Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) ROE % Adjusted to Book Value: 13.47% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:RAKNIC Ras Al Khaimah National Insurance Company PSC ADX:RAKNIC
55 GF Score
Price د.إ3.02
GF Value د.إ3.32
! 3 Warning Signs
View Full Analysis

What is Ras Al Khaimah National Insurance Company PSC ROE % Adjusted to Book Value?

Ras Al Khaimah National Insurance Company PSC ADX:RAKNIC 55 ROE % Adjusted to Book Value is 13.47% as of Jun. 2026. GuruFocus rates ADX:RAKNIC with a GF Score™ of 55/100 and a GF Value™ of د.إ3.32. The stock has 3 warning signs investors should review.

Ras Al Khaimah National Insurance Company PSC's ROE % for the quarter that ended in Jun. 2026 was 19.94%. Ras Al Khaimah National Insurance Company PSC's PB Ratio for the quarter that ended in Jun. 2026 was 1.48. Ras Al Khaimah National Insurance Company PSC's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 13.47%.


Ras Al Khaimah National Insurance Company PSC ROE % Adjusted to Book Value Related Terms


Ras Al Khaimah National Insurance Company PSC ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Ras Al Khaimah National Insurance Company PSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ras Al Khaimah National Insurance Company PSC ROE % Adjusted to Book Value Chart

Ras Al Khaimah National Insurance Company PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.43 -5.38 3.45 5.50 12.52

Ras Al Khaimah National Insurance Company PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.65 7.57 12.40 18.35 13.47

ADX:RAKNIC vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Ras Al Khaimah National Insurance Company PSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ras Al Khaimah National Insurance Company PSC ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Ras Al Khaimah National Insurance Company PSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Ras Al Khaimah National Insurance Company PSC's ROE % Adjusted to Book Value falls into.


ADX:RAKNIC
55GF Score
Ras Al Khaimah National Insurance Company PSC ADX:RAKNIC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ras Al Khaimah National Insurance Company PSC ROE % Adjusted to Book Value Calculation

Ras Al Khaimah National Insurance Company PSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=21.41% / 1.71
=12.52%

Ras Al Khaimah National Insurance Company PSC's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.94% / 1.48
=13.47%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.47% mean?
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) has a ROE % Adjusted to Book Value of 13.47% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Ras Al Khaimah National Insurance Company PSC and its competitors.
Is Ras Al Khaimah National Insurance Company PSC's ROE % Adjusted to Book Value too high?
Ras Al Khaimah National Insurance Company PSC's current ROE % Adjusted to Book Value is 13.47%. Overall, Ras Al Khaimah National Insurance Company PSC has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Ras Al Khaimah National Insurance Company PSC's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Ras Al Khaimah National Insurance Company PSC's ROE % Adjusted to Book Value of 13.47% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Ras Al Khaimah National Insurance Company PSC and its competitors. Ras Al Khaimah National Insurance Company PSC's current ROE % Adjusted to Book Value is 13.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ras Al Khaimah National Insurance Company PSC stock overvalued right now?
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) has a current ROE % Adjusted to Book Value of 13.47%. The stock's GF Value™ is د.إ3.32, compared to a current price of د.إ3.02 — trading 9% below its estimated fair value. The current ROE % Adjusted to Book Value is 13.47%. Ras Al Khaimah National Insurance Company PSC's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC), the current ROE % Adjusted to Book Value is 13.47% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Ras Al Khaimah National Insurance Company PSC stock appears to be undervalued. The current stock price of د.إ3.02 is trading 9% below its estimated GF Value™ of د.إ3.32.

Key valuation signals for ADX:RAKNIC:

  • ROE % Adjusted to Book Value: 13.47%
  • GF Value™: د.إ3.32 vs. price of د.إ3.02 (9% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the ADX:RAKNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ras Al Khaimah National Insurance Company PSC Business Description

Address Sheikh Saqr Bin Mohammad Al Qasimi R/18, P.O. Box 506, 6th Floor, Rakbank Building Al Jazeera, Ras Al Khaimah, ARE
Ras Al Khaimah National Insurance Company PSC operates as an insurance company in the UAE. Its principal activity is to undertake all classes of the insurance business, including life assurance, saving, and accumulation of funds. It operates in two segments: Life & Medical and General & Motor. The majority of its revenue comes from the General & Motor segment.
55GF Score

Get the complete analysis for ADX:RAKNIC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.02
Price
د.إ3.32
GF Value