Arab Islamic Bank (XPAE:AIB) PEG Ratio: 5.24 (As of Jul. 16, 2026) — Near Median

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XPAE:AIB Arab Islamic Bank XPAE:AIB
64 GF Score
Price $1.11
GF Value $1.24
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Arab Islamic Bank PEG Ratio?

Arab Islamic Bank XPAE:AIB +2.78% 64 PEG Ratio is 5.24 as of Jul. 16, 2026, which is 1% below its 10-year median of 5.29. GuruFocus rates XPAE:AIB with a GF Score™ of 64/100 and a GF Value™ of $1.24 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,227 Banks companies, Arab Islamic Bank ranks worse than 85.33% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Arab Islamic Bank's PE Ratio without NRI is 20.94. Arab Islamic Bank's 5-Year Book Value growth rate is 4.00%. Therefore, Arab Islamic Bank's PEG Ratio for today is 5.24.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Arab Islamic Bank's PEG Ratio or its related term are showing as below:

XPAE:AIB' s PEG Ratio Range Over the Past 10 Years
Min: 2   Med: 5.29   Max: 66.88
Current: 5.24


During the past 13 years, Arab Islamic Bank's highest PEG Ratio was 66.88. The lowest was 2.00. And the median was 5.29.


XPAE:AIB's PEG Ratio is ranked worse than
85.33% of 1227 companies
in the Banks industry
Industry Median: 1.53 vs XPAE:AIB: 5.24

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Arab Islamic Bank  (XPAE:AIB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Arab Islamic Bank PEG Ratio Related Terms


Arab Islamic Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Arab Islamic Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Islamic Bank PEG Ratio Chart

Arab Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.75 5.31 23.14 6.27

Arab Islamic Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.14 58.39 6.60 4.52 6.27

XPAE:AIB vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Arab Islamic Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Islamic Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Arab Islamic Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Arab Islamic Bank's PEG Ratio falls into.


XPAE:AIB
64GF Score
Arab Islamic Bank XPAE:AIB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arab Islamic Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Arab Islamic Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=20.943396226415/4.00
=5.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 5.24 mean?
Arab Islamic Bank (XPAE:AIB) has a PEG Ratio of 5.24 as of Jul. 16, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Arab Islamic Bank and its competitors. This is near median its historical median of 5.29. Over the past decade, Arab Islamic Bank's PEG Ratio has ranged from 2.00 to 66.88. According to the industry distribution chart, Arab Islamic Bank ranks #1047 out of 1227 companies in the Banks industry, placing it in the top 85.3%.
Is Arab Islamic Bank's PEG Ratio too high?
Arab Islamic Bank's current PEG Ratio of 5.24 is near median its 10-year median of 5.29. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 66.88. The Banks industry median PEG Ratio is 1.53. Arab Islamic Bank's value of 5.24 is 242.5% above this industry median. Based on the distribution chart, Arab Islamic Bank ranks #1047 out of 1227 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Arab Islamic Bank has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arab Islamic Bank's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Arab Islamic Bank ranks #1047 out of 1227 companies for PEG Ratio. This places Arab Islamic Bank in the lower half of its industry. The industry median PEG Ratio is 1.53. Arab Islamic Bank's value of 5.24 is 242.5% above this benchmark. Historically, Arab Islamic Bank's own PEG Ratio has ranged from 2.00 to 66.88 over the past decade. While the company's 10-year median is 5.29 vs. the industry median of 1.53, Arab Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arab Islamic Bank's current PEG Ratio of 5.24 is 242.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Arab Islamic Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Islamic Bank's current PEG Ratio is 5.24, which is near median its own 10-year median of 5.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Islamic Bank (XPAE:AIB) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.24, compared to a current price of $1.11 — trading 10.5% below its estimated fair value. The current PEG Ratio is 5.24, which is near median its 10-year median of 5.29 and 242.5% above the Banks industry median of 1.53. Arab Islamic Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Arab Islamic Bank (XPAE:AIB), the current PEG Ratio is 5.24 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Islamic Bank (XPAE:AIB) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Islamic Bank stock appears to be undervalued. The current stock price of $1.11 is trading 10.5% below its estimated GF Value™ of $1.24. GuruFocus considers Arab Islamic Bank to be Modestly Undervalued.

Key valuation signals for XPAE:AIB:

  • PEG Ratio: 5.24 (near median its 10-year median of 5.29)
  • GF Value™: $1.24 vs. price of $1.11 (10.5% below fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 242.5% above the Banks median (#1047 of 1227)

No single metric tells the full story. See the XPAE:AIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Islamic Bank Business Description

Address P.O. Box 631, Al- Bireh, Ramallah, PSE
Arab Islamic Bank is an Islamic banking firm in Palestine that provides banking and investment services according to Islamic Shari'a. The bank operates through three segments including Retail banking, Corporate banking, and Treasury. Its Retail Banking segment is engaged in handling individual customers' deposits and providing them with Islamic financing and other services. Its Corporate banking segment handles Islamic financing, deposits and current accounts for corporate and institutional customers. While its Treasury segment provides trading and treasury services and also manages Bank's funds and investments. The bank operates geographically in Palestine, Jordan, Israel and other countries, and earns majority of its revenue from Palestine.
64GF Score

Get the complete analysis for XPAE:AIB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.11
Price
$1.24
GF Value