Arab Islamic Bank (XPAE:AIB) Dividend Payout Ratio: 0.00 (As of Dec. 2025)


XPAE:AIB Arab Islamic Bank XPAE:AIB
64 GF Score
Price $1.08
GF Value $1.24
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Arab Islamic Bank Dividend Payout Ratio?

Arab Islamic Bank XPAE:AIB 64 Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus rates XPAE:AIB with a GF Score™ of 64/100 and a GF Value™ of $1.24 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,175 Banks companies, Arab Islamic Bank ranks worse than 85106.3% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Arab Islamic Bank's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.00.

The historical rank and industry rank for Arab Islamic Bank's Dividend Payout Ratio or its related term are showing as below:


During the past 13 years, the highest Dividend Payout Ratio of Arab Islamic Bank was 2.12. The lowest was 0.35. And the median was 0.72.

XPAE:AIB's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-07-12), the Dividend Yield % of Arab Islamic Bank is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Arab Islamic Bank was 18.07%. The lowest was 2.10%. And the median was 6.54%.

Arab Islamic Bank's Dividends per Share for the months ended in Dec. 2025 was $0.00.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Arab Islamic Bank was 0.80% per year. The lowest was -23.90% per year. And the median was -11.55% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Arab Islamic Bank (XPAE:AIB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Arab Islamic Bank Dividend Payout Ratio Related Terms


Arab Islamic Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Arab Islamic Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Islamic Bank Dividend Payout Ratio Chart

Arab Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.12 0.35 0.72 0.00 0.00

Arab Islamic Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XPAE:AIB vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Arab Islamic Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Islamic Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Arab Islamic Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Arab Islamic Bank's Dividend Payout Ratio falls into.


XPAE:AIB
64GF Score
Arab Islamic Bank XPAE:AIB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arab Islamic Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Arab Islamic Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0/ 0.048
=0.00

Arab Islamic Bank's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ -0.002
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Arab Islamic Bank (XPAE:AIB) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Arab Islamic Bank and its competitors. Over the past decade, Arab Islamic Bank's Dividend Payout Ratio has ranged from 0.35 to 2.12. According to the industry distribution chart, Arab Islamic Bank ranks #999999 out of 1175 companies in the Banks industry.
Is Arab Islamic Bank's Dividend Payout Ratio too high?
Arab Islamic Bank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 2.12. Based on the distribution chart, Arab Islamic Bank ranks #999999 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Arab Islamic Bank has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arab Islamic Bank's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Arab Islamic Bank ranks #999999 out of 1175 companies for Dividend Payout Ratio. This places Arab Islamic Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Arab Islamic Bank's own Dividend Payout Ratio has ranged from 0.35 to 2.12 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Arab Islamic Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Islamic Bank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Islamic Bank (XPAE:AIB) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.24, compared to a current price of $1.08 — trading 12.9% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Arab Islamic Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Arab Islamic Bank (XPAE:AIB), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Islamic Bank (XPAE:AIB) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Islamic Bank stock appears to be undervalued. The current stock price of $1.08 is trading 12.9% below its estimated GF Value™ of $1.24. GuruFocus considers Arab Islamic Bank to be Modestly Undervalued.

Key valuation signals for XPAE:AIB:

  • Dividend Payout Ratio: 0.00
  • GF Value™: $1.24 vs. price of $1.08 (12.9% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the XPAE:AIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Islamic Bank Business Description

Address P.O. Box 631, Al- Bireh, Ramallah, PSE
Arab Islamic Bank is an Islamic banking firm in Palestine that provides banking and investment services according to Islamic Shari'a. The bank operates through three segments including Retail banking, Corporate banking, and Treasury. Its Retail Banking segment is engaged in handling individual customers' deposits and providing them with Islamic financing and other services. Its Corporate banking segment handles Islamic financing, deposits and current accounts for corporate and institutional customers. While its Treasury segment provides trading and treasury services and also manages Bank's funds and investments. The bank operates geographically in Palestine, Jordan, Israel and other countries, and earns majority of its revenue from Palestine.
64GF Score

Get the complete analysis for XPAE:AIB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.08
Price
$1.24
GF Value