Arab Islamic Bank (XPAE:AIB) ROE % Adjusted to Book Value: -0.65% (As of Dec. 2025)


XPAE:AIB Arab Islamic Bank XPAE:AIB
64 GF Score
Price $1.08
GF Value $1.24
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Arab Islamic Bank ROE % Adjusted to Book Value?

Arab Islamic Bank XPAE:AIB 64 ROE % Adjusted to Book Value is -0.65% as of Dec. 2025. GuruFocus rates XPAE:AIB with a GF Score™ of 64/100 and a GF Value™ of $1.24 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Arab Islamic Bank's ROE % for the quarter that ended in Dec. 2025 was -0.52%. Arab Islamic Bank's PB Ratio for the quarter that ended in Dec. 2025 was 0.80. Arab Islamic Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was -0.65%.


Arab Islamic Bank ROE % Adjusted to Book Value Related Terms


Arab Islamic Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Arab Islamic Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Islamic Bank ROE % Adjusted to Book Value Chart

Arab Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.39 7.87 3.43 1.03 4.60

Arab Islamic Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.05 6.32 5.78 6.85 -0.65

XPAE:AIB vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Arab Islamic Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Islamic Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Arab Islamic Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Arab Islamic Bank's ROE % Adjusted to Book Value falls into.


XPAE:AIB
64GF Score
Arab Islamic Bank XPAE:AIB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Arab Islamic Bank ROE % Adjusted to Book Value Calculation

Arab Islamic Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.68% / 0.80
=4.60%

Arab Islamic Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-0.52% / 0.80
=-0.65%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -0.65% mean?
Arab Islamic Bank (XPAE:AIB) has a ROE % Adjusted to Book Value of -0.65% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Arab Islamic Bank and its competitors.
Is Arab Islamic Bank's ROE % Adjusted to Book Value too high?
Arab Islamic Bank's current ROE % Adjusted to Book Value is -0.65%. Overall, Arab Islamic Bank has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arab Islamic Bank's ROE % Adjusted to Book Value compare to PNC and USB?
Arab Islamic Bank's ROE % Adjusted to Book Value of -0.65% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Arab Islamic Bank and its competitors. Arab Islamic Bank's current ROE % Adjusted to Book Value is -0.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Islamic Bank (XPAE:AIB) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.24, compared to a current price of $1.08 — trading 12.9% below its estimated fair value. The current ROE % Adjusted to Book Value is -0.65%. Arab Islamic Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Arab Islamic Bank (XPAE:AIB), the current ROE % Adjusted to Book Value is -0.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Islamic Bank (XPAE:AIB) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Islamic Bank stock appears to be undervalued. The current stock price of $1.08 is trading 12.9% below its estimated GF Value™ of $1.24. GuruFocus considers Arab Islamic Bank to be Modestly Undervalued.

Key valuation signals for XPAE:AIB:

  • ROE % Adjusted to Book Value: -0.65%
  • GF Value™: $1.24 vs. price of $1.08 (12.9% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the XPAE:AIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Islamic Bank Business Description

Address P.O. Box 631, Al- Bireh, Ramallah, PSE
Arab Islamic Bank is an Islamic banking firm in Palestine that provides banking and investment services according to Islamic Shari'a. The bank operates through three segments including Retail banking, Corporate banking, and Treasury. Its Retail Banking segment is engaged in handling individual customers' deposits and providing them with Islamic financing and other services. Its Corporate banking segment handles Islamic financing, deposits and current accounts for corporate and institutional customers. While its Treasury segment provides trading and treasury services and also manages Bank's funds and investments. The bank operates geographically in Palestine, Jordan, Israel and other countries, and earns majority of its revenue from Palestine.
64GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.08
Price
$1.24
GF Value