Everest Bank (XNEP:EBL) FCF Margin %: -110.92% (As of Apr. 2026)


XNEP:EBL Everest Bank Ltd XNEP:EBL
68 GF Score
Price NPR700.00
GF Value NPR718.27
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Everest Bank FCF Margin %?

Everest Bank XNEP:EBL -0.57% 68 FCF Margin % is -110.92% as of Apr. 2026. GuruFocus rates XNEP:EBL with a GF Score™ of 68/100 and a GF Value™ of NPR718.27 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,506 Banks companies, Everest Bank ranks worse than 73.44% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Everest Bank's Free Cash Flow for the three months ended in Apr. 2026 was NPR-3,457 Mil. Everest Bank's Revenue for the three months ended in Apr. 2026 was NPR3,116 Mil. Therefore, Everest Bank's FCF Margin % for the quarter that ended in Apr. 2026 was -110.92%.

As of today, Everest Bank's current FCF Yield % is 0.15%.

The historical rank and industry rank for Everest Bank's FCF Margin % or its related term are showing as below:

XNEP:EBL' s FCF Margin % Range Over the Past 10 Years
Min: -126.37   Med: 40.55   Max: 143.26
Current: 1.21


During the past 13 years, the highest FCF Margin % of Everest Bank was 143.26%. The lowest was -126.37%. And the median was 40.55%.

XNEP:EBL's FCF Margin % is ranked worse than
73.44% of 1506 companies
in the Banks industry
Industry Median: 26.355 vs XNEP:EBL: 1.21


Everest Bank FCF Margin % Related Terms


Everest Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Everest Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Everest Bank FCF Margin % Chart

Everest Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.53 113.22 16.65 -44.49 -14.77

Everest Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 80.55 -308.77 104.73 354.32 -110.92

Everest Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Everest Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everest Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Everest Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Everest Bank's FCF Margin % falls into.


XNEP:EBL
68GF Score
Everest Bank Ltd XNEP:EBL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Everest Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Everest Bank's FCF Margin for the fiscal year that ended in Jul. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=-1649.8/11169.046
=-14.77 %

Everest Bank's FCF Margin for the quarter that ended in Apr. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=-3456.689/3116.26
=-110.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -110.92% mean?
Everest Bank (XNEP:EBL) has a FCF Margin % of -110.92% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Everest Bank and its competitors. According to the industry distribution chart, Everest Bank ranks #1106 out of 1506 companies in the Banks industry, placing it in the top 73.4%.
Is Everest Bank's FCF Margin % too high?
Everest Bank's current FCF Margin % is -110.92%. Based on the distribution chart, Everest Bank ranks #1106 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, Everest Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Everest Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Everest Bank ranks #1106 out of 1506 companies for FCF Margin %. This places Everest Bank in the lower half of its industry. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Everest Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Everest Bank's current FCF Margin % is -110.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everest Bank stock overvalued right now?
Based on GuruFocus' analysis, Everest Bank (XNEP:EBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR718.27, compared to a current price of NPR700.00 — trading 2.5% below its estimated fair value. The current FCF Margin % is -110.92%. Everest Bank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Everest Bank (XNEP:EBL), the current FCF Margin % is -110.92% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Everest Bank (XNEP:EBL) Overvalued in 2026?

Based on GuruFocus' analysis, Everest Bank stock appears to be undervalued. The current stock price of NPR700.00 is trading 2.5% below its estimated GF Value™ of NPR718.27. GuruFocus considers Everest Bank to be Fairly Valued.

Key valuation signals for XNEP:EBL:

  • FCF Margin %: -110.92%
  • GF Value™: NPR718.27 vs. price of NPR700.00 (2.5% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the XNEP:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Everest Bank Business Description

Other Exchanges EBLCP.PFD:Nepal
Address EBL House, Lazimpat, P.O.Box 13384, Kathmandu, NPL
Everest Bank Ltd provides commercial banking services and is partnered with the Punjab National Bank of India. The bank offers services through the Any Branch Banking System. Its e-services include M-Banking, Virtual Credit Card, QR Code Payment Service, QR Payment Soundbox, E-Paicho, Foneloan Digital Lending Service, e-Statement, Electronic Cheque Deposit Machine, Missed Call Alerts, and Corporate Pay. The bank's services also include current accounts, savings accounts, fixed deposit accounts, recurring deposit accounts, retirement plan accounts, call accounts, retail and corporate loans, inward and outward remittances, and other related services.
68GF Score

Get the complete analysis for XNEP:EBL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR700.00
Price
NPR718.27
GF Value