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ADX:RAKNIC's Cyclically Adjusted PB Ratio is not ranked
in the Insurance industry.
Industry Median: 1.415
vs ADX:RAKNIC: 1.56
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Ras Al Khaimah National Insurance Company PSC's adjusted book value per share data for the three months ended in Jun. 2026 was د.إ2.047. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ1.94 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PB Ratio Related Terms
Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PB Ratio Chart
Ras Al Khaimah National Insurance Company PSC Annual Data
ADX:RAKNIC vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison
For the Insurance - Diversified subindustry, Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PB Ratio vs Insurance Industry
Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 1.56 mean?
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) has a Cyclically Adjusted PB Ratio of 1.56 as of Sep. 04, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Ras Al Khaimah National Insurance Company PSC and its competitors. This is near median its historical median of 1.69. Over the past decade, Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PB Ratio has ranged from 0.60 to 2.17.
Is Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PB Ratio too high?
Ras Al Khaimah National Insurance Company PSC's current Cyclically Adjusted PB Ratio of 1.56 is near median its 10-year median of 1.69. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 2.17. The Insurance industry median Cyclically Adjusted PB Ratio is 1.42. Ras Al Khaimah National Insurance Company PSC's value of 1.56 is 10.2% above this industry median. Overall, Ras Al Khaimah National Insurance Company PSC has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PB Ratio of 1.56 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PB Ratio is 1.42. Ras Al Khaimah National Insurance Company PSC's value of 1.56 is 10.2% above this benchmark. Historically, Ras Al Khaimah National Insurance Company PSC's own Cyclically Adjusted PB Ratio has ranged from 0.60 to 2.17 over the past decade. While the company's 10-year median is 1.69 vs. the industry median of 1.42, Ras Al Khaimah National Insurance Company PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.42, based on 408 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ras Al Khaimah National Insurance Company PSC's current Cyclically Adjusted PB Ratio of 1.56 is 10.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Ras Al Khaimah National Insurance Company PSC and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ras Al Khaimah National Insurance Company PSC's current Cyclically Adjusted PB Ratio is 1.56, which is near median its own 10-year median of 1.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ras Al Khaimah National Insurance Company PSC stock overvalued right now?
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) has a current Cyclically Adjusted PB Ratio of 1.56. The stock's GF Value™ is د.إ3.32, compared to a current price of د.إ3.02 — trading 9% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.56, which is near median its 10-year median of 1.69 and 10.2% above the Insurance industry median of 1.42. Ras Al Khaimah National Insurance Company PSC's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC), the current Cyclically Adjusted PB Ratio is 1.56 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Ras Al Khaimah National Insurance Company PSC stock appears to be undervalued.
The current stock price of د.إ3.02 is trading 9% below its estimated GF Value™ of د.إ3.32.
Key valuation signals for ADX:RAKNIC:
Cyclically Adjusted PB Ratio: 1.56 (near median its 10-year median of 1.69)
GF Value™: د.إ3.32 vs. price of د.إ3.02 (9% below fair value)
Industry Position: 10.2% above the Insurance median
No single metric tells the full story. See the ADX:RAKNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ras Al Khaimah National Insurance Company PSC operates as an insurance company in the UAE. Its principal activity is to undertake all classes of the insurance business, including life assurance, saving, and accumulation of funds. It operates in two segments: Life & Medical and General & Motor. The majority of its revenue comes from the General & Motor segment.
55GF Score
Get the complete analysis for ADX:RAKNIC
Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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