Arab Islamic Bank (XPAE:AIB) Asset Turnover: 0.02 (As of Dec. 2025)


XPAE:AIB Arab Islamic Bank XPAE:AIB
64 GF Score
Price $1.11
GF Value $1.24
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Arab Islamic Bank Asset Turnover?

Arab Islamic Bank XPAE:AIB 64 Asset Turnover is 0.02 as of Dec. 2025. GuruFocus rates XPAE:AIB with a GF Score™ of 64/100 and a GF Value™ of $1.24 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Arab Islamic Bank's Revenue for the three months ended in Dec. 2025 was $32.50 Mil. Arab Islamic Bank's Total Assets for the quarter that ended in Dec. 2025 was $1,921.84 Mil. Therefore, Arab Islamic Bank's Asset Turnover for the quarter that ended in Dec. 2025 was 0.02.

Asset Turnover is linked to ROE % through Du Pont Formula. Arab Islamic Bank's annualized ROE % for the quarter that ended in Dec. 2025 was -0.52%. It is also linked to ROA % through Du Pont Formula. Arab Islamic Bank's annualized ROA % for the quarter that ended in Dec. 2025 was -0.04%.


Arab Islamic Bank  (XPAE:AIB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Arab Islamic Bank's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-0.78/149.411
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-0.78 / 129.992)*(129.992 / 1921.8445)*(1921.8445/ 149.411)
=Net Margin %*Asset Turnover*Equity Multiplier
=-0.6 %*0.0676*12.8628
=ROA %*Equity Multiplier
=-0.04 %*12.8628
=-0.52 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Arab Islamic Bank's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=-0.78/1921.8445
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-0.78 / 129.992)*(129.992 / 1921.8445)
=Net Margin %*Asset Turnover
=-0.6 %*0.0676
=-0.04 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Arab Islamic Bank Asset Turnover Related Terms


Arab Islamic Bank Asset Turnover Historical Data

* Premium members only.

The historical data trend for Arab Islamic Bank's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Islamic Bank Asset Turnover Chart

Arab Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.04

Arab Islamic Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.01 0.01 0.01 0.02

XPAE:AIB vs PNC, USB: Asset Turnover Comparison

For the Banks - Regional subindustry, Arab Islamic Bank's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Islamic Bank Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Arab Islamic Bank's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Arab Islamic Bank's Asset Turnover falls into.


XPAE:AIB
64GF Score
Arab Islamic Bank XPAE:AIB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Arab Islamic Bank Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Arab Islamic Bank's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=73.252/( (1708.403+1941.96)/ 2 )
=73.252/1825.1815
=0.04

Arab Islamic Bank's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=32.498/( (1901.729+1941.96)/ 2 )
=32.498/1921.8445
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.02 mean?
Arab Islamic Bank (XPAE:AIB) has a Asset Turnover of 0.02 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Arab Islamic Bank and its competitors.
Is Arab Islamic Bank's Asset Turnover too high?
Arab Islamic Bank's current Asset Turnover is 0.02. Overall, Arab Islamic Bank has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arab Islamic Bank's Asset Turnover compare to PNC and USB?
Arab Islamic Bank's Asset Turnover of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Arab Islamic Bank and its competitors. Arab Islamic Bank's current Asset Turnover is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Islamic Bank (XPAE:AIB) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.24, compared to a current price of $1.11 — trading 10.5% below its estimated fair value. The current Asset Turnover is 0.02. Arab Islamic Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Arab Islamic Bank (XPAE:AIB), the current Asset Turnover is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Islamic Bank (XPAE:AIB) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Islamic Bank stock appears to be undervalued. The current stock price of $1.11 is trading 10.5% below its estimated GF Value™ of $1.24. GuruFocus considers Arab Islamic Bank to be Modestly Undervalued.

Key valuation signals for XPAE:AIB:

  • Asset Turnover: 0.02
  • GF Value™: $1.24 vs. price of $1.11 (10.5% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the XPAE:AIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Islamic Bank Business Description

Address P.O. Box 631, Al- Bireh, Ramallah, PSE
Arab Islamic Bank is an Islamic banking firm in Palestine that provides banking and investment services according to Islamic Shari'a. The bank operates through three segments including Retail banking, Corporate banking, and Treasury. Its Retail Banking segment is engaged in handling individual customers' deposits and providing them with Islamic financing and other services. Its Corporate banking segment handles Islamic financing, deposits and current accounts for corporate and institutional customers. While its Treasury segment provides trading and treasury services and also manages Bank's funds and investments. The bank operates geographically in Palestine, Jordan, Israel and other countries, and earns majority of its revenue from Palestine.
64GF Score

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Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.11
Price
$1.24
GF Value