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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
ADX:RAKNIC's Price-to-Median-PS-Value is ranked better than 65.31% of 343
companies
in the Insurance industry
Industry Median: 1.04
vs ADX:RAKNIC: 0.85
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Ras Al Khaimah National Insurance Company PSC's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
3.02
/
3.54
=
0.85
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ras Al Khaimah National Insurance Company PSC Median PS Value Related Terms
Ras Al Khaimah National Insurance Company PSC Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ras Al Khaimah National Insurance Company PSC Median PS Value Chart
Ras Al Khaimah National Insurance Company PSC Annual Data
ADX:RAKNIC vs BRK.A, AIG, HIG: Median PS Value Comparison
For the Insurance - Diversified subindustry, Ras Al Khaimah National Insurance Company PSC's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ras Al Khaimah National Insurance Company PSC Price-to-Median-PS-Value vs Insurance Industry
10-Year Median PS Ratio is 1.2224.
Ras Al Khaimah National Insurance Company PSC's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ2.896.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) has a Median PS Value of د.إ3.54 as of Jul. 29, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Ras Al Khaimah National Insurance Company PSC and its competitors. This is 70% below median its historical median of 0.99. Over the past decade, Ras Al Khaimah National Insurance Company PSC's Median PS Value has ranged from 0.72 to 1.34. According to the industry distribution chart, Ras Al Khaimah National Insurance Company PSC ranks #119 out of 343 companies in the Insurance industry, placing it in the top 34.7%.
Is Ras Al Khaimah National Insurance Company PSC's Median PS Value too high?
Ras Al Khaimah National Insurance Company PSC's current Median PS Value of د.إ3.54 is 70% below median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 1.34. Based on the distribution chart, Ras Al Khaimah National Insurance Company PSC ranks #119 out of 343 companies in the Insurance industry, which is above the industry midpoint. Overall, Ras Al Khaimah National Insurance Company PSC has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Ras Al Khaimah National Insurance Company PSC's Median PS Value compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ras Al Khaimah National Insurance Company PSC ranks #119 out of 343 companies for Median PS Value. This puts Ras Al Khaimah National Insurance Company PSC in the upper half of its industry. The industry median Median PS Value is 1.04. Historically, Ras Al Khaimah National Insurance Company PSC's own Median PS Value has ranged from 0.72 to 1.34 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.04, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Ras Al Khaimah National Insurance Company PSC and its competitors. For the Insurance industry, the median Median PS Value is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ras Al Khaimah National Insurance Company PSC's current Median PS Value is د.إ3.54, which is 70% below median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ras Al Khaimah National Insurance Company PSC stock overvalued right now?
Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) has a current Median PS Value of د.إ3.54. The stock's GF Value™ is د.إ3.32, compared to a current price of د.إ3.02 — trading 9% below its estimated fair value. The current Median PS Value is د.إ3.54, which is 70% below median its 10-year median of 0.99. Ras Al Khaimah National Insurance Company PSC's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC), the current Median PS Value is د.إ3.54 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ras Al Khaimah National Insurance Company PSC (ADX:RAKNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Ras Al Khaimah National Insurance Company PSC stock appears to be undervalued.
The current stock price of د.إ3.02 is trading 9% below its estimated GF Value™ of د.إ3.32.
Key valuation signals for ADX:RAKNIC:
Median PS Value: د.إ3.54 (70% below median its 10-year median of 0.99)
GF Value™: د.إ3.32 vs. price of د.إ3.02 (9% below fair value)
No single metric tells the full story. See the ADX:RAKNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ras Al Khaimah National Insurance Company PSC Business Description
Ras Al Khaimah National Insurance Company PSC operates as an insurance company in the UAE. Its principal activity is to undertake all classes of the insurance business, including life assurance, saving, and accumulation of funds. It operates in two segments: Life & Medical and General & Motor. The majority of its revenue comes from the General & Motor segment.
55GF Score
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