Oswal Leasing (BOM:509099) Cyclically Adjusted PB Ratio: (As of Sep. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:509099 Oswal Leasing Ltd BOM:509099
35 GF Score
Price ₹78.64
GF Value ₹41.33
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Oswal Leasing Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Oswal Leasing  (BOM:509099) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Oswal Leasing Cyclically Adjusted PB Ratio Related Terms


Oswal Leasing Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Oswal Leasing's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oswal Leasing Cyclically Adjusted PB Ratio Chart

Oswal Leasing Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.36 0.48 0.72 1.06

Oswal Leasing Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.86 0.00 1.06 0.00

BOM:509099 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Oswal Leasing's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oswal Leasing Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Oswal Leasing's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Oswal Leasing's Cyclically Adjusted PB Ratio falls into.


BOM:509099
35GF Score
Oswal Leasing Ltd BOM:509099
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oswal Leasing Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Oswal Leasing's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Oswal Leasing's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Oswal Leasing Quarterly Data

Book Value per Share CPI Adj_Book
201609 51.986 105.961 82.108
201612 0.000 105.196 0.000
201703 52.802 105.196 84.003
201706 0.000 107.109 0.000
201709 53.410 109.021 81.989
201712 0.000 109.404 0.000
201803 52.364 109.786 79.823
201806 0.000 111.317 0.000
201809 43.246 115.142 62.858
201812 0.000 115.142 0.000
201903 54.370 118.202 76.980
201906 0.000 120.880 0.000
201909 54.810 123.175 74.470
201912 0.000 126.235 0.000
202003 55.700 124.705 74.751
202006 0.000 127.000 0.000
202009 56.406 130.118 72.549
202012 0.000 130.889 0.000
202103 55.244 131.771 70.164
202106 0.000 134.084 0.000
202109 55.092 135.847 67.871
202112 0.000 138.161 0.000
202203 55.818 138.822 67.292
202206 0.000 142.347 0.000
202209 55.722 144.661 64.464
202212 0.000 145.763 0.000
202303 55.454 146.865 63.192
202306 0.000 150.280 0.000
202309 55.614 151.492 61.438
202312 0.000 152.924 0.000
202403 55.406 153.035 60.592
202406 0.000 155.789 0.000
202409 56.246 157.882 59.622
202412 0.000 158.323 0.000
202503 55.964 157.552 59.447
202506 0.000 159.755 0.000
202509 55.526 162.289 57.260
202512 0.000 163.281 0.000
202603 54.370 164.272 55.391
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Oswal Leasing (BOM:509099) Overvalued in 2026?

Based on GuruFocus' analysis, Oswal Leasing stock appears to be overvalued. The current stock price of ₹78.64 is trading 90.3% above its estimated GF Value™ of ₹41.33. GuruFocus considers Oswal Leasing to be Significantly Overvalued.

Key valuation signals for BOM:509099:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹41.33 vs. price of ₹78.64 (90.3% above fair value)
  • GF Score™: 35/100 with 7 warning signs

No single metric tells the full story. See the BOM:509099 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oswal Leasing Business Description

Address G. T. Road, Premises Oswal Woollen Mills Limited, Sherpur, Ludhiana, PB, IND, 141003
Oswal Leasing Ltd is a non-banking financial company. Its activities include leasing and hire purchase finance. Its business activity involves acquiring to provide on lease or to provide on hire purchase basis all types of industrial and office plant, equipment, machinery, vehicles, buildings, and real estate, required for manufacturing, processing, transportation and trading business and other commercial and service business. Its business activity also involves financing industrial enterprises and promoting companies engaged in industrial and trading business.
35GF Score

Get the complete analysis for BOM:509099

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹78.64
Price
₹41.33
GF Value