Arab Islamic Bank (XPAE:AIB) Enterprise Value: $-572.96 Mil (As of Jul. 07, 2026) ***


XPAE:AIB Arab Islamic Bank XPAE:AIB
64 GF Score
Price $1.11
GF Value $1.24
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Arab Islamic Bank Enterprise Value?

Arab Islamic Bank XPAE:AIB 64 Enterprise Value is $-572.96 Mil as of Jul. 07, 2026. GuruFocus rates XPAE:AIB with a GF Score™ of 64/100 and a GF Value™ of $1.24 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Arab Islamic Bank's Enterprise Value is $-572.96 Mil. Arab Islamic Bank's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $91.50 Mil. Therefore, Arab Islamic Bank's EV-to-Revenue ratio for today is -6.26.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Arab Islamic Bank's Enterprise Value is $-572.96 Mil. Arab Islamic Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $72.51 Mil. Therefore, Arab Islamic Bank's EV-to-OCF ratio for today is -7.90.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Arab Islamic Bank's Enterprise Value is $-572.96 Mil. Arab Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $70.88 Mil. Therefore, Arab Islamic Bank's EV-to-FCF ratio for today is -8.08.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Arab Islamic Bank  (XPAE:AIB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Arab Islamic Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-572.956/91.497
=-6.26

Arab Islamic Bank's current Enterprise Value is $-572.96 Mil.
Arab Islamic Bank's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $91.50 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Arab Islamic Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-572.956/72.506
=-7.90

Arab Islamic Bank's current Enterprise Value is $-572.96 Mil.
Arab Islamic Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $72.51 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Arab Islamic Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-572.956/70.877
=-8.08

Arab Islamic Bank's current Enterprise Value is $-572.96 Mil.
Arab Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $70.88 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Arab Islamic Bank Enterprise Value Related Terms


Arab Islamic Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Arab Islamic Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Islamic Bank Enterprise Value Chart

Arab Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -440.96 -341.21 -335.15 -365.66 -565.88

Arab Islamic Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -365.66 -356.03 -422.63 -504.58 -565.88

XPAE:AIB vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Arab Islamic Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Islamic Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Arab Islamic Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Arab Islamic Bank's Enterprise Value falls into.


XPAE:AIB
64GF Score
Arab Islamic Bank XPAE:AIB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Arab Islamic Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Arab Islamic Bank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Arab Islamic Bank's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $-572.96 Mil mean?
Arab Islamic Bank (XPAE:AIB) has a Enterprise Value of $-572.96 Mil as of Jul. 07, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Arab Islamic Bank and its competitors.
Is Arab Islamic Bank's Enterprise Value too high?
Arab Islamic Bank's current Enterprise Value is $-572.96 Mil. Overall, Arab Islamic Bank has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arab Islamic Bank's Enterprise Value compare to PNC and USB?
Arab Islamic Bank's Enterprise Value of $-572.96 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Arab Islamic Bank and its competitors. Arab Islamic Bank's current Enterprise Value is $-572.96 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Islamic Bank (XPAE:AIB) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.24, compared to a current price of $1.11 — trading 10.5% below its estimated fair value. The current Enterprise Value is $-572.96 Mil. Arab Islamic Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Arab Islamic Bank (XPAE:AIB), the current Enterprise Value is $-572.96 Mil as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Islamic Bank (XPAE:AIB) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Islamic Bank stock appears to be undervalued. The current stock price of $1.11 is trading 10.5% below its estimated GF Value™ of $1.24. GuruFocus considers Arab Islamic Bank to be Modestly Undervalued.

Key valuation signals for XPAE:AIB:

  • Enterprise Value: $-572.96 Mil
  • GF Value™: $1.24 vs. price of $1.11 (10.5% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the XPAE:AIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Islamic Bank Business Description

Address P.O. Box 631, Al- Bireh, Ramallah, PSE
Arab Islamic Bank is an Islamic banking firm in Palestine that provides banking and investment services according to Islamic Shari'a. The bank operates through three segments including Retail banking, Corporate banking, and Treasury. Its Retail Banking segment is engaged in handling individual customers' deposits and providing them with Islamic financing and other services. Its Corporate banking segment handles Islamic financing, deposits and current accounts for corporate and institutional customers. While its Treasury segment provides trading and treasury services and also manages Bank's funds and investments. The bank operates geographically in Palestine, Jordan, Israel and other countries, and earns majority of its revenue from Palestine.
64GF Score

Get the complete analysis for XPAE:AIB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.11
Price
$1.24
GF Value