Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) Cyclically Adjusted PS Ratio: 0.93 (As of Aug. 24, 2026) — 26% Below Median

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ADX:RAKNIC Ras Al Khaimah National Insurance Company PSC ADX:RAKNIC
55 GF Score
Price د.إ3.02
GF Value د.إ3.32
! 3 Warning Signs
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What is Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PS Ratio?

Ras Al Khaimah National Insurance Company PSC ADX:RAKNIC 55 Cyclically Adjusted PS Ratio is 0.93 as of Aug. 24, 2026, which is 26% below its 10-year median of 1.26. GuruFocus rates ADX:RAKNIC with a GF Score™ of 55/100 and a GF Value™ of د.إ3.32. The stock has 3 warning signs investors should review.

As of today (2026-08-24), Ras Al Khaimah National Insurance Company PSC's current share price is د.إ3.02. Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was د.إ3.26. Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio for today is 0.93.

The historical rank and industry rank for Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio or its related term are showing as below:

ADX:RAKNIC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.38   Med: 1.26   Max: 1.61
Current: 0.93

During the past years, Ras Al Khaimah National Insurance Company PSC's highest Cyclically Adjusted PS Ratio was 1.61. The lowest was 0.38. And the median was 1.26.

ADX:RAKNIC's Cyclically Adjusted PS Ratio is not ranked
in the Insurance industry.
Industry Median: 1.25 vs ADX:RAKNIC: 0.93

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Ras Al Khaimah National Insurance Company PSC's adjusted revenue per share data for the three months ended in Jun. 2026 was د.إ0.723. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ3.26 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ras Al Khaimah National Insurance Company PSC  (ADX:RAKNIC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PS Ratio Related Terms


Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PS Ratio Chart

Ras Al Khaimah National Insurance Company PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.59 1.24 0.78 1.00

Ras Al Khaimah National Insurance Company PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.03 1.03 1.00 0.93 0.93

ADX:RAKNIC vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio falls into.


ADX:RAKNIC
55GF Score
Ras Al Khaimah National Insurance Company PSC ADX:RAKNIC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ras Al Khaimah National Insurance Company PSC Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3.02/3.26
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Ras Al Khaimah National Insurance Company PSC's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.723/333.9520*333.9520
=0.723

Current CPI (Jun. 2026) = 333.9520.

Ras Al Khaimah National Insurance Company PSC Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.815 241.428 1.127
201612 0.798 241.432 1.104
201703 0.739 243.801 1.012
201706 0.678 244.955 0.924
201709 0.522 246.819 0.706
201712 0.543 246.524 0.736
201803 0.602 249.554 0.806
201806 0.612 251.989 0.811
201809 0.693 252.439 0.917
201812 0.587 251.233 0.780
201903 0.579 254.202 0.761
201906 0.749 256.143 0.977
201909 0.802 256.759 1.043
201912 0.970 256.974 1.261
202003 0.872 258.115 1.128
202006 0.750 257.797 0.972
202009 0.827 260.280 1.061
202012 0.696 260.474 0.892
202103 0.691 264.877 0.871
202106 0.602 271.696 0.740
202109 0.600 274.310 0.730
202112 0.606 278.802 0.726
202203 0.639 287.504 0.742
202206 0.611 296.311 0.689
202209 0.593 296.808 0.667
202212 0.643 296.797 0.723
202303 0.579 301.836 0.641
202306 0.601 305.109 0.658
202309 0.625 307.789 0.678
202312 0.607 306.746 0.661
202403 0.594 312.332 0.635
202406 0.619 314.175 0.658
202409 0.623 315.301 0.660
202412 0.718 315.605 0.760
202503 0.672 319.799 0.702
202506 0.698 322.561 0.723
202509 0.706 324.800 0.726
202512 0.725 324.054 0.747
202603 0.742 330.213 0.750
202606 0.723 333.952 0.723

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.93 mean?
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) has a Cyclically Adjusted PS Ratio of 0.93 as of Aug. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ras Al Khaimah National Insurance Company PSC and its competitors. This is 26% below median its historical median of 1.26. Over the past decade, Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio has ranged from 0.38 to 1.61.
Is Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio too high?
Ras Al Khaimah National Insurance Company PSC's current Cyclically Adjusted PS Ratio of 0.93 is 26% below median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 1.61. The Insurance industry median Cyclically Adjusted PS Ratio is 1.25. Ras Al Khaimah National Insurance Company PSC's value of 0.93 is 25.6% below this industry median. Overall, Ras Al Khaimah National Insurance Company PSC has a GF Scoreâ„¢ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
Ras Al Khaimah National Insurance Company PSC's Cyclically Adjusted PS Ratio of 0.93 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PS Ratio is 1.25. Ras Al Khaimah National Insurance Company PSC's value of 0.93 is 25.6% below this benchmark. Historically, Ras Al Khaimah National Insurance Company PSC's own Cyclically Adjusted PS Ratio has ranged from 0.38 to 1.61 over the past decade. While the company's 10-year median is 1.26 vs. the industry median of 1.25, Ras Al Khaimah National Insurance Company PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.25, based on 405 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ras Al Khaimah National Insurance Company PSC's current Cyclically Adjusted PS Ratio of 0.93 is 25.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ras Al Khaimah National Insurance Company PSC and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ras Al Khaimah National Insurance Company PSC's current Cyclically Adjusted PS Ratio is 0.93, which is 26% below median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ras Al Khaimah National Insurance Company PSC stock overvalued right now?
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) has a current Cyclically Adjusted PS Ratio of 0.93. The stock's GF Value™ is د.إ3.32, compared to a current price of د.إ3.02 — trading 9% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.93, which is 26% below median its 10-year median of 1.26 and 25.6% below the Insurance industry median of 1.25. Ras Al Khaimah National Insurance Company PSC's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC), the current Cyclically Adjusted PS Ratio is 0.93 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Ras Al Khaimah National Insurance Company PSC stock appears to be undervalued. The current stock price of د.Ø¥3.02 is trading 9% below its estimated GF Value™ of د.Ø¥3.32.

Key valuation signals for ADX:RAKNIC:

  • Cyclically Adjusted PS Ratio: 0.93 (26% below median its 10-year median of 1.26)
  • GF Value™: د.Ø¥3.32 vs. price of د.Ø¥3.02 (9% below fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 25.6% below the Insurance median

No single metric tells the full story. See the ADX:RAKNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ras Al Khaimah National Insurance Company PSC Business Description

Address Sheikh Saqr Bin Mohammad Al Qasimi R/18, P.O. Box 506, 6th Floor, Rakbank Building Al Jazeera, Ras Al Khaimah, ARE
Ras Al Khaimah National Insurance Company PSC operates as an insurance company in the UAE. Its principal activity is to undertake all classes of the insurance business, including life assurance, saving, and accumulation of funds. It operates in two segments: Life & Medical and General & Motor. The majority of its revenue comes from the General & Motor segment.
55GF Score

Get the complete analysis for ADX:RAKNIC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.02
Price
د.إ3.32
GF Value