Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) Net Margin %: 13.62% (As of Jun. 2026) — 173% Above Median

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ADX:RAKNIC Ras Al Khaimah National Insurance Company PSC ADX:RAKNIC
55 GF Score
Price د.إ3.02
GF Value د.إ3.32
! 3 Warning Signs
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What is Ras Al Khaimah National Insurance Company PSC Net Margin %?

Ras Al Khaimah National Insurance Company PSC ADX:RAKNIC 55 Net Margin % is 13.62% as of Jun. 2026, which is 173% above its 10-year median of 4.98. GuruFocus rates ADX:RAKNIC with a GF Score™ of 55/100 and a GF Value™ of د.إ3.32. The stock has 3 warning signs investors should review. Among 500 Insurance companies, Ras Al Khaimah National Insurance Company PSC ranks better than 69.4% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Ras Al Khaimah National Insurance Company PSC's Net Income for the three months ended in Jun. 2026 was د.إ11.9 Mil. Ras Al Khaimah National Insurance Company PSC's Revenue for the three months ended in Jun. 2026 was د.إ87.7 Mil. Therefore, Ras Al Khaimah National Insurance Company PSC's net margin for the quarter that ended in Jun. 2026 was 13.62%.

The historical rank and industry rank for Ras Al Khaimah National Insurance Company PSC's Net Margin % or its related term are showing as below:

ADX:RAKNIC' s Net Margin % Range Over the Past 10 Years
Min: -11.73   Med: 4.98   Max: 13.59
Current: 13.59


ADX:RAKNIC's Net Margin % is ranked better than
69.4% of 500 companies
in the Insurance industry
Industry Median: 9.175 vs ADX:RAKNIC: 13.59

Ras Al Khaimah National Insurance Company PSC  (ADX:RAKNIC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Ras Al Khaimah National Insurance Company PSC Net Margin % Related Terms


Ras Al Khaimah National Insurance Company PSC Net Margin % Historical Data

* Premium members only.

The historical data trend for Ras Al Khaimah National Insurance Company PSC's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ras Al Khaimah National Insurance Company PSC Net Margin % Chart

Ras Al Khaimah National Insurance Company PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.46 -11.73 4.97 4.98 12.72

Ras Al Khaimah National Insurance Company PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.49 8.59 13.37 18.54 13.62

ADX:RAKNIC vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, Ras Al Khaimah National Insurance Company PSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ras Al Khaimah National Insurance Company PSC Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Ras Al Khaimah National Insurance Company PSC's Net Margin % distribution charts can be found below:

* The bar in red indicates where Ras Al Khaimah National Insurance Company PSC's Net Margin % falls into.


ADX:RAKNIC
55GF Score
Ras Al Khaimah National Insurance Company PSC ADX:RAKNIC
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ras Al Khaimah National Insurance Company PSC Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Ras Al Khaimah National Insurance Company PSC's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=43.194/339.668
=12.72 %

Ras Al Khaimah National Insurance Company PSC's Net Margin for the quarter that ended in Jun. 2026 is calculated as

Net Margin=Net Income (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=11.939/87.663
=13.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 13.62% mean?
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) has a Net Margin % of 13.62% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Ras Al Khaimah National Insurance Company PSC and its competitors. This is 173% above median its historical median of 4.98. According to the industry distribution chart, Ras Al Khaimah National Insurance Company PSC ranks #153 out of 500 companies in the Insurance industry, placing it in the top 30.6%.
Is Ras Al Khaimah National Insurance Company PSC's Net Margin % too high?
Ras Al Khaimah National Insurance Company PSC's current Net Margin % of 13.62% is 173% above median its 10-year median of 4.98. The Insurance industry median Net Margin % is 9.18. Ras Al Khaimah National Insurance Company PSC's value of 13.62% is 48.4% above this industry median. Based on the distribution chart, Ras Al Khaimah National Insurance Company PSC ranks #153 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Ras Al Khaimah National Insurance Company PSC has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Ras Al Khaimah National Insurance Company PSC's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ras Al Khaimah National Insurance Company PSC ranks #153 out of 500 companies for Net Margin %. This puts Ras Al Khaimah National Insurance Company PSC in the upper half of its industry. The industry median Net Margin % is 9.18. Ras Al Khaimah National Insurance Company PSC's value of 13.62% is 48.4% above this benchmark. While the company's 10-year median is 4.98 vs. the industry median of 9.18, Ras Al Khaimah National Insurance Company PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.18, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ras Al Khaimah National Insurance Company PSC's current Net Margin % of 13.62% is 48.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Ras Al Khaimah National Insurance Company PSC and its competitors. For the Insurance industry, the median Net Margin % is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ras Al Khaimah National Insurance Company PSC's current Net Margin % is 13.62%, which is 173% above median its own 10-year median of 4.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ras Al Khaimah National Insurance Company PSC stock overvalued right now?
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) has a current Net Margin % of 13.62%. The stock's GF Value™ is د.إ3.32, compared to a current price of د.إ3.02 — trading 9% below its estimated fair value. The current Net Margin % is 13.62%, which is 173% above median its 10-year median of 4.98 and 48.4% above the Insurance industry median of 9.18. Ras Al Khaimah National Insurance Company PSC's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC), the current Net Margin % is 13.62% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Ras Al Khaimah National Insurance Company PSC stock appears to be undervalued. The current stock price of د.إ3.02 is trading 9% below its estimated GF Value™ of د.إ3.32.

Key valuation signals for ADX:RAKNIC:

  • Net Margin %: 13.62% (173% above median its 10-year median of 4.98)
  • GF Value™: د.إ3.32 vs. price of د.إ3.02 (9% below fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 48.4% above the Insurance median (#153 of 500)

No single metric tells the full story. See the ADX:RAKNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ras Al Khaimah National Insurance Company PSC Business Description

Address Sheikh Saqr Bin Mohammad Al Qasimi R/18, P.O. Box 506, 6th Floor, Rakbank Building Al Jazeera, Ras Al Khaimah, ARE
Ras Al Khaimah National Insurance Company PSC operates as an insurance company in the UAE. Its principal activity is to undertake all classes of the insurance business, including life assurance, saving, and accumulation of funds. It operates in two segments: Life & Medical and General & Motor. The majority of its revenue comes from the General & Motor segment.
55GF Score

Get the complete analysis for ADX:RAKNIC

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.02
Price
د.إ3.32
GF Value