148.7% above the Banks median (#1443 of 1513)

No single metric tells the full story. See the XNEP:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Everest Bank Business Description

Other Exchanges EBLCP.PFD:Nepal
Address EBL House, Lazimpat, P.O.Box 13384, Kathmandu, NPL
Everest Bank Ltd provides commercial banking services and is partnered with the Punjab National Bank of India. The bank offers services through the Any Branch Banking System. Its e-services include M-Banking, Virtual Credit Card, QR Code Payment Service, QR Payment Soundbox, E-Paicho, Foneloan Digital Lending Service, e-Statement, Electronic Cheque Deposit Machine, Missed Call Alerts, and Corporate Pay. The bank's services also include current accounts, savings accounts, fixed deposit accounts, recurring deposit accounts, retirement plan accounts, call accounts, retail and corporate loans, inward and outward remittances, and other related services.
67GF Score

Get the complete analysis for XNEP:EBL

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR728.00
Price
NPR727.18
GF Value