Arab Islamic Bank (XPAE:AIB) Cyclically Adjusted FCF per Share: $ (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:AIB Arab Islamic Bank XPAE:AIB
62 GF Score
Price $1.35
GF Value $1.44
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Arab Islamic Bank Cyclically Adjusted FCF per Share?

Arab Islamic Bank XPAE:AIB 62 Cyclically Adjusted FCF per Share is $ as of Jun. 2026. GuruFocus rates XPAE:AIB with a GF Score™ of 62/100 and a GF Value™ of $1.44 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Arab Islamic Bank's adjusted free cash flow per share for the three months ended in Jun. 2026 was $0.279. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $ for the trailing ten years ended in Jun. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 6.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Arab Islamic Bank was 6.90% per year. The lowest was 6.90% per year. And the median was 6.90% per year.

As of today (2026-09-22), Arab Islamic Bank's current stock price is $1.35. Arab Islamic Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $. Arab Islamic Bank's Cyclically Adjusted Price-to-FCF of today is .


Arab Islamic Bank  (XPAE:AIB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Arab Islamic Bank Cyclically Adjusted FCF per Share Related Terms


Arab Islamic Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Arab Islamic Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Islamic Bank Cyclically Adjusted FCF per Share Chart

Arab Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - -

Arab Islamic Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

XPAE:AIB vs USB, PNC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Arab Islamic Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Islamic Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Arab Islamic Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Arab Islamic Bank's Cyclically Adjusted Price-to-FCF falls into.


XPAE:AIB
62GF Score
Arab Islamic Bank XPAE:AIB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arab Islamic Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Arab Islamic Bank's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.279/333.9520*333.9520
=0.279

Current CPI (Jun. 2026) = 333.9520.

Arab Islamic Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201603 -0.021 238.132 -0.029
201609 0.082 241.428 0.113
201703 0.039 243.801 0.053
201706 0.080 244.955 0.109
201709 0.384 246.819 0.520
201712 -0.068 246.524 -0.092
201803 0.121 249.554 0.162
201806 0.017 251.989 0.023
201809 -0.093 252.439 -0.123
201812 0.023 251.233 0.031
201903 -0.062 254.202 -0.081
201906 0.122 256.143 0.159
201909 0.108 256.759 0.140
201912 0.145 256.974 0.188
202003 -0.113 258.115 -0.146
202006 0.071 257.797 0.092
202009 -0.003 260.280 -0.004
202012 0.327 260.474 0.419
202103 -0.011 264.877 -0.014
202106 0.074 271.696 0.091
202109 0.129 274.310 0.157
202112 0.189 278.802 0.226
202203 0.047 287.504 0.055
202206 0.023 296.311 0.026
202209 0.204 296.808 0.230
202212 0.081 296.797 0.091
202303 -0.168 301.836 -0.186
202306 0.302 305.109 0.331
202309 0.101 307.789 0.110
202312 -0.021 306.746 -0.023
202403 0.080 312.332 0.086
202406 -0.038 314.175 -0.040
202409 0.145 315.301 0.154
202412 -0.008 315.605 -0.008
202503 0.087 319.799 0.091
202506 0.081 322.561 0.084
202509 0.277 324.800 0.285
202512 0.265 324.054 0.273
202603 -0.092 330.213 -0.093
202606 0.279 333.952 0.279

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $ mean?
Arab Islamic Bank (XPAE:AIB) has a Cyclically Adjusted FCF per Share of $ as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Arab Islamic Bank and its competitors.
Is Arab Islamic Bank's Cyclically Adjusted FCF per Share too high?
Arab Islamic Bank's current Cyclically Adjusted FCF per Share is $. Overall, Arab Islamic Bank has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arab Islamic Bank's Cyclically Adjusted FCF per Share compare to USB and PNC?
Arab Islamic Bank's Cyclically Adjusted FCF per Share of $ can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Arab Islamic Bank and its competitors. Arab Islamic Bank's current Cyclically Adjusted FCF per Share is $. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Islamic Bank (XPAE:AIB) is currently considered Fairly Valued. The stock's GF Value™ is $1.44, compared to a current price of $1.35 — trading 6.2% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $. Arab Islamic Bank's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Arab Islamic Bank (XPAE:AIB), the current Cyclically Adjusted FCF per Share is $ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Islamic Bank (XPAE:AIB) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Islamic Bank stock appears to be undervalued. The current stock price of $1.35 is trading 6.2% below its estimated GF Value™ of $1.44. GuruFocus considers Arab Islamic Bank to be Fairly Valued.

Key valuation signals for XPAE:AIB:

  • Cyclically Adjusted FCF per Share: $
  • GF Value™: $1.44 vs. price of $1.35 (6.2% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the XPAE:AIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Islamic Bank Business Description

Address P.O. Box 631, Al- Bireh, Ramallah, PSE
Arab Islamic Bank is an Islamic banking firm in Palestine that provides banking and investment services according to Islamic Shari'a. The bank operates through three segments including Retail banking, Corporate banking, and Treasury. Its Retail Banking segment is engaged in handling individual customers' deposits and providing them with Islamic financing and other services. Its Corporate banking segment handles Islamic financing, deposits and current accounts for corporate and institutional customers. While its Treasury segment provides trading and treasury services and also manages Bank's funds and investments. The bank operates geographically in Palestine, Jordan, Israel and other countries, and earns majority of its revenue from Palestine.
62GF Score

Get the complete analysis for XPAE:AIB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.35
Price
$1.44
GF Value